NOT LISTED FOR SALE

4365 SE Scotland Cay Way Stuart, FL 34997

Estimated Value: $379,000 - $405,490

3 Beds
2 Baths
1,416 Sq Ft
$276/Sq Ft Est. Value

Last Sold September 02, 2024

Last sale price $360,600 $255 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,713/month

130 Days on Market

Highlights

  • Community Cabanas
  • Vaulted Ceiling
  • Great Room
  • Gated Community
  • Roman Tub
  • Tennis Courts

About This Home

As of September 2024

This home has an assumable mortgage of 2.85% - That means the homebuyer can take over the seller's existing lower mortgage rate and potentially save big on monthly payments. Don't miss out on this beautiful 1416 square foot, 3 bedroom, 2 bath CBS home with attached 2 car garage. Located in the desirable gated community of Emerald Lakes in south Stuart. LOW HOA fees includes lawn care, pool, tennis, trash pickup and cable. Open floor plan with split bedrooms, cathedral ceilings with 2 skylights. Kitchen has Corian counters and solid birch wood doors and drawers. Tile in the living areas. 3 sliders lead to a relaxing screened patio. Master bedroom has 2 walk in closets. Accordion hurricane shutters. Very quiet neighborhood. Close to restaurants, shopping and the beaches. Move-in ready.

Last Agent to Sell the Property

Cliff Glansen

FlatFee.com License #707077 Listed on: 10/03/2023

Last Buyer's Agent

Lisa Adams

Illustrated Properties LLC / S License #665288

Illustrated Properties LLC / S

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,490

Year Built

  • Built in 1998

Lot Details

  • 5,737 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $206 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Barrel Roof Shape

Interior Spaces

  • 1,416 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Great Room
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Roman Tub
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 253841012000006902

Community Details

Overview

  • Association fees include common areas, cable TV, ground maintenance, recreation facilities
  • Emerald Lakes Subdivision

Recreation

  • Tennis Courts
  • Community Cabanas
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,490

Year Built

Built in 1998

Lot Details

0

HOA Fees

$206 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: The entrance from US 1 is for residents only. You must enter from Cove Rd. Use the call box to look up J. Bernier and you will be buzzed in.
  • Year Built: 1998
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Dual Sinks, Eat-in Kitchen, Garden Tub/Roman Tub, Split Bedrooms, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Main Level Bedrooms: 2
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Living Area: 1416.0
  • Dining Room Type: Great Room
  • Stories: 1
  • Window Features: Blinds

Exterior Features

  • Exterior Features: Patio
  • Lot Features: Sprinklers Automatic, < 1/4 Acre
  • Pool Features: None, Association, Community
  • Pool Private: No
  • Waterfront: No
  • Construction Type: Block
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Barrel

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Security: Security Gate
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 206.0
  • Community Features: Gated, Pool, Street Lights, Tennis Court(s)
  • Senior Community: No
  • Amenities: Cabana, Pool, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Common Areas, Cable TV, Maintenance Grounds, Recreation Facilities

Lot Info

  • Parcel #: 253841012000006902
  • Lot Size: < 1/4 Acre
  • Lot Size Sq Ft: 5737.0
  • Zoning Description: Resident

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 4490.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2023
Closed on
Sep 2, 2024
Sold by
Bernier Jeff M and Bernier Sandra Milena
Bought by
Maschek Mark
Seller's Agent
Cliff Glansen
FlatFee.com
Buyer's Agent
Lisa Adams
Illustrated Properties LLC / S
List Price
$399,000
Sold Price
$360,600
Premium/Discount to List
-$38,400
-9.62%
Views
444
Current Estimated Value
$391,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,523
Avg. Annual Appreciation
6.45%

Purchase Details

Listed on
Sep 4, 2020
Closed on
Oct 28, 2020
Sold by
Eisenberg Christina M
Bought by
Bernier Jeff M and Bernier Sandra Milena
Seller's Agent
Douglas Vrooman
Lang Realty
Buyer's Agent
Eric Schreiber
Leibowitz Realty Group, LLC/WPB
List Price
$167,900
Sold Price
$268,900
Premium/Discount to List
$101,000
60.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.92%
Original Mortgage
$264,029
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 27, 2018
Closed on
Aug 20, 2018
Sold by
Kelty Pegeen and Eileen Kelty Revocable Trust
Bought by
Eisenberg Christina M
Seller's Agent
Donna Beard
The Keyes Company
Buyer's Agent
Linda MacKenzie Ranc
Berkshire Hathaway Florida Rea
Sold Price
$1,875

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%

Purchase Details

Closed on
Aug 15, 2017
Sold by
Kelty Eileen
Bought by
Kelty Eileen and The Eileen Kelty Revocable Tru

Purchase Details

Closed on
Sep 9, 2009
Sold by
Kelty Eileen and Wilson Demetria
Bought by
Kelty Eileen

Purchase Details

Closed on
Jul 15, 2005
Sold by
Kopac Stephen T
Bought by
Tarrant Jane R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.59%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 14, 2005
Sold by
Kopac Karl Jo
Bought by
Kopac Stephen T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.59%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 14, 2002
Sold by
Kopac Stephen T
Bought by
Kopac Stephen T and Kopac Kari Jo

Purchase Details

Closed on
Jan 11, 2002
Sold by
Osmond Robert E and Osmond Margaret A
Bought by
Kopac Stephen T

Purchase Details

Closed on
Oct 20, 1998
Sold by
Stuart South Builders Inc
Bought by
Osmond Robert E and Osmond Margaret A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Maschek Mark $360,600 None Listed On Document
Bernier Jeff M $268,900 Title Of America Inc
Eisenberg Christina M $235,000 South Florida Title Ins Of P
Kelty Eileen -- Attorney
Kelty Eileen -- Attorney
Tarrant Jane R $288,500 Clarion Title Company
Kopac Stephen T -- --
Kopac Stephen T -- --
Kopac Stephen T $147,500 --
Osmond Robert E $123,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bernier Jeff M $264,029
Previous Owner Tarrant Jane R $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/02/2024 09/02/24 Sold $360,600 -9.6% $255 / Sq Ft
02/24/2024 02/24/24 Price Changed $399,000 -7.2% $282 / Sq Ft
02/15/2024 02/15/24 Price Changed $430,000 +7.8% $304 / Sq Ft
02/15/2024 02/15/24 For Sale $399,000 0.0% $282 / Sq Ft
02/11/2024 02/11/24 Pending -- -- --
12/15/2023 12/15/23 For Sale $399,000 0.0% $282 / Sq Ft
12/12/2023 12/12/23 Pending -- -- --
11/15/2023 11/15/23 Price Changed $399,000 -2.7% $282 / Sq Ft
11/02/2023 11/02/23 Price Changed $410,000 -2.1% $290 / Sq Ft
10/19/2023 10/19/23 Price Changed $419,000 -1.4% $296 / Sq Ft
10/03/2023 10/03/23 For Sale $425,000 +58.1% $300 / Sq Ft
10/29/2020 10/29/20 Sold $268,900 +60.2% $190 / Sq Ft View Prior Sale
09/29/2020 09/29/20 Pending -- -- --
09/04/2020 09/04/20 For Sale $167,900 0.0% $119 / Sq Ft
10/01/2018 10/01/18 Rented $1,875 -6.3% --
09/01/2018 09/01/18 Under Contract -- -- --
08/27/2018 08/27/18 For Rent $2,000 0.0% --
08/20/2018 08/20/18 Sold $235,000 -7.8% $166 / Sq Ft View Prior Sale
07/21/2018 07/21/18 Pending -- -- --
03/23/2018 03/23/18 For Sale $255,000 -- $180 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,421 $328,320 $120,000 $208,320
2024 $5,017 $288,147 -- --
2023 $5,017 $261,952 $0 $0
2022 $4,490 $238,139 $0 $0
2021 $4,136 $216,490 $85,000 $131,490
2020 $3,949 $208,240 $80,000 $128,240
2019 $3,832 $199,870 $70,000 $129,870
2018 $3,635 $189,960 $70,000 $119,960
2017 $1,364 $121,390 $0 $0
2016 $1,647 $118,893 $0 $0
2015 $1,561 $118,067 $0 $0
2014 $1,561 $117,130 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: BeachesMLS

MLS Number: R10924347

BeachesMLS

APN: 25-38-41-012-000-00690-2