Sara Scheyer-Arnett
RE/MAX Victory + Affiliates
(859) 600-0275
90 Total Sales
1 in Ludlow
$190,000 Price
435 Elm St Ludlow, KY 41016
Ludlow AreaEstimated Value: $395,312
4
Beds
2
Baths
1,908
Sq Ft
$207/Sq Ft
Est. Value
Highlights
- Granite Flooring
- Furnished
- No HOA
- High Ceiling
- Granite Countertops
- 4-minute walk to Ludlow Memorial Park
About This Home
As of October 2025Rockstar 4 bed, 2 full bath Fully Furnished rental with detached 1 car garage, beautiful covered front porch and back patio. All in the heart of Ludlow and minutes from Downtown Cincinnati, and walkable to shopping and dining in Ludlow. The old world charm matched with updated kitchen and baths, and flooring on the main floor. Roof '22. HVAC '23. Siding, roof and windows new on garage '23.
If tenant wants furnishings removed. Owner will remove.
Last Agent to Rent the Property
eXp Realty, LLC License #221066 Listed on: 09/09/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1930
Lot Details
- 4,625 Sq Ft Lot
- Lot Dimensions are 37 x 125
- Level Lot
- Historic Home
Parking
- 1 Car Detached Garage
- Driveway
- On-Street Parking
Home Design
- Stone Foundation
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,908 Sq Ft Home
- 2-Story Property
- Furnished
- High Ceiling
- Ceiling Fan
- Chandelier
- Electric Fireplace
- Vinyl Clad Windows
- Panel Doors
- Family Room
- Living Room
- Formal Dining Room
- Partial Basement
- Fire and Smoke Detector
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Granite
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Mini Split Air Conditioners
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Furnace
Community Details
- No Home Owners Association
Listing and Financial Details
- No Smoking Allowed
- Negotiable Lease Term
- Assessor Parcel Number 026-34-07-015.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2023
Closed on
Jun 8, 2023
Sold by
James Travis P and James Teresa M
Bought by
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$349,900
Sold Price
$350,000
Premium/Discount to List
$100
0.03%
Views
219
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,312
Avg. Annual Appreciation
3.81%
Original Mortgage
$280,000
Outstanding Balance
$269,531
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
$125,781
Purchase Details
Closed on
Mar 29, 2019
Sold by
Vanlandingham Higgins Vita and Higgins Joel
Bought by
James Travis P and James Teresa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,403
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 15, 1997
Sold by
Catherine M King Est
Bought by
King Joseph J and King Mary
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Sara Scheyer-Arnett
-
Melissa Jakubowski
Melissa Jakubowski
Responds QuicklyeXp Realty, LLC
(513) 866-3028
87 Total Sales
1 in Ludlow
$171,000 Price
-
Kim Hermann
Kim Hermann
Huff Realty - CC
(859) 479-0331
237 Total Sales
2 in Ludlow
$245K - $270K Price Range
-
Teresa Gillum
Teresa Gillum
eXp Realty
(859) 927-3267
115 Total Sales
2 in Ludlow
$265K - $345K Price Range
-
Quintin Suggs
Quintin Suggs
Pivot Realty Group, LLC
(513) 572-3260
93 Total Sales
1 in Ludlow
$315,000 Price
-
Aimee Pelletier
Aimee Pelletier
Responds QuicklySibcy Cline, Inc.
(513) 866-3818
159 Total Sales
6 in Ludlow
$120K - $305K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $350,000 | 360 American Title | ||
| James Travis P | $149,900 | 360 American Title Svcs Llc | |
| King Joseph J | $82,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $280,000 | ||
| Previous Owner | James Travis P | $349,000 | |
| Previous Owner | James Travis P | $147,800 | |
| Previous Owner | James Travis P | $145,403 | |
| Previous Owner | Vanlandingham Vita | $80,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Rented | $2,600 | 0.0% | -- | |
| 09/09/2025 09/09/25 | For Rent | $2,600 | 0.0% | -- | |
| 06/12/2023 06/12/23 | Sold | $350,000 | +4.5% | $183 / Sq Ft | View Prior Sale |
| 05/14/2023 05/14/23 | Pending | -- | -- | -- | |
| 05/10/2023 05/10/23 | Price Changed | $335,000 | -4.3% | $176 / Sq Ft | |
| 05/02/2023 05/02/23 | For Sale | $349,900 | -- | $183 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,571 | $350,000 | $10,000 | $340,000 |
| 2024 | $4,550 | $350,000 | $10,000 | $340,000 |
| 2023 | $1,929 | $149,900 | $10,000 | $139,900 |
| 2022 | $1,949 | $149,900 | $10,000 | $139,900 |
| 2021 | $2,162 | $149,900 | $10,000 | $139,900 |
| 2020 | $2,153 | $149,900 | $10,000 | $139,900 |
| 2019 | $1,246 | $85,000 | $10,000 | $75,000 |
| 2018 | $1,239 | $85,000 | $10,000 | $75,000 |
| 2017 | $1,222 | $85,000 | $10,000 | $75,000 |
| 2015 | $1,164 | $85,000 | $10,000 | $75,000 |
| 2014 | $1,118 | $85,000 | $10,000 | $75,000 |
Source: Public Records
Agents Affiliated with this Home
-
Shelley Helton
Landlord's Agent in 2025
Shelley Helton
eXp Realty, LLC
(859) 462-7036
220 Total Sales
-
Matt Brock
Seller's Agent in 2023
Matt Brock
Resource Realty Partners
(859) 445-8331
123 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636100
APN: 026-34-07-015.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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