Brandon Stamper
Plum Tree Realty
(859) 888-1472
132 Total Sales
3 in Ludlow
$147K - $196K Price Range
609 Elm St Ludlow, KY 41016
Ludlow AreaEstimated Value: $207,263
3
Beds
3
Baths
1,500
Sq Ft
$138/Sq Ft
Est. Value
Highlights
- River View
- Wood Flooring
- Home Office
- Traditional Architecture
- No HOA
- 1-minute walk to Ludlow Memorial Park
About This Home
As of June 2026Great opportunity for owner-occupants or investors to add value in a desirable river town setting*Property being SOLD AS IS*Charming 2-3 Bedroom Home with River Views in Prime Location! Located directly across from Lemker Field*This property offers scenic Ohio River views from the inviting front porch*Conveniently situated just one block from the local school and within walking distance to parks, businesses and churches, the location provides both charm and accessibility*The home features natural woodwork throughout and offers a flexible floor plan with the potential for a third bedroom**While the home requires cosmetics & updates, many mechanical components have already been updated, offering a solid foundation for improvement*
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #193264 Listed on: 04/27/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1925
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 25x125
- Chain Link Fence
- Aluminum or Metal Fence
- Cleared Lot
- Land Lease
Parking
- 1 Car Detached Garage
- Rear-Facing Garage
- Driveway
- On-Street Parking
Property Views
- River
- Park or Greenbelt
- Neighborhood
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,500 Sq Ft Home
- 2-Story Property
- Woodwork
- Ceiling Fan
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Insulated Windows
- French Doors
- Family Room
- Living Room
- Formal Dining Room
- Home Office
- Fire and Smoke Detector
- Unfinished Basement
Kitchen
- Eat-In Galley Kitchen
- Gas Oven
- Gas Range
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathtub with Shower
Laundry
- Dryer
- Washer
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- 220 Volts
- Cable TV Available
Additional Features
- Stair Lift
- Covered Patio or Porch
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 27, 2026
Closed on
Jun 10, 2026
Sold by
Phipps Mary F
Bought by
Seller's Agent
Tina Robinson
RE/MAX Victory + Affiliates
Buyer's Agent
Matt Brock
Resource Realty Partners
List Price
$199,900
Sold Price
$199,000
Premium/Discount to List
-$900
-0.45%
Views
88
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,263
Avg. Annual Appreciation
14.52%
Original Mortgage
$193,030
Outstanding Balance
$192,671
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$14,592
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Brandon Stamper
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
111 Total Sales
2 in Ludlow
$94K - $150K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
226 Total Sales
6 in Ludlow
$112K - $315K Price Range
-
Sandra Wethington
Sandra Wethington
eXp Realty, LLC
(513) 586-2852
300 Total Sales
3 in Ludlow
$239K - $349K Price Range
-
Arthur Greenlee IV
Arthur Greenlee IV
eXp Realty
(866) 835-4716
111 Total Sales
1 in Ludlow
$210,000 Price
-
John Lorms Home Team
John Lorms Home Team
Keller Williams Realty Service
(859) 888-0644
142 Total Sales
1 in Ludlow
$213,500 Price
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/10/2026 06/10/26 | Sold | $199,000 | -0.5% | $133 / Sq Ft |
| 05/11/2026 05/11/26 | Pending | -- | -- | -- |
| 05/10/2026 05/10/26 | For Sale | $199,900 | 0.0% | $133 / Sq Ft |
| 05/03/2026 05/03/26 | Pending | -- | -- | -- |
| 05/02/2026 05/02/26 | Price Changed | $199,900 | -11.2% | $133 / Sq Ft |
| 04/29/2026 04/29/26 | Price Changed | $225,000 | -10.0% | $150 / Sq Ft |
| 04/27/2026 04/27/26 | For Sale | $249,900 | -- | $167 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,448 | $160,000 | $10,000 | $150,000 |
| 2024 | $1,477 | $160,000 | $10,000 | $150,000 |
| 2023 | $1,462 | $160,000 | $10,000 | $150,000 |
| 2022 | $1,569 | $160,000 | $10,000 | $150,000 |
| 2021 | $834 | $95,000 | $10,000 | $85,000 |
| 2020 | $847 | $95,000 | $10,000 | $85,000 |
| 2019 | $843 | $95,000 | $10,000 | $85,000 |
| 2018 | $861 | $95,000 | $10,000 | $85,000 |
| 2017 | $850 | $95,000 | $10,000 | $85,000 |
| 2015 | $814 | $95,000 | $10,000 | $85,000 |
| 2014 | $794 | $95,000 | $10,000 | $85,000 |
Source: Public Records
Agents Affiliated with this Home
-
Tina Robinson
Seller's Agent in 2026
Tina Robinson
RE/MAX
(859) 344-7311
27 Total Sales
-
Matt Brock
Buyer's Agent in 2026
Matt Brock
Resource Realty Partners
(859) 445-8331
123 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641960
APN: 026-32-04-014.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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