$23,250
SOLD OCT 5, 2017

435 SW 4th St Richmond, IN 47374

2 Beds
1 Bath
1,440 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$16 Per Sq Ft

7% Below List Price

34 Days on Market

Highlights

  • Deck
  • Living Room
  • Bathroom on Main Level
  • 2 Car Detached Garage
  • Bungalow
  • 1-Story Property

About This Home

As of April 2019

Located on the southwest side of Richmond close to all the area has offer sets this 1 story, bungalow style home with 1440 square feet, two bedroom and one bath home, ready for you to make your own. The home has a two car detached garage with alley access. The possibilities are endless for someone looking to make this house a home. This home would be good for both owner-occupant or for possible rental use. This home is AS-IS and is offered for sale by HUD. Not insured by escrow. For more information or to see how to make an offer visit www.hudhomestore.com To get a look at this home call Lyndon Wicker with Wicker Realty today at 765-541-2071.

Last Agent to Sell the Property

Lyndon Wicker

WICKER REALTY Listed on: 08/02/2017

Last Buyer's Agent

Lyndon Wicker

WICKER REALTY Listed on: 08/02/2017

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $808

Year Built

  • Built in 1948

Parking

  • 2 Car Detached Garage

Home Design

  • Bungalow
  • Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,440 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Schools

  • Westview Elementary School
  • Dennis/Test Middle School
  • Richmond High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Deck
  • 6,098 Sq Ft Lot

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$808

Year Built

Built in 1948

Lot Details

0

Listing Details

  • OFFICELIST_ADDRESS: 435 SW 4th Street
  • Second Address Number: 435
  • Estimated Year Built: 1948
  • Bank Corporate Owned: Yes
  • Estimated Size Bathroom 1: 8 x 5
  • Estimated Size Bedroom 1: 14 x 12
  • Directions: US 40 to SW 4th. South four blocks to home on left.
  • F I N A N C I N G O F F E R E D: Cash, Conventional, FHA
  • Geo Address Line: 435 SW 4th St
  • Geo Longitude: -84.90685
  • Geo Primary City: Richmond
  • Geo Quality: 0.95
  • Geo Secondary City: Wayne
  • Geo Subdivision: IN
  • Geo Zoom Level: 16
  • Improvements Valuation: 34200
  • Kitchen Level: 1
  • Land Valuation: 9600
  • Estimated Living Room Size: 14 x 12
  • Living Rm Level: 1
  • Other Rm1 Approx Size: 11 x 30
  • Other Rm1 Comments: Attic Space
  • Other Rm1 Level: 2
  • OFFICELIST_STATE: IN
  • Storage Bldg Approx Size: 23 x 26
  • Storage Building Comments: Garage
  • Storage Building Level: 1
  • Building Stories: 1
  • Building Style: Bungalow
  • Taxes Half: 438
  • Total Assessed Value: 43800
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0
  • Year Built: 1948

Interior Features

  • Total Number Rooms: 5
  • Bedroom 1 Level: 1
  • Bathroom 1 Level: 1
  • Primary Bathroom: No
  • Amenities: Cable TV
  • Has Basement: Yes, Full Basement, Unfinished
  • Estimated Size Bedroom 2: 11 x 12
  • Bedroom 2 Level: 1
  • Lower Floor 1 Bedrooms: 2
  • Lower Floor 1 Half Bathrooms: 0
  • Estimated Kitchen Size: 18'9" x 9
  • Price Per S Q F T: 16.15
  • Basement Type: Single Family

Exterior Features

  • Exterior Construction: Stick
  • Exterior: Vinyl
  • Foundation: Basement
  • Porch/Deck Type: Deck
  • Roof Type: Shingle

Garage/Parking

  • Garage Capacity: 2
  • Garage Type: Garage-Detached

Utilities

  • Electric Company: Richmond Power & Light
  • Gas Company: CenterPoint/Vectren
  • Heat Type: Gas, Forced Air
  • Sewer: City
  • Hot Water: City
  • Water Heater: Electric

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Westview
  • Middle School: Dennis/Test
  • High School: Richmond
  • Elementary School: Westview
  • High School: Richmond
  • Middle School: Dennis/Test

Lot Info

  • Geo Update Timestamp: 2017-09-27
  • Estimated Number Acres: 0.14
  • Land Contract: No
  • Zoning: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2019
Closed on
Apr 18, 2019
Sold by
Vanzant Elizabeth C
Bought by
Plyley Kevin E
Seller's Agent
Alfredo Diamond
Better Homes and Gardens First Realty Group
Buyer's Agent
Alfredo Diamond
Better Homes and Gardens First Realty Group
List Price
$67,900
Sold Price
$69,900
Premium/Discount to List
$2,000
2.95%
Current Estimated Value
$117,128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,228
Avg. Annual Appreciation
8.08%
Original Mortgage
$68,633
Outstanding Balance
$61,241
Interest Rate
4.45%
Mortgage Type
FHA
Estimated Equity
$51,827

Purchase Details

Listed on
Aug 2, 2017
Closed on
Sep 21, 2017
Sold by
Secretary Of Housing And Urban Developme
Bought by
Vanzant Elizabeth C
Seller's Agent
Lyndon Wicker
WICKER REALTY
Buyer's Agent
Lyndon Wicker
WICKER REALTY
List Price
$25,000
Sold Price
$23,250
Premium/Discount to List
-$1,750
-7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
106.30%

Purchase Details

Closed on
Sep 19, 2016
Sold by
Us Bank National Association
Bought by
Secretary Housing Urban Development

Purchase Details

Closed on
Aug 29, 2016
Sold by
U S Bank National Association
Bought by
Secretary Housing Aurban Development

Purchase Details

Closed on
Feb 5, 2009
Sold by
Henson Robin N
Bought by
Turner Nancy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,409
Interest Rate
5.03%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Special Warranty Deed -- None Available
Quit Claim Deed -- None Available
Special Warranty Deed -- None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,085 FHA
Open $68,633 FHA
Previous Owner $37,409 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2019 04/12/19 Sold $69,900 +2.9% $49 / Sq Ft
03/15/2019 03/15/19 Pending -- -- --
03/15/2019 03/15/19 For Sale $67,900 +192.0% $47 / Sq Ft
10/05/2017 10/05/17 Sold $23,250 -7.0% $16 / Sq Ft
09/05/2017 09/05/17 Pending -- -- --
08/02/2017 08/02/17 For Sale $25,000 -- $17 / Sq Ft
Source: Richmond Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $808 $80,800 $11,000 $69,800
2023 $711 $71,100 $9,600 $61,500
2022 $643 $71,700 $9,600 $62,100
2021 $590 $65,100 $9,600 $55,500
2020 $564 $65,700 $9,600 $56,100
2019 $311 $43,000 $9,600 $33,400
2018 $0 $46,600 $9,600 $37,000
2017 $0 $43,800 $9,600 $34,200
2016 $876 $43,800 $9,600 $34,200
2014 $273 $43,200 $9,600 $33,600
2013 $273 $42,000 $9,600 $32,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Richmond Association of REALTORS®

MLS Number: 10031474

APN: 89-18-05-130-735.000-030