$240,000
SOLD JUN 21, 2023

435 Oak Lake Dr Enterprise, AL 36330

3 Beds
2.5 Baths
2,584 Sq Ft
0.74 Acres

Recently Sold

$93 Per Sq Ft

6% Below List Price

34 Days on Market

Highlights

  • Water Views
  • In Ground Pool
  • Wood Flooring
  • Rucker Boulevard Elementary School Rated A-
  • Outdoor Fireplace
  • Covered Patio or Porch

About This Home

As of July 2025

This nice traditional home located in a desirable Sub-division with a lake view. It features a great family/den room with built ins and fireplace, separate formal dining room, big kitchen with granite counter tops, working island with water, breakfast bar and dining space, 3 bedrooms, 2.5 baths, bonus room that could be an office, gym area or play room, big back yard for entertainment with an in-ground pool that is not in service. Condition is unknown. Great location, close to shopping areas and schools. Well established subdivision. This is a VA foreclosure to be sold as is. Alabama Right of Redemption may affect this asset. This property may qualify for seller financing (Vendee). Seller does not guarantee or warrant title to the property.

Last Agent to Sell the Property

Nancy Cafiero

CENTURY 21 REGENCY REALTY License #69916 Listed on: 04/17/2023

CENTURY 21 REGENCY REALTY

Co-Listed By

Bob Kuykendall

CENTURY 21 REGENCY REALTY License #96296

CENTURY 21 REGENCY REALTY

Last Buyer's Agent

Bob Kuykendall

CENTURY 21 REGENCY REALTY License #96296

CENTURY 21 REGENCY REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,276

Year Built

  • Built in 1994

Lot Details

  • 0.74 Acre Lot
  • Lot Dimensions are 157x182x155x191
  • Property is Fully Fenced

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2,584 Sq Ft Home
  • 1-Story Property
  • Water Views

Kitchen

  • Breakfast Bar
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch
  • Outdoor Fireplace

Location

  • Outside City Limits

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Oak Lake Estates Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 261304174000003.021

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,276

Year Built

Built in 1994

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • LotFeatures: Outside City Limits, Subdivision
  • PoolFeatures: In Ground, Pool
  • Road Frontage Type: Public Road
  • Road Surface Type: Paved
  • View: Water
  • Co List Office Mls Id: 1262
  • Co List Office Phone: (334) 347-0048
  • SpecialListingConditions: Real Estate Owned
  • MLS Status: Closed
  • Subdivision Name: Oak Lake Estates
  • Directions: From Rucker Blvd toward Fort Novosel, turn right on CR 1, turn right on Oak Lake Drive.
  • Architectural Style: One Story
  • Fireplace Features: Outside
  • Flooring: Tile, Wood
  • Garage Yn: Yes
  • Interior Features: Breakfast Bar, Kitchen Island
  • Unit Levels: One
  • New Construction: No
  • Year Built: 1994
  • Property Sub Type Additional: Single Family Residence
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Electric Water Heater
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Fencing: Full
  • Acres: 0.74
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Covered Patio, Fully Fenced, Porch
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • HeatingYN: Yes
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Fee Includes:Electricity: Enterprise

Schools

Lot Info

  • Lot Dimensions: 157x182x155x191
  • ResoLotSizeUnits: Acres
  • Parcel #: 261304174000003.021
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2024
Closed on
Jul 8, 2025
Sold by
Rc & C Llc
Bought by
Foster Donyel
Seller's Agent
Sharon Gavin
Prevail Real Estate, LLC
Buyer's Agent
Christopher Rogers
CENTURY 21 REGENCY REALTY
List Price
$425,000
Sold Price
$385,000
Premium/Discount to List
-$40,000
-9.41%
Views
176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-47.13%
Original Mortgage
$385,000
Outstanding Balance
$385,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
-$35,104

Purchase Details

Listed on
Apr 17, 2023
Closed on
Jun 21, 2023
Sold by
Secretary Of Veterans Affairs
Bought by
Rc & C Llc
Seller's Agent
Nancy Cafiero
CENTURY 21 REGENCY REALTY
Buyer's Agent
Bob Kuykendall
CENTURY 21 REGENCY REALTY
List Price
$255,000
Sold Price
$240,000
Premium/Discount to List
-$15,000
-5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.93%
Original Mortgage
$144,000
Interest Rate
6.35%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 10, 2023
Sold by
Freedom Mortgage Corporation
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Dec 7, 2022
Sold by
Darling James W
Bought by
Veterans United Home Loans

Purchase Details

Listed on
Oct 15, 2014
Closed on
May 12, 2015
Sold by
Golson Ellis
Bought by
Darling James W
Seller's Agent
Linda Simmons
TEAM LINDA SIMMONS REAL ESTATE
Buyer's Agent
KEVIN OWENS
Simply South Realty LLC
List Price
$268,000
Sold Price
$252,000
Premium/Discount to List
-$16,000
-5.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.23%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 None Listed On Document
Special Warranty Deed $240,000 None Listed On Document
Warranty Deed $250,144 None Listed On Document
Deed $250,144 --
Warranty Deed $252,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $385,000 New Conventional
Previous Owner $144,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $385,000 -3.5% $149 / Sq Ft
06/22/2025 06/22/25 Off Market $399,000 -- --
12/17/2024 12/17/24 Price Changed $399,000 -3.9% $155 / Sq Ft
06/24/2024 06/24/24 Price Changed $415,000 -2.4% $161 / Sq Ft
05/10/2024 05/10/24 For Sale $425,000 +77.1% $165 / Sq Ft
06/21/2023 06/21/23 Sold $240,000 -5.9% $93 / Sq Ft
05/22/2023 05/22/23 Pending -- -- --
04/17/2023 04/17/23 For Sale $255,000 +1.2% $99 / Sq Ft
05/12/2015 05/12/15 Sold $252,000 -6.0% $97 / Sq Ft
04/12/2015 04/12/15 Pending -- -- --
10/15/2014 10/15/14 For Sale $268,000 -- $103 / Sq Ft
Source: Wiregrass REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,276 $63,280 $7,500 $55,780
2023 $2,276 $26,880 $3,760 $23,120
2022 $775 $22,500 $22,500 $0
2021 $724 $21,060 $2,640 $18,420
2020 $724 $21,060 $1,880 $19,180
2019 $724 $21,060 $1,880 $19,180
2018 $751 $21,840 $1,940 $19,900
2017 $730 $21,240 $1,880 $19,360
2016 $739 $21,480 $1,880 $19,600
2015 $739 $21,480 $1,880 $19,600
2014 $726 $21,140 $1,880 $19,260
2013 $717 $21,140 $1,880 $19,260
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Wiregrass REALTORS®

MLS Number: 535873

APN: 13-04-17-4-000-003.0210