$695,000
PENDING $34K PRICE DROP

435 S Bay Cir Colchester, VT 05446

Estimated payment $4,516/month

Total Views 23,415
4 Beds
2.5 Baths
2,290 Sq Ft
$303 Price per Sq Ft

Highlights

  • Community Beach Access
  • Colonial Architecture
  • Lake, Pond or Stream
  • Access To Lake
  • Deck
  • Wood Flooring

About This Home

Located in the desirable Smith Estates neighborhood of Colchester, this spacious 4-bed, 2.5-bath home offers tremendous potential and access to the best of lake life. Enjoy shared private beach/lake access on Malletts Bay, including mooring rights, perfect for boating, paddling, and soaking in lake views. With newly rebuilt stairs in 2024, summer fun is just steps away! Venture inside the home to be greeted by a large, welcoming foyer. Off the foyer sits the front sitting room with large windows and a classic brick fireplace, as well as a home office. Around the corner, find another living area, which opens to a formal dining room with hardwood floors and a generous eat-in kitchen- complete with a window seat and backyard views. A convenient 1/2 bath and attached 2-car garage complete the 1st floor. Upstairs, the spacious primary suite features an updated 3⁄4 ensuite with tiled flooring and a glass-enclosed shower. Down the hall sit an additional 3 bedrooms and a full bath. The basement provides ample unfinished space for storage and includes laundry. New carpet throughout in 2025! Outside, enjoy a large backyard complete with mature trees for privacy and a massive wrap-around deck. With unbeatable proximity to schools, bike paths, Bayside Park, the new Colchester Rec Center, marinas, the public boat launch, and just 10 minutes to I-89, this rare gem is ready for its next chapter. Be the second owner of this wonderful home and make it your own!

Listing Agent

Elise Polli

Polli Properties License #081.0134218 Listed on: 07/03/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,753

Year Built

  • Built in 1986

Lot Details

  • 0.67 Acre Lot
  • Level Lot
  • Garden

Parking

  • 2 Car Direct Access Garage
  • Automatic Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,290 Sq Ft Home
  • Property has 1.75 Levels
  • Natural Light
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Breakfast Area or Nook
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile
  • Slate Flooring

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Access To Lake
  • Shared Private Water Access
  • Water Access Across The Street
  • Lake, Pond or Stream
  • Deck

Schools

  • Malletts Bay Elementary School
  • Colchester Middle School
  • Colchester High School

Utilities

  • Dehumidifier
  • Baseboard Heating
  • Underground Utilities
  • Septic Tank

Community Details

Recreation

  • Community Beach Access

Additional Features

  • Smith Estates Subdivision
  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,753

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Directions: From Blakey Road, head west past the Colchester Town Offices and schools. At the intersection, turn right onto East Lakeshore Drive. In 0.4 miles, turn right onto South Bay Circle, then take the first left. In 0.2 miles, 435 South Bay Circle will be on the right.
  • Seasonal: No
  • Property Type: Residential
  • Year Built: 1986
  • Display On Internet: Cable Internet
  • Architectural Style: Colonial
  • ResoLotFeatures: Curbing, Lake Access, Landscaped, Level, Sidewalks, Neighborhood, Near School(s)
  • Road Frontage Type: Paved, Public, Public Maintained Road
  • PropertySubType: Single Family Residence
  • MLS Status: (30) Under Contract - Pending
  • Subdivision Name: Smith Estates
  • Above Grade Finished Sq Ft: 2290.0
  • Reso Accessibility Features: 1st Floor 1/2 Bathroom, Bathroom w/Step-in Shower, Bathroom w/Tub, Paved Parking
  • Reso Interior Features: Dining Area, 2 Fireplaces, Hearth, Kitchen/Dining, Master BR w/ BA, Natural Light, Basement Laundry
  • Unit Levels: 1.75
  • ResoPropertyCondition: Existing
  • Flood_Zone: No
  • Foreclosed_Or_Bank_Owned_Or_REO: No
  • Mobile_Home: No
  • Pre_Construction: No
  • Room_1_Type: Foyer
  • Room_10_Type: Bathroom Three Quarter
  • Room_11_Type: Bedroom
  • Room_12_Type: Bedroom
  • Room_14_Type: Bathroom Full
  • Room_2_Type: Living Room
  • Room_4_Type: Family Room
  • Room_5_Type: Dining Room
  • Room_6_Type: Bathroom Half
  • Room_7_Type: Breakfast Nook
  • Room_8_Type: Kitchen
  • Room_9_Type: Primary Bedroom
  • Water_Body_Access: Yes
  • Water_Body_Type: Lake
  • Water_Access_Details: Cross a Street to Access, Shared-Private
  • Basement_Access_Type: Interior
  • Room_13_Type: Bedroom
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Natural Gas Water Heater, Water Heater off Boiler, On Demand Water Heater
  • Total Bedrooms: 4
  • Flooring: Carpet, Hardwood, Laminate, Slate/Stone, Tile
  • Basement: Full, Interior Stairs, Storage Space, Unfinished, Interior Access
  • Other Equipment: Dehumidifier
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1

Exterior Features

  • Driveway: Paved
  • Exterior Features: Deck, Garden, Natural Shade
  • Roof: Shingle
  • Water Body Name: Lake Champlain
  • Construction Type: Wood Frame, Vinyl Siding
  • Foundation Details: Poured Concrete

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Auto Open, Direct Access, Driveway, Garage, Paved, Attached

Utilities

  • Electric: Circuit Breakers
  • Sewer: Concrete, On-Site Septic Exists, Septic Tank
  • Heating: Natural Gas, Baseboard
  • Cooling: None
  • Utilities: Cable Available, Phone Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Fee: 200
  • Association Amenities: Insurance, Beach Access, Beach Rights, Common Acreage
  • Association Fee Includes: Other, Recreation

Fee Information

  • PAD Fee Frequency: Yearly

Schools

  • Elementary School: Malletts Bay Elementary School
  • High School: Colchester High School
  • Middle Or Junior School: Colchester Middle School

Lot Info

  • Surveyed: Yes
  • Zoning: Residential
  • Lot Size Acres: 0.67
  • Lot Size Sq Ft: 29185.0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 8753.3

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,687 $0 $0 $0
2023 $8,914 $0 $0 $0
2022 $7,527 $0 $0 $0
2021 $7,681 $0 $0 $0
2020 $7,576 $0 $0 $0
2019 $7,446 $0 $0 $0
2018 $7,324 $0 $0 $0
2017 $7,046 $356,000 $0 $0
2016 $6,961 $356,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Pending -- -- --
07/29/2025 07/29/25 Price Changed $695,000 -4.7% $303 / Sq Ft
07/03/2025 07/03/25 For Sale $729,000 -- $318 / Sq Ft
Source: PrimeMLS

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Source: PrimeMLS

MLS Number: 5049843

PrimeMLS

APN: (048) 66-0440030000000