44 Monroe St Waterford, CT 06385
3
Beds
1
Bath
1,088
Sq Ft
8,276
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Garden
- Hot Water Circulator
- Waterford High School Rated A-
- Heating system powered by active solar
- Hot Water Heating System
About This Home
As of July 2025Tucked away on a quiet dead-end street, this charming Cape is a perfect blend of comfort, convenience, and character. With 3 bedrooms and 1 full bath, the home offers a thoughtfully laid out floor plan, ideal for anyone looking to settle into a welcoming Waterford neighborhood. Step inside to find a bright kitchen with new flooring and a brand-new refrigerator, plus an inviting enclosed porch just off the kitchen - perfect for morning coffee, plant collections, or simply soaking in the peace and quiet. The spacious full basement provides ample storage. Recent updates include a newer roof (2019), efficient solar panels (2020), and a fully fenced backyard ready for pets, play, or a garden oasis. Located just minutes to local shops, restaurants, schools, and the shoreline, 44 Monroe Street is where ease of living meets New England charm. Whether you're starting out or scaling back, this one checks all the boxes. Check out that VR Tour. We will be hosting two Open House's Saturday from 11:30 to 3:30 and Sunday from 11:30 to 3:30. We have received Multiple Offers and the Sellers are requesting Highest and Best by Thursday 5/22 at 6 PM.
Last Agent to Sell the Property
CENTURY 21 Shutters & Sails License #RES.0813867 Listed on: 05/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,087
Year Built
- Built in 1940
Lot Details
- 8,276 Sq Ft Lot
- Garden
- Property is zoned R-20
Home Design
- 1,088 Sq Ft Home
- Cape Cod Architecture
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Shingle Siding
Kitchen
- Oven or Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 3 Parking Spaces
- Driveway
Utilities
- Hot Water Heating System
- Heating System Uses Oil
- Hot Water Circulator
- Oil Water Heater
- Fuel Tank Located in Basement
Additional Features
- Heating system powered by active solar
- Rain Gutters
Listing and Financial Details
- Assessor Parcel Number 1589864
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 12, 2025
Closed on
Jul 23, 2025
Sold by
Medic Shaun J and Medic Heather R
Bought by
Standish Jeremy and Obach Sophie
Seller's Agent
Stephen Girouard
CENTURY 21 Shutters & Sails
Buyer's Agent
Georgia LaBonne
William Pitt Sotheby's Int'l
List Price
$269,900
Sold Price
$300,000
Premium/Discount to List
$30,100
11.15%
Views
223
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-58.58%
Original Mortgage
$240,000
Outstanding Balance
$240,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$39,575
Purchase Details
Closed on
Nov 14, 2003
Sold by
Rogers Linda
Bought by
Vanvoorhnes Eben
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 6, 2000
Sold by
Buckingham Rose A
Bought by
Rogers Linda L
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | -- | |
| Warranty Deed | $148,000 | -- | |
| Warranty Deed | $148,000 | -- | |
| Warranty Deed | $110,000 | -- | |
| Warranty Deed | $110,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $240,000 | New Conventional | |
| Previous Owner | $188,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $148,000 | Purchase Money Mortgage | |
| Previous Owner | $8,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/23/2025 07/23/25 | Sold | $300,000 | +11.2% | $276 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/16/2025 05/16/25 | For Sale | $269,900 | -- | $248 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,087 | $132,150 | $57,160 | $74,990 |
| 2024 | $2,947 | $132,150 | $57,160 | $74,990 |
| 2023 | $2,802 | $132,150 | $57,160 | $74,990 |
| 2022 | $2,695 | $97,770 | $42,250 | $55,520 |
| 2021 | $2,702 | $97,770 | $42,250 | $55,520 |
| 2020 | $2,725 | $97,770 | $42,250 | $55,520 |
| 2019 | $2,736 | $97,770 | $42,250 | $55,520 |
| 2018 | $2,681 | $97,770 | $42,250 | $55,520 |
| 2017 | $2,755 | $101,930 | $44,730 | $57,200 |
| 2016 | $2,730 | $101,930 | $44,730 | $57,200 |
| 2015 | $2,633 | $101,930 | $44,730 | $57,200 |
| 2014 | $2,633 | $101,930 | $44,730 | $57,200 |
Source: Public Records
Agents Affiliated with this Home
-
Stephen Girouard
Seller's Agent in 2025
Stephen Girouard
CENTURY 21 Shutters & Sails
(860) 501-2428
8 in this area
86 Total Sales
-
Amanda Girouard
Seller Co-Listing Agent in 2025
Amanda Girouard
CENTURY 21 Shutters & Sails
(860) 861-1624
12 in this area
81 Total Sales
-
Georgia LaBonne
Buyer's Agent in 2025
Georgia LaBonne
William Pitt
(860) 303-7096
8 in this area
122 Total Sales
Map
Source: SmartMLS
MLS Number: 24093368
APN: WATE-000133-000000-004894
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