NOT LISTED FOR SALE

44 E Albany St Oswego, NY 13126

Estimated Value: $134,000 - $153,000

5 Beds
1.5 Baths
1,784 Sq Ft
$82/Sq Ft Est. Value

Last Sold January 21, 2021

Last sale price $94,680 $53 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $1,006/month

35 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • 2 Fireplaces
  • Deck
  • Full Attic
  • 5-minute walk to Oak Hill Park

About This Home

As of January 2021

4 to 5 bed room 2 bath Victorian home in great condition with many updates. Includes family room with fireplace (show only), foyer with open spindle staircase, living room, formal dining room with fireplace (show only), eat in kitchen with appliances, some pocket doors, central air conditioning, enclosed porch, side deck, attached 1 1/2 car garage, double corner city lot, with a concrete driveway. Main metal roof is 2 yrs old, water heater is 4-5 yrs old, forced air furnace 4-5 yrs old. Personal property inside to be sold at auction Saturday, October 24th at 10am.

Last Listed By

Dean Cummins

Listing by Sun Harvest Realty Inc. License #31CU0570806 Listed on: 10/02/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,887

Year Built

  • Built in 1900

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 75 x 84
  • Partially Fenced Property
  • Corner Lot

Home Design

  • Colonial Architecture
  • Victorian Architecture
  • Stone Foundation
  • Metal Roof
  • Partial Copper Plumbing
  • Vinyl Construction Material

Interior Spaces

  • 1,784 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Free Standing Fireplace
  • Drapes & Rods
  • Sliding Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Workshop

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Free-Standing Range

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Full Attic
  • Unfinished Attic

Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Parking

  • 1.5 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Enclosed patio or porch

Schools

  • Oswego Middle School
  • Oswego High School

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 128.65-01-01

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,887

Year Built

Built in 1900

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 89000
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 75
  • Lot Dimension Front: 84
  • Lot Information: Corner Lot, Neighborhood Street
  • Nearest Cross Street: 5th st
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 676285.71
  • Ratio Close Price By Sq Ft: 53.07
  • Ratio List Price By Acres: 706428.57
  • Ratio List Price By Sq Ft: 55.44
  • Regional Board Code: Syracuse
  • Roof Description: Metal
  • School Tax: 1674
  • Styles of Residence: 2 Story, Colonial, Victorian
  • Sub Board Code: Syracuse
  • Type of Sale: Estate
  • Year Built Description: Existing
  • Age of Building: 122
  • Year Built: 1900
  • Directions To Property: At the corner of Albany St & 5th st in Oswego
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1900

Interior Features

  • Full Bathrooms: 1
  • Additional Interior Features: Circuit Breakers - Some, Copper Plumbing - Some, Drapes - Some, Sliding Glass Door
  • Additional Rooms: Family Room, Foyer/Entry Hall, Laundry-1st Floor, Living Room, Porch - Enclosed, Workshop
  • Attic Description: Full, Stair Access, Unfinished
  • Basement Description: Exterior Walkup/Bulkhead Doors, Full
  • Floor Description: Wall To Wall Carpet-Some, Wood-Some
  • Kitchen Appliances Included: Dryer, Oven/Range Electric, Oven/Range Freestanding, Refrigerator, Washer
  • Kitchen Dining Description: Breakfast Bar, Eat-In, Formal Dining Room
  • Number of Bedrooms 2nd Floor: 5
  • Number of Fireplaces Freestanding: 2
  • Number of Fireplaces Other: 2
  • Number of Fireplaces Total Calculated: 2
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of 1st Floor Half Bathrooms: 1
  • Number of Rooms: 11
  • Half Bathrooms: 1
  • Total Bathrooms: 1.10
  • Total Bedrooms: 5
  • Total Sq Ft: 1784

Exterior Features

  • Construction: Vinyl
  • Additional Exterior Features: Cable TV Available, Deck, Garage Door Opener, High Speed Internet, Partially Fenced Yard
  • Number of Acres: 0.1400

Garage/Parking

  • Driveway Description: Concrete
  • Garage Description: Attached
  • Number of Garage Spaces: 1.5000

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Number of Beds Approved for Septic: 5
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Electric

Schools

  • School District: Oswego
  • Middle School: Oswego Middle
  • High School: Oswego High

Lot Info

  • Parcel Number: 128.65-01-01

Tax Info

  • Total Taxes: 3887

MLS Schools

  • High School Name: Oswego High
  • Middle School Name: Oswego Middle
  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2020
Closed on
Jan 13, 2021
Sold by
Omara Timothy M and Omara Mary Alice
Bought by
Joyce John M and Joyce Jessica M
Seller's Agent
Dean Cummins
Sun Harvest Realty Inc.
Buyer's Agent
Janice Snyder
Berkshire Hathaway CNY Realty
List Price
$98,900
Sold Price
$94,680
Premium/Discount to List
-$4,220
-4.27%
Total Days on Market
35
Current Estimated Value
$145,870

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,190
Avg. Annual Appreciation
10.09%
Original Mortgage
$92,964
Outstanding Balance
$85,220
Interest Rate
2.71%
Mortgage Type
FHA
Estimated Equity
$58,337

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Joyce John M $94,680 Vanguard Research & Ttl Svcs
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Joyce John M $92,964
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/21/2021 01/21/21 Sold $94,680 -4.3% $53 / Sq Ft
11/06/2020 11/06/20 Pending -- -- --
10/02/2020 10/02/20 For Sale $98,900 -- $55 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,318 $165,000 $19,800 $145,200
2023 $2,318 $89,000 $12,200 $76,800
2022 $2,350 $89,000 $12,200 $76,800
2021 $2,390 $89,000 $12,200 $76,800
2020 $1,689 $89,000 $12,200 $76,800
2019 $1,361 $89,000 $12,200 $76,800
2018 $1,449 $89,000 $12,200 $76,800
2017 $2,862 $89,000 $12,200 $76,800
2016 $855 $89,000 $12,200 $76,800
2015 -- $89,000 $12,200 $76,800
2014 -- $89,000 $12,200 $76,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1298620

Central New York Information Services

APN: 351200-128-065-0001-001-000-0000