Seller's Agent in 2024
Matt Brock
Resource Realty Partners
(859) 445-8331
34 in this area
118 Total Sales
438 Elm St Ludlow, KY 41016
Estimated Value: $297,912 - $368,000
4
Beds
2
Baths
2,292
Sq Ft
$145/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- No HOA
- Stainless Steel Appliances
- Granite Countertops
- Formal Dining Room
- 4-minute walk to Ludlow Memorial Park
About This Home
As of April 2024HUGE All brick 4 bed/2 full bath home in the heart of Ludlow. NEW LVT flooring throughout entire first floor and fresh paint throughout. Kitchen includes granite counters and brand new stainless steel appliances. LARGE first floor w/foyer, living/family room, dining room, laundry room and 4th bedroom/office plus updated full bath includes walk-in custom tiled shower, new toilet and pedestal sink. On the 2nd floor you'll find 3 generously sized bedrooms and an additional full bathroom w/new tile surround. On the 3rd floor you'll find additional finished space. Fenced in yard. 1 off-street parking spot in front of home. Walking distance to all Ludlow has to offer!!
Last Agent to Sell the Property
Resource Realty Partners License #223022 Listed on: 03/01/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1910
Lot Details
- 3,080 Sq Ft Lot
- Lot Dimensions are 28x110
- Fenced
- Cleared Lot
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- 2,292 Sq Ft Home
- 3-Story Property
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Formal Dining Room
- Unfinished Basement
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Parking
- Driveway
- On-Street Parking
- Off-Street Parking
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-33-06-022.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 1, 2024
Closed on
Apr 26, 2024
Sold by
Resource Realty Group Llc
Bought by
Deller Aaron and Deller Jesica Mae
Seller's Agent
Matt Brock
Resource Realty Partners
Buyer's Agent
Matt Brock
Resource Realty Partners
List Price
$279,900
Sold Price
$273,000
Premium/Discount to List
-$6,900
-2.47%
Views
205
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,478
Avg. Annual Appreciation
12.77%
Original Mortgage
$273,000
Outstanding Balance
$265,298
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$67,180
Purchase Details
Closed on
Jun 7, 2023
Sold by
Adams Joseph Hobart and Adams Christopher Michae
Bought by
Resource Realty Group Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,275
Interest Rate
6.43%
Mortgage Type
Balloon
Purchase Details
Closed on
May 25, 2018
Sold by
Burbidge Susan E and Bryant Raymond
Bought by
Adams Joseph Hobart and Hummel Christopher Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,250
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 17, 2010
Sold by
Burbidge Susan
Bought by
Burbidge Susan and Bryant Raymond
Purchase Details
Closed on
Dec 6, 2006
Sold by
Columbia Savings Bank
Bought by
Burbidge Susan
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,800
Interest Rate
6.1%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Apr 3, 2002
Sold by
Boyle Jeffrey B
Bought by
Davon Investments Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.8%
Mortgage Type
Commercial
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Deller Aaron | $273,000 | 360 American Title | |
| Resource Realty Group Llc | $175,000 | None Listed On Document | |
| Resource Realty Group Llc | $175,000 | None Listed On Document | |
| Adams Joseph Hobart | $112,500 | None Available | |
| Burbidge Susan | -- | None Available | |
| Burbidge Susan | -- | None Available | |
| Davon Investments Llc | $101,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Deller Aaron | $273,000 | |
| Previous Owner | Resource Realty Group Llc | $221,275 | |
| Previous Owner | Adams Joseph Hobart | $101,250 | |
| Previous Owner | Burbidge Susan | $100,800 | |
| Previous Owner | Davon Investments Llc | $136,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/26/2024 04/26/24 | Sold | $273,000 | -2.5% | $119 / Sq Ft |
| 03/27/2024 03/27/24 | Pending | -- | -- | -- |
| 03/15/2024 03/15/24 | For Sale | $279,900 | -- | $122 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,565 | $273,000 | $10,000 | $263,000 |
| 2024 | $2,275 | $175,000 | $10,000 | $165,000 |
| 2023 | $1,836 | $140,000 | $10,000 | $130,000 |
| 2022 | $1,826 | $140,000 | $10,000 | $130,000 |
| 2021 | $1,641 | $112,500 | $10,000 | $102,500 |
| 2020 | $1,635 | $112,500 | $10,000 | $102,500 |
| 2019 | $1,625 | $112,500 | $10,000 | $102,500 |
| 2018 | $1,239 | $85,000 | $10,000 | $75,000 |
| 2017 | $1,060 | $73,000 | $15,000 | $58,000 |
| 2015 | $1,008 | $73,000 | $15,000 | $58,000 |
| 2014 | $968 | $73,000 | $15,000 | $58,000 |
Source: Public Records
Agents Affiliated with this Home
-
Matt Brock
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 621221
APN: 026-33-06-022.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 438 Linden St
- 25 Kenner St
- 523 Linden St
- 42 Euclid St
- 215 Oak St
- 603 Laurel St
- 237 Stokesay St
- 518 Station Dr Unit 38-101
- 538 Station Dr Unit 39-101
- 2462 River Rd
- 2450 River Rd
- 226 Deverill St
- 2624 River Rd
- 2486 Galvin Ave
- 2414 River Rd
- 2403 Elberon Ave
- 205 Junction Way
- 209 Junction Way
- Griffith Plan at Cityview Station - Gallery II Collection
- 532 Station Dr Unit 39-300