NOT LISTED FOR SALE

437 Ferry Point Rd Annapolis, MD 21403

Estimated Value: $2,261,000 - $3,089,000

4 Beds
4.5 Baths
4,207 Sq Ft
$653/Sq Ft Est. Value

Last Sold November 12, 2021

Last sale price $2,250,000 $535 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $16,158/month

Highlights

  • 107 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Hillsmere Elementary School Rated 9+
  • Pier
  • Gourmet Kitchen

About This Home

As of November 2021

Let's talk water!
Amazing waterfront on Little Aberdeen Creek* 7+ ft Protected MLW with gorgeous straight down the creek views to the South River* Slips that accommodate a large motor or sail boat with additional room at the pier to configure additional slips or boat lift.

This Coastal style home with it's welcoming front porch has Lovely curb appeal but does not prepare you for what you see when you walk in. The views take your breath away. There is a gorgeous vaulted and light filled great room which offers floor to ceiling windows and doors that focus on and amplify the sweeping views down the creek. Beautiful light cherry built in cabinetry is carried throughout the great room and warms the gourmet kitchen and breakfast nook. These rooms all access a large deck for entertaining on the water. Tucked off the rear corner of the house is a pretty sunroom with french doors that look out to the pier and makes a great office, reading or music room. A few steps down from the kitchen is a walk-out lower level with a cozy den, 2nd wood burning fireplace, adjoining guest bedroom, bath and laundry. One additional level down is the recently renovated recreation room with plenty of room for kids to play as well as a new steam shower bath that is is a great addition when returning from a day on the water. This level has walk-out access to the newer pier. The upper level offers a master bedroom suite opening to a private morning deck, two other large bedrooms and a full bath. The community of Wild Rose Shores is only minutes to Historic Annapolis, and the Eastport Maritime District. It is an easy commute to both DC and Baltimore. Your family and friends will love to visit!

Last Agent to Sell the Property

Betsy Dunigan

(443) 994-1239 bdunigan@ttrsir.com TTR Sotheby's International Realty License #520991 Listed on: 09/24/2021

TTR Sotheby's International Realty

Co-Listed By

GWIN HUNT

(410) 353-4817 ghunt@ttrsir.com TTR Sotheby's International Realty

Last Buyer's Agent

Kelly Thompson

(410) 271-1662 kelly.thompson@cbmove.com Coldwell Banker Realty License #652100

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,077

Year Built

  • Built in 1959 | Remodeled in 2005

Lot Details

  • 0.34 Acre Lot
  • 107 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Northeast Facing Home
  • Landscaped
  • Level Lot
  • Back and Side Yard
  • Property is in excellent condition
  • Property is zoned R1

Parking

  • 5 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Property Views

  • Scenic Vista
  • Creek or Stream

Home Design

  • Coastal Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Brick Foundation
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Central Vacuum
  • Cathedral Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Fireplace Mantel
  • Brick Fireplace
  • Double Pane Windows
  • Awning
  • Wood Frame Window
  • Casement Windows
  • French Doors
  • Atrium Doors
  • Six Panel Doors
  • Great Room
  • Family Room Off Kitchen
  • Formal Dining Room
  • Game Room
  • Sun or Florida Room
  • Flood Lights

Kitchen

  • Gourmet Kitchen
  • Breakfast Room
  • Gas Oven or Range
  • Microwave
  • Extra Refrigerator or Freezer
  • ENERGY STAR Qualified Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Solid Hardwood
  • Engineered Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Electric Dryer
  • ENERGY STAR Qualified Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Rear Basement Entry
  • Sump Pump
  • Basement Windows

Accessible Home Design

  • Halls are 36 inches wide or more
  • Doors with lever handles
  • More Than Two Accessible Exits
  • Level Entry For Accessibility

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Deck
  • Exterior Lighting
  • Porch

Location

  • Flood Risk
  • Property is near a creek

Schools

  • Contact School Board Elementary And Middle School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Programmable Thermostat
  • 200+ Amp Service
  • Propane
  • Water Treatment System
  • Multi-Tank Hot Water Heater
  • Well
  • Water Conditioner is Owned
  • On Site Septic
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 020294601665102

Community Details

Overview

  • No Home Owners Association
  • Wild Rose Shores HOA
  • Wild Rose Shores Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,077

Year Built

Built in 1959 | Remodeled in 2005

Lot Details

0

Parking

5

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Accessibility Features: 36"+ Wide Halls, 2+ Access Exits, Level Entry - Main, Doors - Lever Handle(s)
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1
  • Federal Flood Zone: Yes
  • Year Built: 1959
  • Year Renovated: 2005
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Remarks Public: Let's talk water! Amazing waterfront on Little Aberdeen Creek* 7+ ft Protected MLW with gorgeous straight down the creek views to the South River* Slips that accommodate a large motor or sail boat with additional room at the pier to configure additional slips or boat lift. This Coastal style home with it's welcoming front porch has Lovely curb appeal but does not prepare you for what you see when you walk in. The views take your breath away. There is a gorgeous vaulted and light filled great room which offers floor to ceiling windows and doors that focus on and amplify the sweeping views down the creek. Beautiful light cherry built in cabinetry is carried throughout the great room and warms the gourmet kitchen and breakfast nook. These rooms all access a large deck for entertaining on the water. Tucked off the rear corner of the house is a pretty sunroom with french doors that look out to the pier and makes a great office, reading or music room. A few steps down from the kitchen is a walk-out lower level with a cozy den, 2nd wood burning fireplace, adjoining guest bedroom, bath and laundry. One additional level down is the recently renovated recreation room with plenty of room for kids to play as well as a new steam shower bath that is is a great addition when returning from a day on the water. This level has walk-out access to the newer pier. The upper level offers a master bedroom suite opening to a private morning deck, two other large bedrooms and a full bath. The community of Wild Rose Shores is only minutes to Historic Annapolis, and the Eastport Maritime District. It is an easy commute to both DC and Baltimore. Your family and friends will love to visit!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Central Vacuum, Dishwasher, Dryer - Electric, Energy Star Clothes Washer, Energy Star Freezer, Extra Refrigerator/Freezer, Icemaker, Oven/Range - Gas, Microwave, Water Conditioner - Owned
  • Entry Floor: 1
  • Flooring Type: Solid Hardwood, Ceramic Tile, Engineered Wood
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Central Vacuum, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Island, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Wood Floors, Kitchen - Gourmet, Floor Plan - Open, Floor Plan - Traditional
  • Window Features: Casement, Double Pane, Wood Frame
  • Fireplace Features: Wood, Mantel(s), Brick
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Six Panel, Atrium, French
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter, Brick/Mortar
  • Floors In Unit Count: 4
  • Levels Count: 4
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Breakfast Room, Bedroom 1, Sun/Florida Room, Great Room, Laundry, Bathroom 1, Bathroom 2, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Rear Entrance, Sump Pump, Walkout Level, Windows
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 5407
  • Living Area Sq Ft: 4207
  • Price Per Sq Ft: 729.96
  • Above Grade Finished Sq Ft: 3007
  • Above Grade Unfinished Sq Ft: 1200
  • Below Grade Finished Sq Ft: 1200
  • Total Below Grade Sq Ft: 1200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 437

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Levels 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Combination
  • Exterior Features: Awning(s), Exterior Lighting, Flood Lights
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • Spa: No
  • View: Creek/Stream, Scenic Vista, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Little Aberdeen Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 107

Garage/Parking

  • Garage Spaces: 5.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Gravel Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 5
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Ceiling Fan(s), Programmable Thermostat, Zoned
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Owned, Electric
  • Heating Type: Forced Air, Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: Multi-Tank
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv, Propane
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Name: WILD ROSE SHORES
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: CONTACT SCHOOL BOARD
  • Middle School: CONTACT SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140671932
  • School District Source: Listing Agent
  • Elementary School: CONTACT SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CONTACT SCHOOL BOARD

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Improvement Assessed Value: 376400.00
  • Land Assessed Value: 917500.00
  • Land Use Code: 011
  • Lot Features: Landscaping, Rear Yard, Sideyard(s), Bulkheaded, Level
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14810.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15195137
  • Tax Annual Amount: 15077.00
  • Assessor Parcel Number: 020294601665102
  • Tax Total Finished Sq Ft: 4207
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 11/12/2021

Multi Family

  • Federal Flood Zone: 24003C0234F
  • Mean Low Water Feet: 6
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 24, 2021
Closed on
Nov 12, 2021
Sold by
Herman Kimberly J and The Kimberly J Herman Living T
Bought by
Sever Christopher Thomas and Sever Lauren Marie
Seller's Agent
Betsy Dunigan
TTR Sotheby's International Realty
Buyer's Agent
Kelly Thompson
Coldwell Banker Realty
List Price
$2,195,000
Sold Price
$2,250,000
Premium/Discount to List
$55,000
2.51%
Current Estimated Value
$2,746,579

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$496,579
Avg. Annual Appreciation
3.02%
Original Mortgage
$1,800,000
Outstanding Balance
$1,654,193
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$870,451

Purchase Details

Closed on
Apr 1, 2005
Sold by
Loveng Jeffrey R
Bought by
Perseke Bradley N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,000,000
Interest Rate
5.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 25, 2000
Sold by
Loveng Jeffrey R
Bought by
Loveng Jeffrey R and Loveng Carolyn Schofield

Purchase Details

Closed on
Mar 14, 2000
Sold by
Bowers Barry
Bought by
Loveng Jeffrey R and Loveng Carolyn S
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sever Christopher Thomas $2,250,000 Mid Atlantic Stlmt Svcs Llc
Perseke Bradley N $1,700,000 --
Loveng Jeffrey R -- --
Loveng Jeffrey R $400,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sever Christopher Thomas $1,800,000
Previous Owner Perseke Bradley N $1,000,000
Previous Owner Perseke Bradley N $360,000
Closed Loveng Jeffrey R --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/12/2021 11/12/21 Sold $2,250,000 +2.5% $535 / Sq Ft
09/27/2021 09/27/21 Pending -- -- --
09/24/2021 09/24/21 For Sale $2,195,000 +24.7% $522 / Sq Ft
11/13/2018 11/13/18 Sold $1,760,000 +0.6% $418 / Sq Ft
10/01/2018 10/01/18 Pending -- -- --
09/21/2018 09/21/18 For Sale $1,749,000 -- $416 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,847 $1,879,767 -- --
2024 $19,847 $1,761,133 $0 $0
2023 $18,470 $1,642,500 $1,162,500 $480,000
2022 $16,440 $1,526,300 $0 $0
2021 $15,226 $1,410,100 $0 $0
2020 $13,981 $1,293,900 $917,500 $376,400
2019 $13,945 $1,289,167 $0 $0
2018 $13,024 $1,284,433 $0 $0
2017 $13,423 $1,279,700 $0 $0
2016 -- $1,263,867 $0 $0
2015 -- $1,248,033 $0 $0
2014 -- $1,232,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2010554

Bright MLS

APN: 02-946-01665102