NOT LISTED FOR SALE

440 3rd St NE Charlottesville, VA 22902

North Downtown Neighborhood

Estimated Value: $899,000 - $962,000

3 Beds
1.5 Baths
1,882 Sq Ft
$490/Sq Ft Est. Value

Last Sold July 09, 2024

Last sale price $895,000 $476 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $5,675/month

15 Days on Market

Highlights

  • Wood Burning Stove
  • Private Lot
  • Wood Flooring
  • Charlottesville High School Rated A-
  • Living Room with Fireplace
  • 3-minute walk to Rivanna Trail

About This Home

As of July 2024

Quintessential, rare stone cottage in the heart of downtown. One of the few stone cottages that adorn Charlottesville. Beautiful property on a corner lot, steps from the downtown mall. Gorgeous exposed stone highlighted throughout the home, even in the basement & garage. This inviting home melds together convenient city living with the feeling of being in quaint countryside. The private garden is a picturesque and fragrant oasis, filled with the scent of gardenias and surrounded with lush greenery, curated trees and plants. Schedule a viewing today!

Last Agent to Sell the Property

MEREDITH WYNNE

LORING WOODRIFF REAL ESTATE ASSOCIATES License #0225240714 Listed on: 06/04/2024

Last Buyer's Agent

NONMLSAGENT NONMLSAGENT

NONMLSOFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,380

Year Built

  • Built in 1940

Lot Details

  • 5,227 Sq Ft Lot
  • Property is Fully Fenced
  • Landscaped
  • Private Lot
  • Garden
  • Property is zoned R-1S (Small Lot) Residential

Home Design

  • Slab Foundation
  • Poured Concrete
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Sun or Florida Room
  • Wood Flooring
  • Garden Views

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Windows

Parking

  • 1 Car Attached Garage
  • Basement Garage

Outdoor Features

  • Front Porch

Schools

  • Burnley-Moran Elementary School
  • Walker & Buford Middle School
  • Charlottesville High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • North Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 330054000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,380

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1882
  • Below Grade Total Sq Ft: 1114
  • L V T Date: 06/07/2024
  • Parcel Number: 330054000
  • Price Per Sq Ft: 475.56
  • Property Included: Refrigerator, dishwasher, range, microwave, washer, dryer.
  • Total Sq Ft: 2996
  • Total Unfinished Sq Ft: 1114
  • Type of Construction: On Site Built
  • Zoning: R-1S (Small Lot) Residential
  • Subdivision: NORTH DOWNTOWN
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Sun Room1|Dining Roo1|Kitchen1|Bedroom1|Half Bath1|Bedroom2|Full Bath2|Bedroom2|
  • Structures Deck Porch: Porch - Front, Porch - Glassed
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Unfinished Below Grade Sq Ft: 1114
  • Fireplace: Stone, Wood Burning
  • Laundry: Dryer, Washer
  • Basement Type: Inside Access, Slab, Unfinished, Walk Out, Windows
  • Room 1: Living Room,On Level: 1
  • Room 2: Sun Room,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Half Bath,On Level: 1
  • Room 7: Bedroom,On Level: 2
  • Room 8: Full Bath,On Level: 2
  • Room 9: Bedroom,On Level: 2
  • Total Finished Sq Ft: 1882
  • Above Grade Finished Sq Ft: 1882
  • Basement: Yes
  • Fireplace Location: Living Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Dishwasher, Eat-in, Electric Range, Refrigerator
  • Kitchen Cabinets Counters: Granite
  • Land Description: Landscaped, Nearly Level, Private
  • Level: 2 Story
  • Master Bedon Main Level: Yes
  • Bathrooms: 1.5
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 3
  • Number Beds Main Level: 1
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Room Types: Bedroom, Den, Dining Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Sun Room
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Half Bath (L1), Kitchen (L1), Living Room (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Stone
  • Number Of Acres: 0.12
  • Roof: Architectural Style
  • Structure Floors: Hardwood
  • View: Garden View, Residential View

Garage/Parking

  • Garage: Yes
  • Garage Features: Attached, Electricity, In Basement, Windows
  • Number of Car Spaces: 1

Utilities

  • Cooling: Central AC
  • Heating: Central Heat, Forced Air, Heat Pump, Natural Gas
  • Cable Available: Cable, DSL, Fiber-Optic
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Lot Info

  • Lot Features: Fenced Fully, Garden Space

Building Info

  • Year Built: 1940

Tax Info

  • Year: 2023
  • Taxes: 8380.35

MLS Schools

  • HighSchool: Charlottesville
  • Middle School: Walker & Buford
  • Elementary School: Burnley-Moran

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2024
Closed on
Jul 8, 2024
Sold by
White Elbert W and White Betty B
Bought by
Cheung Chi Wing and Cheung Linda J
Seller's Agent
MEREDITH WYNNE
LORING WOODRIFF REAL ESTATE ASSOCIATES
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$895,000
Sold Price
$895,000
Views
55
Current Estimated Value
$938,276

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,276
Avg. Annual Appreciation
2.05%

Purchase Details

Closed on
Dec 11, 1975
Bought by
White Elbert W and White Betty B
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cheung Chi Wing $895,000 --
White Elbert W -- --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/09/2024 07/09/24 Sold $895,000 0.0% $476 / Sq Ft
06/19/2024 06/19/24 Pending -- -- --
06/04/2024 06/04/24 For Sale $895,000 -- $476 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,112 $923,900 $237,500 $686,400
2024 $9,112 $878,700 $209,000 $669,700
2023 $8,092 $836,900 $209,000 $627,900
2022 $7,598 $785,500 $199,500 $586,000
2021 $7,079 $739,100 $178,100 $561,000
2020 $6,674 $696,500 $148,500 $548,000
2019 $6,532 $681,500 $144,200 $537,300
2018 $3,055 $637,100 $125,400 $511,700
2017 $5,770 $601,300 $114,000 $487,300
2016 $5,508 $573,700 $103,600 $470,100
2015 $5,215 $573,700 $103,600 $470,100
2014 $5,215 $548,900 $92,500 $456,400
Source: Public Records

Agents Affiliated with this Home

  • MEREDITH WYNNE

    Seller's Agent in 2024

    MEREDITH WYNNE

    LORING WOODRIFF REAL ESTATE ASSOCIATES

    (434) 260-3443

    6 in this area

    53 Total Sales

    MEREDITH WYNNE
    Section Image

  • N

    Buyer's Agent in 2024

    NONMLSAGENT NONMLSAGENT

    NONMLSOFFICE

See All Agents

Map

Source: Charlottesville area Association of Realtors®

MLS Number: 653650

Charlottesville area Association of Realtors®

APN: 330-054-000

Virginia Charlottesville County Charlottesville 22902 North Downtown

440 3rd St NE, Charlottesville, VA

Not Listed for Sale

Detached

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