$400,000
SOLD SEP 26, 2025

4386 SE Scotland Cay Way Stuart, FL 34997

3 Beds
2 Baths
1,428 Sq Ft
4,502 Sq Ft Lot

Recently Sold

$280 Per Sq Ft

13% Below List Price

57 Days on Market

Highlights

  • Gated Community
  • Clubhouse
  • Roman Tub
  • South Fork High School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of September 2025

RECENTLY REDUCED AND SELLER IS OFFERING A 2-1 BUYDOWN MORTGAGE RATES WITH APPROVED LENDING. 1st YEAR INTEREST RATES POSSIBLY AS LOW AS 4.7% - MOTIVATED SELLER - NOW IS YOUR CHANCE! CALL TODAY FOR MORE INFO. 561-758-4389Immaculate 3-bedroom, 2-bath CBS home in the gated community of Emerald Lakes Villas. This move-in ready home offers a new roof, gutters, accordion hurricane shutters, new A/C, updated bathrooms, and an new kitchen!! Large screened patio make for comfortable living. Enjoy walking paths around pristine lakes with native birds, turtles, lush landscaping. Community amenities include a internet/cable, landscaping, heated pool, clubhouse, tennis, and pickleball. Just minutes from boating, golf, shopping and popular waterfront restaurants. This is the one! Call today!

Last Agent to Sell the Property

Sarah Chapman

Illustrated Properties/Hobe So License #3480512 Listed on: 06/10/2025

Illustrated Properties/Hobe So

Last Buyer's Agent

Melissa Gershman

RE/MAX of Stuart License #3419485

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,193

Year Built

  • Built in 1997

Lot Details

  • 4,502 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $272 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Garage Door Opener

Home Design

  • Barrel Roof Shape

Interior Spaces

  • 1,428 Sq Ft Home
  • 1-Story Property
  • Custom Mirrors
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Family Room
  • Florida or Dining Combination
  • Garden Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Roman Tub
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Home Security

  • Security Gate
  • Fire and Smoke Detector

Outdoor Features

  • Patio

Schools

  • Seawind Elementary School
  • Murray Middle School
  • South Fork High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 253841012000005306

Community Details

Overview

  • Association fees include management, common areas, cable TV, legal/accounting, ground maintenance, pool(s), reserve fund, security
  • Emerald Lakes Subdivision

Amenities

  • Clubhouse
  • Game Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Trails

Security

  • Phone Entry
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,193

Year Built

Built in 1997

Lot Details

0

HOA Fees

$272 per month

Parking

4

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: I-95 to exit FL-76 E - Martin county to Cove Road. Cross over US 1 to Emerald Lakes Gate - to SE Scotland Cay Way
  • Year Built: 1997
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Dual Sinks, Family/Dining Room, Garden Tub/Roman Tub, Custom Mirrors, Split Bedrooms, Skylights, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Hardwood, Tile, Wood
  • Living Area: 1428.0
  • Dining Room Type: Family Room
  • Stories: 1
  • Window Features: Skylight(s)

Exterior Features

  • Exterior Features: Patio
  • View: Garden
  • Lot Features: Sprinklers Automatic, < 1/4 Acre
  • Pool Features: None, Association, Community
  • Pool Private: No
  • Waterfront: No
  • Construction Type: Block
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Barrel

Garage/Parking

  • Covered Parking Spaces: 4.0
  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage, Garage Door Opener

Utilities

  • Laundry Features: In Garage
  • Security: Security Gate, Phone Entry, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 272.0
  • Community Features: Clubhouse, Game Room, Gated, Pickleball, Pool, Sidewalks, Tennis Court(s)
  • Senior Community: No
  • Amenities: Clubhouse, Pickleball, Pool, Tennis Court(s), Trail(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Legal/Accounting, Maintenance Grounds, Pool(s), Reserve Fund, Security

Schools

  • Elementary School: SeaWind
  • High School: South Fork
  • Middle Or Junior School: Murray

Lot Info

  • Parcel #: 253841012000005306
  • Lot Size: < 1/4 Acre,Paved Road,Si
  • Lot Size Sq Ft: 4502.0
  • Zoning Description: X

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4193.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 21, 2020
Closed on
Dec 28, 2020
Sold by
Chasser Leslie
Bought by
Goderwis Michael and Goderwis Nichole
Seller's Agent
Beverly Wilson
Coldwell Banker Realty
List Price
$275,000
Sold Price
$275,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.46%

Purchase Details

Listed on
May 12, 2016
Closed on
Aug 11, 2016
Sold by
Beres Paul
Bought by
Chasser Leslie
Seller's Agent
Candace Harman
One Sotheby's International Realty
List Price
$225,000
Sold Price
$208,000
Premium/Discount to List
-$17,000
-7.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.57%
Original Mortgage
$112,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 31, 1997
Sold by
Stuart South Builders Inc
Bought by
Beres Paul and Beres Helen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 1997
Sold by
Redskins Two Inc
Bought by
Stuart South Builders Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $275,000 Sunbelt Title Agency
Warranty Deed -- None Available
Warranty Deed $126,300 --
Warranty Deed $17,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $112,000 New Conventional
Previous Owner $25,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/04/2025 10/04/25 Off Market $400,000 -- --
09/26/2025 09/26/25 Sold $400,000 -3.6% $280 / Sq Ft
08/06/2025 08/06/25 Pending -- -- --
07/26/2025 07/26/25 Price Changed $415,000 -3.9% $291 / Sq Ft
07/12/2025 07/12/25 Price Changed $432,000 -0.5% $303 / Sq Ft
07/02/2025 07/02/25 Price Changed $434,000 -0.2% $304 / Sq Ft
06/26/2025 06/26/25 Price Changed $435,000 -3.3% $305 / Sq Ft
06/18/2025 06/18/25 Price Changed $449,900 -2.2% $315 / Sq Ft
06/10/2025 06/10/25 For Sale $460,000 +67.3% $322 / Sq Ft
12/28/2020 12/28/20 Sold $275,000 0.0% $193 / Sq Ft View Prior Sale
11/28/2020 11/28/20 Pending -- -- --
11/21/2020 11/21/20 For Sale $275,000 +32.2% $193 / Sq Ft
08/10/2016 08/10/16 Sold $208,000 -7.6% $146 / Sq Ft View Prior Sale
07/11/2016 07/11/16 Pending -- -- --
05/12/2016 05/12/16 For Sale $225,000 -- $158 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,194 $277,487 -- --
2024 $4,102 $269,667 -- --
2023 $4,102 $261,813 $0 $0
2022 $3,953 $254,188 $0 $0
2021 $4,122 $215,720 $85,000 $130,720
2020 $2,984 $193,708 $0 $0
2019 $2,933 $189,353 $0 $0
2018 $2,859 $185,822 $0 $0
2017 $2,384 $182,000 $82,000 $100,000
2016 $1,428 $119,783 $0 $0
2015 $1,355 $118,951 $0 $0
2014 $1,355 $118,007 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Sarah Chapman

    Seller's Agent in 2025

    Sarah Chapman

    Illustrated Properties/Hobe So

    (561) 758-4389

    2 in this area

    12 Total Sales

    Sarah Chapman
    Section Image
  • Melissa Gershman

    Buyer's Agent in 2025

    Melissa Gershman

    RE/MAX

    (561) 632-6937

    3 in this area

    80 Total Sales

    Melissa Gershman
    Section Image

  • B

    Seller's Agent in 2020

    Beverly Wilson

    Coldwell Banker Realty

    (619) 890-4935

    2 in this area

    11 Total Sales

    Beverly Wilson
    Section Image

  • C

    Seller's Agent in 2016

    Candace Harman

    One Sotheby's International Realty

    (772) 287-1777

    13 Total Sales

    Candace Harman
    Section Image
See All Agents

Map

Source: BeachesMLS

MLS Number: R11098252

BeachesMLS

APN: 25-38-41-012-000-00530-6

Florida Martin County Stuart 34997

4386 SE Scotland Cay Way, Stuart, FL

This home is located at 4386 SE Scotland Cay Way, Stuart, FL 34997 and is currently priced at $400,000, approximately $280 per square foot. This property was built in 1997. 4386 SE Scotland Cay Way is a home located in Martin County with nearby schools including Sea Wind Elementary School, Murray Middle School, and South Fork High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes