$1,999,000

44 Deep Creek Cir Bumpass, VA 23024

Bumpass Area

Estimated payment $11,421/month

Total Views 3,222
5 Beds
4.5 Baths
4,661 Sq Ft
$429 Price per Sq Ft

Highlights

  • Boathouse
  • Seaplane Permitted
  • 1 Dock Slip
  • 207 Feet of Waterfront
  • Boat Ramp
  • Media Room

About This Home

Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna — flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you’re hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef’s kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area — making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite — a true retreat unto itself — featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks — giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail — right down to the furnishings and décor — has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you’re looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna’s most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard — and step into a fully furnished, established rental business while creating memories that will last for generations.

Listing Agent

Grayson Hoffman

(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. Brokerage Phone: 5408944400 License #0225236765 Listed on: 06/18/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,723

Year Built

  • Built in 2025

Lot Details

  • 1.24 Acre Lot
  • 207 Feet of Waterfront
  • Home fronts navigable water
  • Backs To Open Common Area
  • Cul-De-Sac
  • Additional Parcels
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Oversized Parking
  • Electric Vehicle Home Charger
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Lake
  • Scenic Vista
  • Woods
  • Garden

Home Design

  • Craftsman Architecture
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Passive Radon Mitigation
  • Concrete Perimeter Foundation
  • Asphalt

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Furnished
  • Bar
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Transom Windows
  • Window Screens
  • Double Door Entry
  • Sliding Doors
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Mud Room
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Media Room
  • Den
  • Recreation Room
  • Loft
  • Storage Room
  • Flood Lights

Kitchen

  • Built-In Self-Cleaning Oven
  • Gas Oven or Range
  • Range Hood
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Instant Hot Water

Flooring

  • Carpet
  • Tile or Brick
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Freestanding Bathtub
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Water Proofing System
  • Sump Pump
  • Space For Rooms
  • Basement Windows

Accessible Home Design

  • Halls are 36 inches wide or more

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Boat Ramp
  • Boathouse
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • Dock made with Treated Lumber
  • 1 Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Rain Gutters
  • Porch

Schools

  • Louisa County Middle School
  • Louisa County High School

Utilities

  • 90% Forced Air Zoned Heating and Cooling System
  • Back Up Electric Heat Pump System
  • Back Up Gas Heat Pump System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Underground Utilities
  • 200+ Amp Service
  • Propane
  • Well
  • Tankless Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 55
  • Assessor Parcel Number 46 37 55

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance, snow removal
  • Mill Run HOA
  • Built by Larson Homes
  • Mill Run Subdivision, The Retreat Floorplan

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Mooring Area
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,723

Year Built

Built in 2025

Lot Details

1.24 Acres

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Accessibility Features: 36"+ Wide Halls
  • Ownership: Fee Simple
  • Inclusions: Appliances, furniture, furnishings and decor
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2025
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Energy Efficient Appliances, Energy Star Dishwasher, Energy Star Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven - Single, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater - Tankless
  • Flooring Type: Luxury Vinyl Plank, Ceramic Tile, Carpet, Tile/Brick
  • Interior Amenities: Bar, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Floor Plan - Open, Recessed Lighting, Walk-In Closet(s), Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Bathroom - Soaking Tub, Combination Dining/Living, Family Room Off Kitchen
  • Window Features: Double Pane, Energy Efficient, Energy Star Qualified, Low-E, Screens, Transom
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Atrium, Double Entry, Insulated, Six Panel, Sliding Glass
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Tray Ceilings
  • Foundation Details: Concrete Perimeter, Passive Radon Mitigation
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Foyer, Study, Great Room, Laundry, Loft, Recreation Room, Storage Room, Media Room, Bathroom 1, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Space For Rooms, Daylight, Full, Sump Pump, Water Proofing System, Windows
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 95.00
  • Laundry Type: Main Floor
  • Total Sq Ft: 5279
  • Living Area Sq Ft: 4661
  • Price Per Sq Ft: 659.08
  • Above Grade Finished Sq Ft: 3033
  • Below Grade Finished Sq Ft: 1628
  • Below Grade Sq Ft: 618
  • Total Below Grade Sq Ft: 2246
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House
  • Construction Materials: Vinyl Siding, Asphalt, Concrete
  • Exterior Features: Flood Lights, Gutter System
  • Road Surface Type: Paved
  • Roof: Architectural Shingle, Asphalt
  • View: Lake, Garden/Lawn, Scenic Vista, Trees/Woods, Water
  • Water Access Features: Boat - Powered, Personal Watercraft (PWC), Private Access, Swimming Allowed, Canoe/Kayak, Fishing Allowed, Sail, Seaplane Permitted, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 207

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Asphalt Driveway
  • Garage Features: Garage - Side Entry, Additional Storage Area, Garage Door Opener, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Leased
  • Heating Type: 90% Forced Air, Forced Air, Heat Pump - Electric Backup, Zoned, Heat Pump - Gas Backup
  • Heating: Yes
  • Hot Water: Instant Hot Water, Tankless
  • Sewer/Septic System: On Site Septic
  • Utilities: Propane, Under Ground
  • Water Source: Well
  • Internet Services: Satellite, Fiber Optic, Cable, DSL

Condo/Co-op/Association

  • HOA Fees: 475.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Snow Removal
  • HOA Name: MILL RUN
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Additional Parcels: Yes
  • Lot Features: Backs - Open Common Area, Cul-De-Sac
  • Lot Size Acres: 1.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 53797.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Building Info

  • Builder Name: Larson Homes

Rental Info

  • Furnished: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 4723.00
  • Assessor Parcel Number: 46 37 55
  • Tax Lot: 55
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2026 06/18/26 For Sale $1,999,000 +15.2% $429 / Sq Ft
01/09/2026 01/09/26 Sold $1,735,000 -6.2% $358 / Sq Ft View Prior Sale
12/12/2025 12/12/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $1,850,000 +4.2% $382 / Sq Ft
10/24/2025 10/24/25 Price Changed $1,774,900 -1.4% $366 / Sq Ft
10/14/2025 10/14/25 Price Changed $1,799,900 -1.1% $371 / Sq Ft
09/18/2025 09/18/25 Price Changed $1,819,922 -2.1% $376 / Sq Ft
08/29/2025 08/29/25 Price Changed $1,859,900 -0.8% $384 / Sq Ft
08/06/2025 08/06/25 Price Changed $1,874,900 -1.3% $387 / Sq Ft
07/02/2025 07/02/25 For Sale $1,899,000 -- $392 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: VALA2010084

Bright MLS
Your Personal Tour Guide

Ask me questions while you tour the home.