NOT LISTED FOR SALE

438 S Spruce Ave Galloway, NJ 08205

Pomona Neighborhood

Estimated Value: $340,000 - $367,000

3 Beds
2 Baths
-- Sq Ft
0.36 Acres

Last Sold November 03, 2022

Last sale price $292,000

Est. 22% increase in value since last sale

Current estimated payment $2,343/month

11 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Corner Lot
  • Absegami High School Rated A-
  • Cathedral Ceiling
  • Great Room

About This Home

As of November 2022

Updates Galore!! This 3 Bedroom 2 Full Bathroom Split Level Home is located on a Fenced Large Corner Lot. Brand New in 2022 ** Exterior - Roof, Siding, Windows, Sliding Door and Rear Storm Door, Rear and Front Decking. ** Interior - Upstairs Full Bath, Kitchen Refrigerator, Vinyl Plank Flooring in Kitchen, Bedroom, and Lower Level Great Room. Freshly Painted Throughout. HVAC and Hot Water Heater Replaced in 2021. Upstairs houses 3 Bedrooms with Ceiling Fans and Brand New Full Bathroom that was literally just installed. The main level features a large Eat-In Kitchen and an airy Living Room with Vaulted Ceiling and Ceiling Fan. The lower level is a wonderful entertainment space with a Bar and Storage Cabinetry in the Great Room, a Full Bathroom and a nice size Laundry Room. A Bonus is the 4 Season Room off of the Great Room which leads to the rear Deck. Enjoy the outdoors from inside year round in this lovely space. A sizable Detached Garage and parking for at least 4-6 cars offstreet in the front of the home adds appeal to many. Close to Stockton University and AtlantiCare, with easy access to the Garden State Parkway and the White Horse Pike. So much to appreciate in this beautiful home!

Last Agent to Sell the Property

Laura Ciocco

BHHS FOX and ROACH-Cherry Hill License #0900116 Listed on: 09/22/2022

BHHS FOX and ROACH-Cherry Hill

Last Buyer's Agent

Tamra Butler

LPT Realty

LPT Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,491

Lot Details

  • Lot Dimensions are 125 x 125
  • Fenced
  • Corner Lot

Home Design

  • Split Level Home
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Bar
  • Cathedral Ceiling
  • Insulated Windows
  • Blinds
  • Great Room
  • Recreation Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 1 Car Detached Garage
  • Stone Driveway

Outdoor Features

  • Deck
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,491

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Style: Split Level
  • Age: 25+ Years
  • Also Includes: Blinds
  • Lvt Date: 09/23/2022
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dishwasher, Dryer, Gas Stove, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Flooring: Tile, Vinyl, W/W Carpet
  • Interior Amenities: Bar, Cathedral Ceiling, Carbon Monoxide Detector, Smoke/Fire Alarm
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Basement: Crawl Space, Slab
  • Other Rooms: Eat In Kitchen, Great Room, Laundry/Utility Room, Recreation/Family

Exterior Features

  • Outside Features: Deck, Fenced Yard, Shed
  • Siding Exterior: Vinyl
  • Storm Screens: Insulated Glass, Screens

Garage/Parking

  • Driveway: Stone
  • Garage: One Car, Detached Garage
  • Parking Exterior: Three Or More Cars

Utilities

  • Air Conditioner: Central, Electric
  • Heating: Forced Air, Gas-Natural
  • Sewer: Public Sewer
  • Water: Public
  • Water Heater: Gas

Lot Info

  • Location: Corner
  • Lot Dimensions: 125 x 125
  • Lot Size: Less Than One Acre

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2022
Closed on
Nov 2, 2022
Sold by
Ciocco Scott J and Ciocco Laura J
Bought by
Ofeery Justin Marco and Ofeery Autumn Elizabeth
Seller's Agent
Laura Ciocco
BHHS FOX and ROACH-Cherry Hill
Buyer's Agent
Tamra Butler
LPT Realty
List Price
$295,000
Sold Price
$292,000
Premium/Discount to List
-$3,000
-1.02%
Views
149
Current Estimated Value
$356,893

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,893
Avg. Annual Appreciation
7.22%
Original Mortgage
$296,716
Outstanding Balance
$287,732
Interest Rate
7.08%
Mortgage Type
VA
Estimated Equity
$69,161

Purchase Details

Listed on
May 1, 2018
Closed on
Jul 12, 2018
Sold by
Mtglq Investors Lp
Bought by
Ciocco Scott and Ciocco Laura
Seller's Agent
Dave Getter
WEICHERT REALTORS BRIGANTINE REALTY
Buyer's Agent
AGENT NON-MEMBER
NON-MEMBER OFFICE
List Price
$154,900
Sold Price
$140,000
Premium/Discount to List
-$14,900
-9.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.37%
Original Mortgage
$112,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2005
Sold by
Bigelow William
Bought by
William Bigelow

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2001
Sold by
Stewart Michael W and Stewart Linda
Bought by
Bigelow William E and Bigelow Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,170
Interest Rate
7.09%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ofeery Justin Marco $292,000 None Listed On Document
Ciocco Scott $140,000 Fortune Title Agency Inc
William Bigelow -- --
Bigelow William E $125,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ofeery Justin Marco $296,716
Previous Owner Ciocco Scott $113,300
Previous Owner Ciocco Scott $112,000
Previous Owner Bigelow William $212,000
Previous Owner Bigelow William $10,067
Previous Owner William Bigelow $188,000
Previous Owner Bigelow William E $124,600
Previous Owner Bigelow William E $123,170
Previous Owner Stewart Michael W $20,000
Previous Owner Stewart Michael W $68,000
Previous Owner Stewart Michael W $12,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/03/2022 11/03/22 Sold $292,000 +4.3% --
10/03/2022 10/03/22 Pending -- -- --
09/30/2022 09/30/22 Price Changed $280,000 -5.1% --
09/22/2022 09/22/22 For Sale $295,000 +110.7% --
06/26/2018 06/26/18 Sold $140,000 -9.6% --
06/12/2018 06/12/18 Pending -- -- --
05/01/2018 05/01/18 For Sale $154,900 -- --
Source: South Jersey Shore Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,491 $164,500 $47,900 $116,600
2024 $5,491 $164,500 $47,900 $116,600
2023 $4,508 $140,400 $47,900 $92,500
2022 $4,508 $140,400 $47,900 $92,500
2021 $4,418 $140,400 $47,900 $92,500
2020 $4,348 $140,400 $47,900 $92,500
2019 $4,268 $140,400 $47,900 $92,500
2018 $4,329 $140,400 $47,900 $92,500
2017 $4,329 $140,400 $47,900 $92,500
2016 $4,291 $140,400 $47,900 $92,500
2015 $4,271 $140,400 $47,900 $92,500
2014 $4,129 $140,400 $47,900 $92,500
Source: Public Records

Agents Affiliated with this Home

  • Laura Ciocco

    Seller's Agent in 2022

    Laura Ciocco

    BHHS Fox & Roach

    (856) 220-8086

    1 in this area

    53 Total Sales

    Laura Ciocco
    Section Image
  • Tamra Butler

    Buyer's Agent in 2022

    Tamra Butler

    LPT Realty

    (609) 293-3379

    2 in this area

    103 Total Sales

    Tamra Butler
    Section Image

  • D

    Seller's Agent in 2018

    Dave Getter

    Weichert Corporate

    (609) 703-7508

    23 Total Sales

    Dave Getter
    Section Image

  • A

    Buyer's Agent in 2018

    AGENT NON-MEMBER

    NON-MEMBER OFFICE

See All Agents

Map

Source: South Jersey Shore Regional MLS

MLS Number: 567396

South Jersey Shore Regional MLS

APN: 11-00719-0000-00005

New Jersey Atlantic County Galloway 08205 Pomona

438 S Spruce Ave, Galloway, NJ

This home is located at 438 S Spruce Ave, Galloway, NJ 08205 since 22 September 2022 and is currently estimated at $356,893. 438 S Spruce Ave is a home located in Atlantic County with nearby schools including Absegami High School, Oakcrest High School, and Cedar Creek High School.

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