NOT LISTED FOR SALE

44 Rock Harbor Dr Key Largo, FL 33037

Estimated Value: $482,781 - $668,000

2 Beds
1 Bath
874 Sq Ft
$663/Sq Ft Est. Value

Last Sold January 22, 2021

Last sale price $400,000 $458 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $3,448/month

15 Days on Market

Highlights

  • Boat Ramp
  • Dock Facilities
  • Spa
  • Coral Shores High School Rated A
  • Beach
  • 1-minute walk to Key Largo Community Park

About This Home

As of January 2021

Beautifully remodeled! This charming conch house is a concrete bunker with a modern flare! All concrete construction, including the roof. X flood zone, no flood insurance required! This 2 bedroom, 1 bath home features new flooring throughout, updated kitchen, quartz counters, stainless appliances and upgraded bath. The large, screened porch has a new 5 seat spa pool in a garden atmosphere with plenty of space for entertaining. Situated on a double lot with a roll a way gate and room to park your boat. The fully fenced shady back yard is a great place to relax under the trees. Located in the desirable neighborhood of Key Largo Park with bay front homeowners park, boat ramp, dock, tiki picnic area, and sandy beach. This is your opportunity to own a great house at an affordable price!

Last Agent to Sell the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 11/21/2020

LoKation Real Estate

Last Buyer's Agent

Carol Betts Keller

Raymond A. Warner Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,505

Year Built

  • Built in 1955 | Remodeled

Lot Details

  • 5,660 Sq Ft Lot
  • Privacy Fence
  • Fenced
  • Property is zoned IS - Improved Subivision District

Home Design

  • Key West Architecture
  • Concrete Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 874 Sq Ft Home
  • Ceiling Fan
  • Shutters
  • Blinds
  • French Doors
  • Wood Flooring
  • Impact Glass

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Open Parking
  • Off-Street Parking
  • RV or Boat Parking

Outdoor Features

  • Spa
  • Boat Ramp
  • Dock Facilities
  • Screened Patio
  • Exterior Lighting
  • Shed

Location

  • Ground Level

Utilities

  • Central Air
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00525420-000000

Community Details

Overview

  • No Home Owners Association
  • $360 Maintenance Fee
  • Association fees include common area mnt
  • Key Largo Park Subdivision
  • Rental Restrictions
  • RV Parking in Community

Recreation

  • Boat Ramp
  • Beach
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,505

Year Built

Built in 1955 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Maintenance Fee: 360.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Control Depth: 4
  • Fee Includes: Common Area Mnt
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 101.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Community Boat Ramp, Bike Paths
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: FHA
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 2504.70
  • Vehicle Storage: Off Street Parking, RV Parking Open, Trailer Storage, Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1955
  • Alternate Key Number: 1644668
  • Building Style: Conch, Ground Level
  • Cooling Heating: Ceiling Fans(s), Heat, Central Air
  • Lot Sq Ft: 5660.00
  • Porch Balcony: Patio, Screened Patio
  • Association Maintenance Fee Per: Yearly
  • Shutters: Panel
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 874.00
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Quartz Countertops, Window Treatments
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Washer, Range, Refrigerator, Microwave, Gas Appliances, Dryer
  • Floor: Wood
  • Windows/Doors: French Doors, Other Windows/Doors, Impact Rstnce Doors, Impact Rstnce Window
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Boat Ramp, Other Dockage, Dock Privileges, None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS, Concrete
  • Exterior Features: Fencing, Shed, Privacy Wall/Fence, Hot Tub, Lighting
  • Roof: Concrete Roof
  • Waterview: No Waterview

Utilities

  • Utilities: Cable Available, FKAA

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: X
  • Parcel Number: 00525420-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.13

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 21, 2020
Closed on
Jan 22, 2021
Sold by
Murray Brian C C and Dunn Lauri L
Bought by
Christman Jessica
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Carol Betts Keller
Raymond A. Warner Real Estate
List Price
$420,000
Sold Price
$400,000
Premium/Discount to List
-$20,000
-4.76%
Current Estimated Value
$579,445

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$179,445
Avg. Annual Appreciation
8.39%
Original Mortgage
$392,755
Outstanding Balance
$351,337
Interest Rate
2.71%
Mortgage Type
FHA
Estimated Equity
$228,108

Purchase Details

Listed on
Feb 10, 2019
Closed on
Apr 4, 2019
Sold by
Mcafee Robert and Mcafee Laura
Bought by
Murray Brian C C and Dunn Lauri L
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Michael Kanik
Shoreline Properties
List Price
$327,000
Sold Price
$337,000
Premium/Discount to List
$10,000
3.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.93%
Original Mortgage
$303,300
Interest Rate
4.3%

Purchase Details

Listed on
Oct 8, 2013
Closed on
Mar 11, 2014
Sold by
Marcinak Kenneth A
Bought by
Mcafee Robert and Mcafee Laura
Seller's Agent
Lynne Hoover
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$247,000
Sold Price
$210,000
Premium/Discount to List
-$37,000
-14.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.78%

Purchase Details

Closed on
Jun 30, 2008
Sold by
Tiedemann Brian M and Tiedemann Jocelyn A
Bought by
Marcinak Kenneth A

Purchase Details

Closed on
Nov 7, 2007
Sold by
Aurora Loan Services Llc
Bought by
Tiedemann Brian M and Tiedemann Jocelyn A

Purchase Details

Closed on
Aug 6, 2007
Sold by
Moc Francisco and Moc Lucia
Bought by
Aurora Loan Services Llc

Purchase Details

Closed on
Jul 26, 2007
Sold by
Moc Francisco and Moc Lucia
Bought by
Aurora Loan Services

Purchase Details

Closed on
Jul 17, 2006
Sold by
Leon Ricardo
Bought by
Moc Francisco and Moc Lucia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,200
Interest Rate
6.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 8, 2005
Sold by
Godfrey Dale E
Bought by
Leon Ricardo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
7.87%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 1, 1988
Bought by
Mcafee Robert and Mcafee Laura
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Christman Jessica $400,000 Coral Reef Title Company
Murray Brian C C $337,000 Coral Reef Title Company
Mcafee Robert $210,000 Sunshine Title Of The Keys I
Marcinak Kenneth A $237,500 Coastal Title & Closing Serv
Tiedemann Brian M $210,000 Attorney
Aurora Loan Services Llc -- Attorney
Aurora Loan Services -- None Available
Moc Francisco $459,000 Titles Unlimited Inc
Leon Ricardo $340,000 --
Mcafee Robert $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Christman Jessica $392,755
Previous Owner Murray Brian C C $303,300
Previous Owner Murray Brian C C $303,300
Previous Owner Moc Francisco $367,200
Previous Owner Moc Francisco $91,800
Previous Owner Leon Ricardo $255,000
Previous Owner Godfrey Dale E $39,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/22/2021 01/22/21 Sold $400,000 -4.8% $458 / Sq Ft
11/21/2020 11/21/20 For Sale $420,000 +24.6% $481 / Sq Ft
04/04/2019 04/04/19 Sold $337,000 +3.1% $386 / Sq Ft
02/15/2019 02/15/19 Pending -- -- --
02/10/2019 02/10/19 For Sale $327,000 +55.7% $375 / Sq Ft
03/11/2014 03/11/14 Sold $210,000 -15.0% $241 / Sq Ft
02/12/2014 02/12/14 Pending -- -- --
10/08/2013 10/08/13 For Sale $247,000 -- $283 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,566 $411,498 -- --
2023 $3,566 $399,513 $234,324 $165,189
2022 $3,491 $403,173 $234,324 $168,849
2021 $2,679 $285,202 $0 $0
2020 $2,664 $281,265 $122,369 $158,896
2019 $2,505 $270,664 $101,540 $169,124
2018 $2,122 $171,327 $61,128 $110,199
2017 $2,218 $183,433 $0 $0
2016 $2,331 $189,156 $0 $0
2015 $2,287 $178,422 $0 $0
2014 $2,230 $165,394 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 593433

Florida Keys Board of REALTORS®

APN: 00525420-000000