$1,050,000

437 Pirates Rd Little Torch Key, FL 33042

Estimated payment $6,448/month

3 Beds
2 Baths
1,296 Sq Ft
$810 Price per Sq Ft

Highlights

  • Boat Lift
  • RV or Boat Parking
  • Pond View
  • Home fronts a pond
  • RV Parking in Community
  • Home fronts a canal

About This Home

Now offered in the sought after Jolly Roger Estates, this beautifully maintained one owner, canal front home is just 10 years old and move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence features three bedrooms and two bathrooms with refined details such as crown molding, tray ceilings, tile showers, and an open-concept living area. A new metal roof was installed in 2018, and the home is fully equipped with impact-rated windows and doors for peace of mind. Enjoy added privacy and nightly sunset views over the pristine salt marsh directly across the street. Boaters will appreciate the excellent access to both the ocean and the bay, with a private dock that includes a side lift boat elevator. The spacious lot provides a large driveway, covered parking for multiple vehicles, and space for a boat trailer. Downstairs, a full concrete pad and enclosed angler's room offer the perfect setup for storing fishing gear and water toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful waterfront community on the Atlantic side of Little Torch Key. Known for its palm-lined streets and tranquil setting, the neighborhood offers direct access to Pine Channel and world-class boating, fishing, and diving at Looe Key Reef. Just 24 miles from Key West, the area offers the perfect balance of island serenity and easy access to vibrant city amenities.

Listing Agent

Jo Ann Cook

Ocean Sotheby's International License #3330898 Listed on: 06/06/2025

Ocean Sotheby's International

Co-Listing Agent

Ally Kelley

Ocean Sotheby's International License #SL3352184

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $6,907

Year Built

  • Built in 2015

Lot Details

  • 6,000 Sq Ft Lot
  • Home fronts a pond
  • Home fronts a canal

Property Views

  • Pond
  • Canal

Home Design

  • Metal Roof

Interior Spaces

  • 1,296 Sq Ft Home
  • Tray Ceiling
  • Ceiling Fan
  • Workshop
  • Utility Room
  • Tile Flooring

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Monitored
  • Impact Glass
  • Fire and Smoke Detector

Parking

  • Covered Parking
  • Guest Parking
  • Off-Street Parking
  • RV or Boat Parking

Outdoor Features

  • Boat Lift
  • Balcony
  • Deck

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00215230-000000

Community Details

Overview

  • No Home Owners Association
  • Jolly Roger Estates Subdivision
  • Rental Restrictions
  • RV Parking in Community

Pet Policy

  • Pets Allowed

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$6,907

Year Built

Built in 2015

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 4
  • Document Count: 2
  • Fee Includes: None
  • Key Island: Little Torch Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 28.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 6906.72
  • Vehicle Storage: Guest Parking, Trailer Storage, Covered Parking, RV Parking Open, Off Street Parking
  • Year Built: 2015
  • Alternate Key Number: 1282464
  • Building Style Stilt Column Height: Tall - 10Ft & Over
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony, Deck
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1296.00
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: MobileManufactured

Interior Features

  • Interior Amenities: Built-in Cabinets, Tray Ceilings, Walk-in Closet(s), Smoke Alarms
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Specialty Rooms: Utility Room, Workshop
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Boat Lift
  • Waterfront: Canal Front, Salt Ponds
  • Waterfront: Yes
  • Construction: Modular
  • Roof: Metal Roof
  • Waterview: Canal View, Salt Ponds
  • Pool: No

Utilities

  • Security: Patrolled Area
  • Utilities: FKAA, Cable Available, Elect Separate Meter, Water Separate Meter, Municipal Sewer
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00215230-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,469 $832,835 $543,000 $289,835
2023 $6,469 $835,215 $570,000 $265,215
2022 $5,623 $643,091 $375,000 $268,091
2021 $5,169 $487,489 $253,575 $233,914
2020 $4,969 $461,222 $248,850 $212,372
2019 $4,951 $457,690 $243,000 $214,690
2018 $5,073 $457,935 $243,000 $214,935
2017 $4,599 $453,580 $0 $0
2016 $3,482 $408,829 $0 $0
2015 $1,214 $88,721 $0 $0
2014 $733 $67,669 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 For Sale $1,050,000 +118.8% $810 / Sq Ft
03/04/2016 03/04/16 Sold $480,000 -3.7% $380 / Sq Ft
12/23/2015 12/23/15 Pending -- -- --
04/28/2015 04/28/15 For Sale $498,500 -- $394 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 True Title Agency Inc
Guardian Deed $33,000 --
Warranty Deed $20,000 --
Warranty Deed $100 --
Warranty Deed $100 --
Warranty Deed $31,000 --
Warranty Deed $23,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Source: Public Records

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Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 615353

APN: 00215230-000000