$221,000
SOLD JUL 18, 2025

438 Swift St Saint Peter, MN 56082

5 Beds
2 Baths
2,284 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$97 Per Sq Ft

40 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Walk-In Closet
  • Recreation Room
  • No HOA
  • 4-minute walk to Veterans Memorial Park

About This Home

As of July 2025

Don’t miss this great opportunity to own a 5 bedroom, 3 bath home on a spacious corner lot in the quaint town of Saint Peter. This home offers newer Stainless steel appliances and newer washer and dryer. You’ll love the oversized, two-stall heated garage — perfect for keeping your vehicles warm, storing gear, or setting up a workshop. Whether you're hosting friends, working on weekend projects, or just enjoying quiet mornings with coffee, this home offers the space and features to fit your lifestyle. Schedule a showing and check it out for yourself!

Last Agent to Sell the Property

Amber Seaver

Keller Williams Preferred Rlty Listed on: 05/27/2025

Keller Williams Preferred Rlty

Last Buyer's Agent

Nick Schmidt

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,039

Year Built

  • Built in 1998

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 75x132

Parking

  • 2 Car Garage

Interior Spaces

  • 1-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Living Room
  • Recreation Room
  • Utility Room
  • Finished Basement
  • Basement Window Egress

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Bergemann Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 194510030

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,039

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 1188
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Finished
  • Living Area: 2284
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1096
  • Basement YN: Yes
  • Dining Room Type: Dining Room, Kitchen, Living Room, Laundry, Foyer, Garage, Patio, Deck, Walk In Closet, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Utility Room, Recreation Room, Other Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5

Garage/Parking

  • Parking Features: Detached
  • Garage Square Feet: 576

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Peter
  • SchoolDistrictNumber: 508
  • SchoolDistrictPhone: 507-934-5703

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 75x132
  • Lot Size Sq Ft: 10018.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 194510030
  • Tax Annual Amount: 3039
  • TaxWithAssessments: 3060.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 26, 2021
Sold by
Kruger Stephanie and Kruger Jesse
Bought by
Johnson Paul and Johnson Carmern

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,500
Outstanding Balance
$157,420
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$63,509

Purchase Details

Closed on
Mar 22, 2019
Sold by
Eichmann Kenneth and Eichmann Elizabeth
Bought by
Kruger Stephaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
4.3%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $230,000 Stewart Title
Warranty Deed $184,000 --
Deed $230,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,500 New Conventional
Previous Owner $184,000 VA
Previous Owner $45,000 New Conventional
Previous Owner $137,750 Stand Alone Refi Refinance Of Original Loan
Previous Owner $137,750 Stand Alone Refi Refinance Of Original Loan
Closed $172,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $221,000 +0.5% $98 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/13/2025 06/13/25 Price Changed $220,000 -10.2% $97 / Sq Ft
06/04/2025 06/04/25 Price Changed $245,000 -3.9% $109 / Sq Ft
05/29/2025 05/29/25 For Sale $255,000 +15.4% $113 / Sq Ft
05/27/2025 05/27/25 Off Market $221,000 -- --
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,060 $229,900 $37,500 $192,400
2024 $2,784 $226,300 $37,500 $188,800
2023 $2,428 $215,900 $37,500 $178,400
2022 $2,508 $186,100 $37,500 $148,600
2021 $2,388 $172,300 $37,500 $134,800
2020 $2,126 $163,500 $35,600 $127,900
2019 $2,124 $152,400 $35,600 $116,800
2018 $2,014 $152,400 $35,600 $116,800
2017 -- $145,100 $0 $0
2016 $1,808 $0 $0 $0
2015 -- $0 $0 $0
2011 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6723068

NorthstarMLS

APN: R-19.451.0030