824 Oak St Ludlow, KY 41016
Ludlow AreaEstimated payment $1,795/month
3
Beds
2.5
Baths
1,902
Sq Ft
$150
Price per Sq Ft
Highlights
- Deck
- Main Floor Primary Bedroom
- No HOA
- Traditional Architecture
- Private Yard
- Home Office
About This Home
You do not want to miss this lovingly maintained Ludlow gem! From the moment you arrive, the beautiful painted brick exterior, covered front porch, and incredible curb appeal make an unforgettable first impression. Updated throughout while maintaining its original charm, this home offers an unbelievable amount of space, flexibility, and character at an unbeatable price point! The main level features a bright living room with soaring ceilings, natural light galore, and the original fireplace, opening seamlessly to the updated kitchen. The GIANT island is the perfect focal point and gathering place, complemented by butcher block countertops, stainless steel appliances that stay, and luxury vinyl plank flooring throughout. Main-level laundry adds convenience. One of the most noteworthy features is the first-floor bedroom option! The room currently being used as a rec room could easily become a primary bedroom, and with a full bathroom on the main level, first-floor, no-step living is an option! This kind of flexibility and space is truly remarkable and so hard to find. Upstairs offers TWO GIANT bedrooms plus a versatile study currently used as a nursery, along with updated bathrooms and carpet flooring. The enormous, dry basement provides endless storage and additional possibilities. Outside, the backyard is ready for entertaining with a BRAND-NEW GIANT DECK with canopies, privacy fencing, and additional green space. It is the perfect private retreat! I truly love this house and cannot get over how much it has to offer. It is an adorable, unique, incredibly well-maintained gem that perfectly blends updates with old-home charm. An incredibly convenient location just minutes from Cincinnati, Ludlow offers a special small-town feel with big-city convenience. Come fall in love with this beautiful home!
Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 3,269 Sq Ft Lot
- Wood Fence
- Level Lot
- Private Yard
- Land Lease
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,902 Sq Ft Home
- 2-Story Property
- Woodwork
- Ceiling Fan
- Non-Functioning Fireplace
- Brick Fireplace
- Insulated Windows
- Family Room
- Living Room
- Home Office
- Unfinished Basement
- Basement Storage
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Cooktop
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,756 | $211,000 | $10,000 | $201,000 |
| 2024 | $2,743 | $211,000 | $10,000 | $201,000 |
| 2023 | $2,716 | $211,000 | $10,000 | $201,000 |
| 2022 | $2,714 | $211,000 | $10,000 | $201,000 |
| 2021 | $910 | $60,000 | $10,000 | $50,000 |
| 2020 | $800 | $52,300 | $10,000 | $42,300 |
| 2019 | $1,246 | $85,000 | $10,000 | $75,000 |
| 2018 | $1,239 | $85,000 | $10,000 | $75,000 |
| 2017 | $1,222 | $85,000 | $10,000 | $75,000 |
| 2015 | $1,164 | $85,000 | $10,000 | $75,000 |
| 2014 | $1,118 | $85,000 | $10,000 | $75,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/01/2026 09/01/26 | For Sale | $285,000 | +35.1% | $150 / Sq Ft | |
| 08/17/2021 08/17/21 | Sold | $211,000 | +1.0% | $111 / Sq Ft | View Prior Sale |
| 06/30/2021 06/30/21 | Pending | -- | -- | -- | |
| 06/28/2021 06/28/21 | For Sale | $209,000 | 0.0% | $110 / Sq Ft | |
| 06/26/2021 06/26/21 | Pending | -- | -- | -- | |
| 06/15/2021 06/15/21 | Price Changed | $209,000 | -4.6% | $110 / Sq Ft | |
| 06/09/2021 06/09/21 | Price Changed | $219,000 | -2.7% | $115 / Sq Ft | |
| 06/04/2021 06/04/21 | Price Changed | $224,999 | -1.7% | $118 / Sq Ft | |
| 05/21/2021 05/21/21 | For Sale | $229,000 | -- | $120 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $211,000 | Lawyers Ttl Of Cincinnati In | |
| Commissioners Deed | $52,300 | None Available | |
| Special Warranty Deed | $73,000 | Strategic Title Services | |
| Commissioners Deed | $61,334 | None Available | |
| Deed | $87,200 | -- | |
| Deed | $57,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,450 | New Conventional | |
| Previous Owner | $77,731 | FHA | |
| Previous Owner | $73,000 | Stand Alone First |
Source: Public Records
About the Listing Agent
Julia Gootee | Trusted Northern Kentucky Realtor®
As a proud Northern Kentucky native and a graduate of the University of Kentucky, I bring deep local knowledge and genuine passion to every real estate journey. Having been born and raised in this community, I don’t just work here—I truly understand what makes Northern Kentucky such a special place to call home.
As a full-time, licensed Realtor® in Northern Kentucky, I specialize in helping buyers and sellers navigate the market
Julia's Other Listings
Source: Northern Kentucky Multiple Listing Service
MLS Number: 646231
APN: 026-32-02-019.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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