$600,000
SOLD OCT 31, 2025

440 Bluff Point Ln Waverly, TN 37185

3 Beds
2 Baths
1,510 Sq Ft
0.48 Acres

Recently Sold

$397 Per Sq Ft

9% Below List Price

0 Day on Market

Highlights

  • Open Floorplan
  • Great Room
  • Screened Porch
  • Cape Cod Architecture
  • No HOA
  • Stainless Steel Appliances

About This Home

As of October 2025

The prettiest view from Paris Landing to Pickwick! If you have been on Kentucky Lake/TN River, you know this property! You won't find another home on the river with this view and all the amenities it has to offer. Nestled in the trees with panoramic views, this property has everything you need and want. Featuring 3 bedrooms and 2 bath, a great room with incredible views, patio and screened-in porch; this lake house is what dreams are made of. There is an additional shed with electric and air, for all your tools and fishing gear. This property has a concrete drive making easy to load/unload your boat right into the water on your private ramp and private covered dock with two slips and electricity. An additional boat house is nestled into the hillside for the water toys with a patio on top for sunset viewing.

Last Agent to Sell the Property

R. Scott England

E4 Real Estate Group, LLC Brokerage Phone: 6152022100 License #319504 Listed on: 10/03/2025

Last Buyer's Agent

Sonja Scales

Zeitlin Sotheby's International Realty License #290242

Zeitlin Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,524

Year Built

  • Built in 1960

Lot Details

  • 0.48 Acre Lot
  • Lot Dimensions are 95.08x62.46x125.48x50x47

Home Design

  • Cape Cod Architecture
  • Metal Roof
  • Hardboard

Interior Spaces

  • 1,510 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Great Room
  • Screened Porch
  • Crawl Space
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Double Vanity

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces

Outdoor Features

  • Patio

Schools

  • Waverly Elementary School
  • Waverly Jr High Middle School
  • Waverly Central High School

Utilities

  • Dehumidifier
  • Central Heating and Cooling System
  • Well
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 030E A 01100 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,524

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cape Cod
  • Year Built: 1960
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan(s), Open Floorplan, High Speed Internet
  • Appliances: Oven, Gas Range, Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • Flooring: Carpet, Tile
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: None, Crawl Space
  • Above Grade Finished Sq Ft: 1510
  • Building Area Units: Square Feet
  • Living Area: 1510
  • Living Area Units: Square Feet
  • Other Equipment: Dehumidifier

Exterior Features

  • Construction Type: Hardboard Siding
  • Foundation Details: None
  • Other Structures: Storage
  • Patio And Porch Features: Patio, Porch, Screened
  • Pool Private: No
  • Roof: Metal
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Garage Yn: No
  • Open Parking Spaces: 2
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.48
  • Lot Size: 95.08X62.46X125.48X50X47
  • Lot Size Units: Acres
  • Parcel #: 030E A 01100 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1524

MLS Schools

  • Elementary School: Waverly Elementary
  • High School: Waverly Central High School
  • Middle Or Junior School: Waverly Jr High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Oct 31, 2025
Sold by
Clement William B
Bought by
Scales Sonja and Scales Eric
Seller's Agent
R. Scott England
E4 Real Estate Group, LLC
Buyer's Agent
Sonja Scales
Zeitlin Sotheby's International Realty
List Price
$660,000
Sold Price
$600,000
Premium/Discount to List
-$60,000
-9.09%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.84%
Original Mortgage
$480,000
Outstanding Balance
$480,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$126,848

Purchase Details

Closed on
Jul 30, 2004
Sold by
Hall William H
Bought by
Clement William B

Purchase Details

Closed on
Aug 11, 2000
Bought by
Hall William H and Hall Elizabeth A

Purchase Details

Closed on
Jun 13, 1989
Bought by
Deloach Betty L

Purchase Details

Closed on
Jun 22, 1973
Bought by
Allen Norris and Allen Frances
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $600,000 None Listed On Document
Deed $235,000 --
Warranty Deed $250,000 --
Warranty Deed $65,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $480,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Sold $600,000 -9.1% $397 / Sq Ft
10/03/2025 10/03/25 For Sale $660,000 -- $437 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,524 $82,850 $0 $0
2024 $1,524 $82,850 $50,000 $32,850
2023 $1,524 $82,850 $50,000 $32,850
2022 $1,569 $71,950 $45,950 $26,000
2021 $1,569 $71,950 $45,950 $26,000
2020 $1,569 $71,950 $45,950 $26,000
2019 $1,350 $66,425 $45,500 $20,925
2018 $1,340 $66,425 $45,500 $20,925
2017 $1,340 $65,925 $45,500 $20,425
2016 $1,360 $61,825 $43,775 $18,050
2015 $1,360 $61,825 $43,775 $18,050
2014 $1,360 $61,814 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Realtracs

MLS Number: 3011448

Realtracs

APN: 030E-A-011.00