435 Morattico Creek Rd Farnham, VA 22460
Estimated payment $3,592/month
Highlights
- Pier or Dock
- Outdoor Pool
- Wooded Lot
- River Front
- Deck
- Cathedral Ceiling
About This Home
Meticulously maintained waterfront home offering comfort, privacy, and modern convenience. Wide water views of Morattico Creek can be enjoyed from nearly every room. The open concept floor plan features split bedrooms, generous closet space, and abundant natural light. The home is being sold fully furnished, making it a true turnkey opportunity. A spacious waterfront deck is perfect for dining, entertaining, or simply relaxing while enjoying the serene views. A gentle pathway leads to the private pier, where you can fish, crab, launch a kayak, or ride down on a golf cart or ATV. Recent additions include an above-ground pool, attractive landscaping, and a natural walking trail. The shoreline is protected with riprap, marsh grasses, and mature vegetation. Eagles, herons, ospreys, and even dolphins and swans are frequent visitors, offering daily opportunities to enjoy wildlife and nature. High speed fiber optic internet makes working from home and streaming effortless. While the property feels secluded, it is only a short drive to Warsaw and Kilmarnock for shopping, dining, and conveniences. A nearby marina and campground provide boat sales, service, and fuel. Located just five minutes by boat from the Rappahannock River, this home combines rural privacy with modern amenities, making it ideal for year-round living or a weekend retreat.
Listing Agent
Bay River Realty Brokerage Phone: 8045295000 License #0225030086 Listed on: 09/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,975
Year Built
- Built in 1992
Lot Details
- 6.4 Acre Lot
- River Front
- Wooded Lot
- Zoning described as R-2
Home Design
- Composition Roof
- Wood Siding
Interior Spaces
- 1,608 Sq Ft Home
- 1-Story Property
- Paneling
- Cathedral Ceiling
- Skylights
- Gas Log Fireplace
- Double Pane Windows
- Great Room with Fireplace
- Crawl Space
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Stone Driveway
- Open Parking
Outdoor Features
- Outdoor Pool
- Deck
- Shed
Utilities
- Cooling Available
- Heat Pump System
- 200+ Amp Service
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 43-51E
Community Details
Overview
- No Home Owners Association
- Not Located In Subdivision
Recreation
- Pier or Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,975 | $329,206 | $159,828 | $169,378 |
| 2023 | $1,886 | $269,457 | $157,560 | $111,897 |
| 2022 | $1,886 | $269,457 | $157,560 | $111,897 |
| 2021 | $1,886 | $269,457 | $157,560 | $111,897 |
| 2020 | $1,886 | $269,457 | $157,560 | $111,897 |
| 2019 | $1,839 | $262,672 | $157,560 | $105,112 |
| 2018 | $1,839 | $262,672 | $157,560 | $105,112 |
| 2017 | $1,839 | $262,672 | $157,560 | $105,112 |
| 2016 | $1,839 | $262,672 | $0 | $0 |
| 2015 | $1,760 | $0 | $0 | $0 |
| 2014 | $1,760 | $0 | $0 | $0 |
| 2013 | $1,760 | $0 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | For Sale | $649,000 | +18.4% | $404 / Sq Ft |
| 05/16/2024 05/16/24 | Sold | $548,000 | -0.2% | $341 / Sq Ft |
| 04/17/2024 04/17/24 | Pending | -- | -- | -- |
| 04/03/2024 04/03/24 | For Sale | $549,000 | +92.6% | $341 / Sq Ft |
| 10/02/2019 10/02/19 | Sold | $285,000 | 0.0% | $177 / Sq Ft |
| 09/02/2019 09/02/19 | Pending | -- | -- | -- |
| 02/09/2019 02/09/19 | For Sale | $285,000 | -- | $177 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $549,000 | None Listed On Document | |
| Special Warranty Deed | $285,000 | River Title & Escrow Llc | |
| Deed | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $325,000 | New Conventional |
Source: Northern Neck Association of REALTORS®
MLS Number: 119437
APN: 43-51E
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