NOT LISTED FOR SALE

437 Howard St Findlay, OH 45840

Estimated Value: $146,000 - $196,000

4 Beds
2 Baths
1,033 Sq Ft
$171/Sq Ft Est. Value

Last Sold September 09, 2022

Last sale price $174,000 $168 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $984/month

37 Days on Market

Highlights

  • Deck
  • Bonus Room
  • No HOA
  • Traditional Architecture
  • Sun or Florida Room
  • 5-minute walk to Swale Park

About This Home

As of September 2022

Charming house near the University of Findlay! Spacious living boasts a cozy reading nook. Kitchen includes all appliances and has a separate dining area. Main floor bedrooms showcase beautiful hardwood floors. Finished basement offers a kitchen, bedroom, full bath, and office/bonus room. Large sunroom is the perfect space to spend time. Enjoy time outside on the oversized deck with pergola or on the patio with firepit. Two car detached garage plus off street parking.

Last Agent to Sell the Property

Char Simons

The Danberry Co License #2014000384 Listed on: 08/01/2022

The Danberry Co

Last Buyer's Agent

Char Simons

The Danberry Co License #2014000384 Listed on: 08/01/2022

The Danberry Co

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • 7,501 Sq Ft Lot
  • Lot Dimensions are 50x150

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Aluminum Siding
  • Steel Siding

Interior Spaces

  • 1,033 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Bonus Room
  • Game Room
  • Sun or Florida Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • Findlay Elementary Schools
  • Findlay High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 56-0000189000

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Lot Size Acres: 0.17
  • Lot Size: 50X150
  • Subdivision Name: None
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • RoomKey: 20250904152703785516000000
  • RoomKey: 20250904152704083100000000
  • Status Change Information: Status Change Timestamp: 2022-09-09
  • Special Features: VirtualTour

Interior Features

  • Fireplace: No
  • Has Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Living Area: 1033.0
  • Stories: 2

Exterior Features

  • Roof: Shingle
  • Disclosures: Lead Based Paint Disclosure, Property Disclosure
  • Construction Type: Aluminum Siding, Steel Siding
  • Patio And Porch Features: Patio, Deck

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Gravel, Detached Garage, Driveway

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Sanitary Sewer
  • Appliances: Dishwasher, Microwave, Water Heater, Disposal, Refrigerator
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Findlay

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 7501.0
  • Parcel #: 56-0000189000
  • Zoning: RES

MLS Schools

  • Elementary School: Findlay Elementary Schools
  • HighSchool: Findlay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2022
Closed on
Sep 8, 2022
Sold by
Beach Debra M
Bought by
Meeks Britnay and Hunlock Rodney
Seller's Agent
Char Simons
The Danberry Co
Buyer's Agent
Char Simons
The Danberry Co
List Price
$169,900
Sold Price
$174,000
Premium/Discount to List
$4,100
2.41%
Current Estimated Value
$170,036

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,964
Avg. Annual Appreciation
0.47%
Original Mortgage
$170,848
Outstanding Balance
$161,918
Interest Rate
4.99%
Mortgage Type
FHA
Estimated Equity
$14,856

Purchase Details

Closed on
Oct 10, 2006
Sold by
Baldridge Mae
Bought by
Beach Debra M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2003
Sold by
Lunn James B and Lunn Mark S
Bought by
Baldridge Mae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 26, 2003
Sold by
Hatch Joan M and Ellinwood Raymond P
Bought by
Baldridge Mae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 10, 2003
Sold by
Estate Of Morrison J Ellinwood
Bought by
Ellinwood Eva C

Purchase Details

Closed on
Jun 24, 1991
Bought by
Ellinwood Morrison J and Lunn James R
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Meeks Britnay $174,000 None Listed On Document
Beach Debra M -- Heartland Title
Baldridge Mae $77,000 --
Baldridge Mae -- --
Ellinwood Eva C -- --
Ellinwood Morrison J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Meeks Britnay $170,848
Previous Owner Beach Debra M $80,000
Previous Owner Baldridge Mae $77,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/09/2022 09/09/22 Sold $174,000 +2.4% $168 / Sq Ft
09/09/2022 09/09/22 Pending -- -- --
08/02/2022 08/02/22 For Sale $169,900 -- $164 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,213 $34,150 $4,130 $30,020
2023 $1,215 $34,150 $4,130 $30,020
2022 $1,211 $34,150 $4,130 $30,020
2021 $714 $26,290 $4,330 $21,960
2020 $698 $25,900 $4,330 $21,570
2019 $684 $25,900 $4,330 $21,570
2018 $671 $24,200 $2,630 $21,570
2017 $336 $24,200 $2,630 $21,570
2016 $671 $24,120 $2,630 $21,490
2015 $622 $22,970 $2,100 $20,870
2014 $622 $22,970 $2,100 $20,870
2012 $1,012 $22,970 $2,100 $20,870
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 6090767

Northwest Ohio Real Estate Information Service (NORIS)

APN: 56-0000189000