440 Flock Ave Naperville, IL 60565
Winding Creek Estates NeighborhoodEstimated Value: $585,000 - $785,000
4
Beds
3
Baths
2,934
Sq Ft
$240/Sq Ft
Est. Value
Highlights
- Home Theater
- Deck
- Vaulted Ceiling
- Maplebrook Elementary School Rated A
- Recreation Room
- Wood Flooring
About This Home
As of April 2019TRUE OPEN CONCEPT HOME IN DESIRABLE WINDING CREEK! If you have been looking for a home with a flowing floor plan, vaulted ceilings, tons of natural light, a full finished basement and exceptional outdoor entertaining spaces, you will want to see this one first. Maintained and updated over the past few years with over $75,000 invested! HVAC, roof, skylights, gutters, HWH, ext. doors, kitchen & bath updates, sprinkler system, fin bmt... the list goes on. The main floor study has an adjacent full bath & is currently used as a guest suite. The sun room with french doors brings in abundant light-perfect for play or reading room. The current owners added a doorway from the Master bedroom to the 4th bedroom for a nursery & now use it as a study. The finished basement goes on forever & the garage is over sized with an epoxy floor coat. Social neighborhood with events for all ages, walk to both grade & middle schools, park & optional swim/tennis club. PACE bus to Metra, 10 mins to town! HURRY!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,230
Year Built
- 1986
Lot Details
- 10,454
HOA Fees
- $4 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Vaulted Ceiling
- Skylights
- Wood Burning Fireplace
- Attached Fireplace Door
- Home Theater
- Recreation Room
- Loft
- Play Room
- Sun or Florida Room
- Utility Room with Study Area
- Home Gym
- Wood Flooring
- Finished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Main Floor Bedroom
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Outdoor Features
- Balcony
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Lake Michigan Water
Additional Features
- North or South Exposure
- Property is near a bus stop
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,500 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 1, 2019
Closed on
Apr 15, 2019
Sold by
Singh Mariish and Munif Bushra
Bought by
Jachim Daniel J and Jachim Kimberly E
Seller's Agent
Laura Bruno
Baird & Warner
Buyer's Agent
Troy Cooper
john greene, Realtor
List Price
$495,000
Sold Price
$495,000
Total Days on Market
2
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$208,711
Avg. Annual Appreciation
5.91%
Original Mortgage
$470,250
Outstanding Balance
$417,538
Interest Rate
4.29%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$286,173
Purchase Details
Closed on
Apr 11, 2014
Sold by
Singh Manish and Munif Bushra
Bought by
Singh Manish and Munif Bushra
Purchase Details
Closed on
Aug 10, 1998
Sold by
Martin Henry J and Martin Nancy
Bought by
Singh Manish
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,000
Interest Rate
6.87%
Purchase Details
Closed on
Aug 9, 1995
Sold by
Wenner Manfred W and Wenner Lettie M
Bought by
Martin Henry J and Martin Nancy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
7.51%
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Similar Homes in Naperville, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Jachim Daniel J | $495,000 | Baird & Warner Ttl Svcs Inc | |
| Singh Manish | -- | None Available | |
| Singh Manish | $247,000 | -- | |
| Martin Henry J | $220,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Jachim Daniel J | $147,000 | |
| Open | Jachim Daniel J | $470,250 | |
| Previous Owner | Singh Manish | $137,000 | |
| Previous Owner | Singh Manish | $230,655 | |
| Previous Owner | Singh Manish | $97,614 | |
| Previous Owner | Singh Manish | $210,000 | |
| Previous Owner | Singh Manish | $315,000 | |
| Previous Owner | Singh Manish | $185,282 | |
| Previous Owner | Singh Manish | $120,000 | |
| Previous Owner | Singh Manish | $100,000 | |
| Previous Owner | Singh Manish | $100,000 | |
| Previous Owner | Singh Manish | $197,000 | |
| Previous Owner | Martin Henry J | $165,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/15/2019 04/15/19 | Sold | $495,000 | 0.0% | $169 / Sq Ft |
| 02/03/2019 02/03/19 | Pending | -- | -- | -- |
| 02/01/2019 02/01/19 | For Sale | $495,000 | -- | $169 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $12,230 | $196,210 | $71,720 | $124,490 |
| 2022 | $11,214 | $179,270 | $65,530 | $113,740 |
| 2021 | $10,807 | $172,490 | $63,050 | $109,440 |
| 2020 | $10,578 | $169,390 | $61,920 | $107,470 |
| 2019 | $10,272 | $162,060 | $59,240 | $102,820 |
| 2018 | $8,965 | $142,160 | $59,240 | $82,920 |
| 2017 | $8,784 | $137,360 | $57,240 | $80,120 |
| 2016 | $8,609 | $132,390 | $55,170 | $77,220 |
| 2015 | $8,554 | $124,670 | $51,950 | $72,720 |
| 2014 | $8,651 | $122,220 | $50,930 | $71,290 |
| 2013 | $8,520 | $122,510 | $51,050 | $71,460 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Bruno
Seller's Agent in 2019
Laura Bruno
Baird Warner
(630) 234-8832
14 in this area
74 Total Sales
-
William Ghighi
Seller Co-Listing Agent in 2019
William Ghighi
Baird Warner
(630) 742-9985
15 in this area
143 Total Sales
-
Troy Cooper
Buyer's Agent in 2019
Troy Cooper
john greene Realtor
(630) 362-3996
3 in this area
98 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10146902
APN: 08-30-312-027
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