NOT LISTED FOR SALE

435 Emerald Cove Loop Lakeland, FL 33813

Lakeland Highlands Neighborhood

Estimated Value: $283,000 - $314,000

3 Beds
2 Baths
1,195 Sq Ft
$246/Sq Ft Est. Value

Last Sold April 09, 2021

Last sale price $219,000 $183 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $1,910/month

2 Days on Market

Highlights

  • Cathedral Ceiling
  • Rear Porch
  • Eat-In Kitchen
  • Lincoln Avenue Academy Rated A-
  • 2 Car Attached Garage
  • Screened Patio

About This Home

As of April 2021

Multiple offer situation * highest and best offers due by Thursday at noon* Have you dreamed of owning a home with solar panels? Dream no more, this home has solar panels!! This home has a split 3 bedroom, 2 bath plan in desirable South Lakeland. Enjoy peaceful mornings on the screened lanai which has been recently painted and sealed. No cleaning necessary with the double pane built-in blinds in the sliding glass door. Hurricanes won't bother this home with a hurricane rated garage door. Few years recently replaced ac motor and compressor. Laundry will be a breeze with the energy star washer and dryer. Brand new granite counter tops in the kitchen as well as brand new faucet, stainless steel range, microwave, and dishwasher. You don't have to travel far to eat as there's kitchen eat-in space.

Last Agent to Sell the Property

Mindy Hunley

TRIBUTE REALTY LLC License #3193384 Listed on: 03/16/2021

Last Buyer's Agent

Kelly Harden

MIHARA & ASSOCIATES INC. License #3341006

MIHARA & ASSOCIATES INC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,014

Year Built

  • Built in 1995

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 65x115
  • South Facing Home
  • Chain Link Fence

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,195 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Screened Patio
  • Rear Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Don Asher & Associates Inc / Lisette Nazareqsky Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Emerald Cove Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,014

Year Built

Built in 1995

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1195
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1995
  • Building Area Total: 1640
  • Lot Size Sq Ft: 7405
  • Directions to Property: Heading South on S. Florida Ave, turn Left onto Fitzgerald Road, then turn Right onto Francis Pipkin Road and an immediate Right onto Emerald Cove Loop, house is on your right.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/L4921521?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/L4921521?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 1.0186
  • Price per Sq Ft: 183.26
  • Close to Original List Price Ratio: 1.0186
  • Ratio: Current Price\Building Area Total: 133.54
  • View: No
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2020
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eating Space In Kitchen, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 435
  • Room Count: 3
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: HOA/PUD/Condo Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Quarterly
  • Association Name: Don Asher & Associates Inc / Lisette Nazareqsky
  • Phone: 407-425-4561
  • Association: Yes
  • Senior Community: No
  • Association Website: wwww.donasher.com
  • Association Email: Lisette@donasher.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: Yes

Fee Information

  • Total Annual Fees: 400
  • Monthly HOA Fee: 33.33
  • Total Monthly Fees: 33.33

Lot Info

  • Zoning: RES
  • Parcel Number: 23-29-13-140832-000090
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Dimensions: 65x115
  • Flood Zone Code: X
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Please refer to Association for further information.
  • Pet Restrictions: Refer to HOA for restrictions
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Please refer to Association for further information.

Tax Info

  • Tax Annual Amount: 1014.24
  • Tax Block: 000/000
  • Tax Book Number: 97-22
  • Tax Lot: 9

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 13, 2022
Sold by
Boulton Properties Llc
Bought by
New Residential Borrower 2022-Sfr1 Llc
Current Estimated Value
$293,966

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,752,000
Outstanding Balance
$250,078,679
Interest Rate
3.22%
Mortgage Type
New Conventional
Estimated Equity
-$249,802,825

Purchase Details

Listed on
Mar 16, 2021
Closed on
Apr 8, 2021
Sold by
Peterson Alice L and Kensinger Michael J
Bought by
Boulton Properties Llc
Seller's Agent
Mindy Hunley
TRIBUTE REALTY LLC
Buyer's Agent
Kelly Harden
MIHARA & ASSOCIATES INC.
List Price
$215,000
Sold Price
$219,000
Premium/Discount to List
$4,000
1.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%

Purchase Details

Closed on
Jan 11, 2006
Sold by
Alberto Deborah Grest
Bought by
Kensinger Michael J and Peterson Alice L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.21%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 2, 2002
Sold by
Holman Michael S and Holman Karrie A
Bought by
Alberto Deborah G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,362
Interest Rate
6.27%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 27, 1996
Sold by
Sun State Development Corp
Bought by
Holman Michael S and Holman Karrie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,460
Interest Rate
7.03%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 18, 1995
Sold by
Gardner David H
Bought by
Sun State Development Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,250
Interest Rate
7.57%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
New Residential Borrower 2022-Sfr1 Llc -- None Listed On Document
Boulton Properties Llc $219,000 American Patriot Title
Kensinger Michael J $185,500 None Available
Alberto Deborah G $106,000 --
Holman Michael S $75,900 --
Sun State Development Corp $15,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kensinger Michael J $150,000
Previous Owner Sun State Development Corp $104,362
Previous Owner Sun State Development Corp $75,460
Previous Owner Sun State Development Corp $59,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/09/2021 04/09/21 Sold $219,000 +1.9% $183 / Sq Ft
03/18/2021 03/18/21 Pending -- -- --
03/16/2021 03/16/21 For Sale $215,000 -- $180 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,893 $234,336 $52,000 $182,336
2024 $3,693 $239,327 $52,000 $187,327
2023 $3,693 $230,550 $50,000 $180,550
2022 $3,494 $216,834 $40,000 $176,834
2021 $1,046 $77,839 $0 $0
2020 $1,014 $76,764 $0 $0
2018 $961 $73,639 $0 $0
2017 $955 $72,124 $0 $0
2016 $932 $70,641 $0 $0
2015 $535 $70,150 $0 $0
2014 $872 $69,593 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mindy Hunley

    Seller's Agent in 2021

    Mindy Hunley

    TRIBUTE REALTY LLC

    (863) 669-0528

    3 in this area

    46 Total Sales

    Mindy Hunley
    Section Image
  • Kelly Harden

    Buyer's Agent in 2021

    Kelly Harden

    MIHARA & ASSOCIATES INC.

    (813) 244-9688

    4 in this area

    188 Total Sales

    Kelly Harden
    Section Image
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Map

Source: Stellar MLS

MLS Number: L4921521

Stellar MLS

APN: 23-29-13-140832-000090

Florida Polk County Lakeland 33813 Lakeland Highlands

435 Emerald Cove Loop, Lakeland, FL

This home is located at 435 Emerald Cove Loop, Lakeland, FL 33813 since 16 March 2021 and is currently estimated at $293,966, approximately $245 per square foot. This property was built in 1995. 435 Emerald Cove Loop is a home located in Polk County with nearby schools including Rochelle School Of The Arts, Winston Academy of Engineering, and Combee Academy of Design & Engineering.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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