$1,550,000

Estimated payment $9,098/month

Total Views 467
3 Beds
3 Baths
1,448 Sq Ft
$1,070 Price per Sq Ft

Highlights

  • 80 Feet of Bay Harbor Waterfront
  • Dock has access to electricity and water
  • Boat Lift
  • White Water Ocean Views
  • Beach Access
  • In Ground Pool

About This Home

Upon arrival to this beach house, you'll instantly feel the island vibe. Home has updated roof, siding, and has IMPACT windows and doors. Upon entering the home, you'll immediately notice the spacious open floor plan as well as the artistic flair that flows throughout the entire property. The updated kitchen has sparkly white waterfall countertops with breakfast bar that seats six, white wooden cabinetry with an abundance of storage space, plus a wooden accent island. There is a stainless steel refrigerator, electric convection stove with double oven, dishwasher & sink.
There is coretec plus vinyl flooring throughout the home. The living and dining room offer a very relaxing atmosphere with 6-1/2' by 20' of glass walls and door bringing in views of the amazing 400-foot-wide Kettle Harbor Waterway. This truly brings outside into your living space. Yes, you can truly see manatees and dolphins on a regular basis. The on-suite and second bedroom have private access to a 7' x 20' deck with a pergola for sunset viewing. Access to the third bedroom is by way of a beautiful wooden sap cherry staircase. It offers a half bath and its own private balcony overlooking Kettle Harbor. The outdoor oasis is second to none. A salt water pool is 17' x 28' and has a large covered seating and dining area. The ground level offers a air conditioned bonus room 11x18 and a full service pool bath. This area also offers an elevated outdoor wooden, screened kitchen & bar cabana with beautiful water views. To add to your outside enjoyment there is a pergola style swing bed,
A 250 foot circular wooden deck for poolside sun enjoyment. For boating pleasure there is a wooden dock and a 10,000-pound boat lift. There are no bridges on Kettle Harbor and offers direct access to the ICW and Gulf. This home also has deeded beach access, just a quick walk or golf cart ride away.

Listing Agent

Kevin Mackin

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-473-7750 License #683818 Listed on: 12/05/2025

MICHAEL SAUNDERS & COMPANY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,015

Year Built

  • Built in 1981

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 80x156
  • 80 Feet of Bay Harbor Waterfront
  • West Facing Home
  • Vinyl Fence
  • Oversized Lot
  • Property is zoned BBI

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Circular Driveway
  • Open Parking
  • Golf Cart Garage
  • Deeded Parking

Home Design

  • Stilt Home
  • Custom Home
  • Coastal Architecture
  • Key West Architecture
  • Bi-Level Home
  • Frame Construction
  • Metal Roof
  • Vinyl Siding
  • Pile Dwellings

Interior Spaces

  • 1,448 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • French Doors
  • Sliding Doors
  • Great Room
  • Bonus Room
  • White Water Ocean Views

Kitchen

  • Eat-In Kitchen
  • Double Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool Deck
  • Outdoor Shower
  • Outside Bathroom Access

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Fixed Bridges
  • Boat Port
  • Minimum Wake Zone
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with wood
  • Deeded Boat Dock
  • Balcony
  • Courtyard
  • Outdoor Kitchen
  • Gazebo
  • Outdoor Storage
  • Outdoor Grill
  • Front Porch

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Palm Island Estates Community
  • Palm Island Estates Unit 4 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,015

Year Built

Built in 1981

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal, Custom, Key West
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1448
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 1981
  • Building Area Total: 2401
  • Lot Size Sq Ft: 10800
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 223.06
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 1070.44
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Property Description: Stilt Home
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 2 Point Moorage,Dock - Slip Deeded On-Site,Dock - Wood,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 12
  • MFR_DockMaintenanceFeeFrequency: N/A
  • Attribution Contact: 941-473-7750
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Two
  • Spa Yn: No
  • Additional Rooms: Bonus Room,Great Room
  • Living Area Meters: 134.52

Exterior Features

  • Direction Faces: West
  • Other Structures: Gazebo, Outdoor Kitchen
  • Pool Features: Deck, Gunite, In Ground, Outside Bath Access, Salt Water
  • Exterior Features: Balcony, Courtyard, French Doors, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sliding Doors, Storage
  • Roof: Metal
  • Pool Private: Yes
  • View: Water
  • Water Body Name: KETTLE HARBOR
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Rear Porch
  • Road Surface Type: Other
  • Water Access: Bay/Harbor,Beach,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Boat Port,Bridges - Fixed,Lift,Minimum Wake Zone
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 80
  • Flood Zone Panel: 12015C0356G
  • Water Frontage Feet Bay Harbor: 80

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Deeded, Driveway, Golf Cart Garage, Golf Cart Parking, Ground Level, Open

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Underground Utilities, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: BBI
  • Parcel Number: 412033454003
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: FloodZone, Oversized Lot, Unpaved
  • Lot Dimensions: 80x156
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 12015
  • Tax Block: E
  • Tax Book Number: 6-4
  • Tax Lot: 141

Multi Family

  • Waterfront Features: Bay/Harbor

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,412 $634,597 $249,696 $384,901
2023 $13,589 $683,026 $0 $0
2022 $12,161 $620,933 $207,386 $413,547
2021 $8,347 $386,998 $133,171 $253,827
2020 $8,385 $387,630 $131,784 $255,846
2019 $8,831 $413,317 $124,848 $288,469
2018 $7,874 $377,919 $110,976 $266,943
2017 $7,537 $366,704 $110,976 $255,728
2016 $7,417 $350,610 $0 $0
2015 $7,064 $318,736 $0 $0
2014 $5,988 $272,626 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 For Sale $1,550,000 +74.4% $1,070 / Sq Ft
08/03/2021 08/03/21 Sold $889,000 0.0% $614 / Sq Ft View Prior Sale
06/18/2021 06/18/21 Pending -- -- --
05/11/2021 05/11/21 Off Market $889,000 -- --
05/10/2021 05/10/21 For Sale $879,000 0.0% $607 / Sq Ft
05/03/2021 05/03/21 Pending -- -- --
04/20/2021 04/20/21 For Sale $879,000 0.0% $607 / Sq Ft
03/24/2021 03/24/21 Pending -- -- --
03/14/2021 03/14/21 For Sale $879,000 -- $607 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $889,000 Msc Title Inc
Warranty Deed $558,000 Attorney
Warranty Deed $750,000 --
Warranty Deed $473,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $622,300 New Conventional
Previous Owner $600,000 Fannie Mae Freddie Mac
Previous Owner $320,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: D6145086

Stellar MLS

APN: 412033454003