NOT LISTED FOR SALE

440 Gloria Ln Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $288,000 - $338,000

3 Beds
3 Baths
1,720 Sq Ft
$182/Sq Ft Est. Value

Last Sold April 20, 2016

Last sale price $182,400 $106 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $2,226/month

4 Days on Market

Highlights

  • Landscaped Professionally
  • Property is adjacent to nature preserve
  • End Unit
  • Deck
  • Vaulted Ceiling
  • Balcony

About This Home

As of April 2016

BEAUTIFUL LIGHT & BRIGHT 3 BEDROOM 3 FULL BATH DUPLEX WITH ENDLESS VIEWS BEHIND OF NATURAL PRAIRIE LANDS~OPEN FLOOR PLAN OFFERS VAULTED CEILINGS AND LOADS OF UPDATES THROUGHOUT~ATTRACTIVE WOOD LAMINATE FLOORS ON MAIN LEVEL AS YOU ENTER INTO LIVING & DINING ROOMS~EYE CATCHING FIREPLACE WITH NEW GLASS/STONE TILE~NEWER LIGHT FIXTURES~BATHS WITH UPDATED FLOORS & VANITIES~EAT IN KITCHEN WITH PLENTY OF CABINETS, PANTRY AND ALL APPLIANCES STAY~ROOMY MASTER SUITE WITH WALK IN CLOSET AND PRIVATE BATH~HEAD DOWN TO LOWER LEVEL FOR MUCH MORE SPACE WITH SECOND FOYER/MUD ROOM, LAUNDRY ROOM, FAMILY ROOM, BEDROOM AND FULL BATH~SLIDING PATIO DOORS ON MAIN & LOWER LEVELS LEADS TO LARGE DECK PLUS BRICK PATIO BELOW TO ENJOY THE VIEWS~ALL THIS PLUS GREAT LOCATION NEAR OSWEGO'S SHOPPING, RESTAURANTS AND DOWN THE STREET FROM SCHOOL, PARK & TRAILS~HIGHLY RATED 308 SCHOOLS TOO! WONDERFUL PLACE TO CALL HOME!

Last Agent to Sell the Property

Joanne LaVia

Coldwell Banker Real Estate Group License #475132055 Listed on: 02/21/2016

Coldwell Banker Real Estate Group

Last Buyer's Agent

Robert Kopp

eXp Realty - Geneva License #471019024

eXp Realty - Geneva

Property Details

Home Type

  • Multi-Family

Year Built

  • 1996

Lot Details

  • Property is adjacent to nature preserve
  • End Unit
  • Landscaped Professionally

HOA Fees

  • $30 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Property Attached
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Electric Fireplace
  • Laminate Flooring

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Dishwasher

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Pets Allowed

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,000 Seller Concession

Property Details

Home Type

Multi-Family

Year Built

1996

Lot Details

5,663 Sq Ft Lot

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 16-20 Years
  • Full Bathrooms: 3
  • Number Interior Fireplaces: 2
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 3
  • Estimated Year Built: 1996
  • Tax Exemptions: Homeowner
  • Type Attached: 1/2 Duplex
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 2
  • Year Built: 1996

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 18X11, On Level: Main Level, Flooring: Wood Laminate
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer
  • Equipment: Ceiling Fan
  • Fireplace Details: Electric, Gas Logs
  • Fireplace Location: Family Room, Living Room
  • Basement: Slab
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 9X5, On Level: Lower, Flooring: Vinyl
  • Dining Room: Dimensions: 9X8, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Dimensions: 18X8, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 15X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 10X10, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Bedroom 3: Dimensions: 10X11, On Level: Lower, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1720
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 18X12, On Level: Lower, Flooring: Carpet, Windows: All

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Aluminum Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Balcony, Deck, Brick Paver Patio, End Unit

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers, 100 Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Common Area Amenities: Park/Playground
  • Assessment Association Fees: 30
  • Management Contact Name: LOREE KING
  • Management Phone: 630-897-5000X1829

Fee Information

  • Management Company: BAUM MANAGEMENT

Schools

  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 42.78 X 130
  • Lot Description: Nature Preserve Adjacent, Landscaped Professionally
  • Parcel Identification Number: 0310103030

Multi Family

  • Total Number Unitsin Building: 2
  • Number Stories: 2

Tax Info

  • Taxes: 4197.04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 21, 2016
Closed on
Mar 30, 2016
Sold by
Cartus Fincnial Corp
Bought by
Andreoni Ryan M
Seller's Agent
Joanne LaVia
Coldwell Banker Real Estate Group
Buyer's Agent
Robert Kopp
eXp Realty - Geneva
List Price
$179,900
Sold Price
$182,400
Premium/Discount to List
$2,500
1.39%
Current Estimated Value
$312,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,524
Avg. Annual Appreciation
5.64%
Original Mortgage
$179,080
Outstanding Balance
$140,803
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$172,121

Purchase Details

Listed on
Feb 21, 2016
Closed on
Mar 12, 2016
Sold by
Blake Garrett Harrison
Bought by
Cartus Financial Corp
Seller's Agent
Joanne LaVia
Coldwell Banker Real Estate Group
Buyer's Agent
Robert Kopp
eXp Realty - Geneva
List Price
$179,900
Sold Price
$182,400
Premium/Discount to List
$2,500
1.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,080
Outstanding Balance
$140,803
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$172,121

Purchase Details

Listed on
Apr 10, 2014
Closed on
Jun 9, 2014
Sold by
Mason Tristan W and Mason Sharon E
Bought by
Blake Garrett Harrison
Seller's Agent
Carolyn Alzueta
Kettley & Co. Inc.
Buyer's Agent
Sara Humenik
Keller Williams Infinity
List Price
$165,000
Sold Price
$172,500
Premium/Discount to List
$7,500
4.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.08%
Original Mortgage
$10,000
Interest Rate
4.13%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 14, 2006
Sold by
Sweeney Carolyn E
Bought by
Mason Tristan W and Mason Sharon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.39%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 24, 1999
Sold by
Bednarzyk Juli
Bought by
Sweeney Carolyn E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,918
Interest Rate
7.7%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 1, 1996
Bought by
Sweeney Carolyn and Sweeney Bednarzyk J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Andreoni Ryan M $182,500 None Available
Cartus Financial Corp $182,500 None Available
Blake Garrett Harrison $172,500 First American Title
Mason Tristan W $190,000 First American Title
Sweeney Carolyn E -- Stewart Title Company
Sweeney Carolyn $137,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Andreoni Ryan M $179,080
Previous Owner Blake Garrett Harrison $10,000
Previous Owner Blake Garrett Harrison $162,676
Previous Owner Mason Tristan W $152,000
Previous Owner Sweeney Carolyn E $134,918
Closed Sweeney Carolyn --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/20/2016 04/20/16 Sold $182,400 +1.4% $106 / Sq Ft
02/25/2016 02/25/16 Pending -- -- --
02/21/2016 02/21/16 For Sale $179,900 +4.3% $105 / Sq Ft
06/17/2014 06/17/14 Sold $172,500 +4.5% $100 / Sq Ft View Prior Sale
04/12/2014 04/12/14 Pending -- -- --
04/10/2014 04/10/14 For Sale $165,000 -- $96 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,999 $92,974 $17,991 $74,983
2023 $6,274 $82,278 $15,921 $66,357
2022 $6,274 $75,484 $14,606 $60,878
2021 $6,165 $71,889 $13,910 $57,979
2020 $5,781 $67,186 $13,000 $54,186
2019 $5,722 $65,608 $13,000 $52,608
2018 $5,116 $58,875 $15,869 $43,006
2017 $4,948 $54,263 $14,626 $39,637
2016 $4,507 $49,330 $13,296 $36,034
2015 $4,237 $44,845 $12,087 $32,758
2014 -- $42,307 $11,403 $30,904
2013 -- $43,616 $11,756 $31,860
Source: Public Records

Agents Affiliated with this Home

  • Joanne LaVia

    Seller's Agent in 2016

    Joanne LaVia

    Coldwell Banker Real Estate Group

    (630) 267-7564

    11 in this area

    112 Total Sales

    Joanne LaVia
    Section Image
  • Robert Kopp

    Buyer's Agent in 2016

    Robert Kopp

    eXp Realty - Geneva

    (630) 651-3722

    127 Total Sales

    Robert Kopp
    Section Image

  • C

    Seller's Agent in 2014

    Carolyn Alzueta

    Kettley & Co. Inc.

  • Sara Humenik

    Buyer's Agent in 2014

    Sara Humenik

    Keller Williams Infinity

    (630) 673-0872

    1 in this area

    23 Total Sales

    Sara Humenik
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09144684

Midwest Real Estate Data (MRED)

APN: 03-10-103-030

Illinois Kendall County Oswego 60543 North Oswego

440 Gloria Ln, Oswego, IL

Not Listed for Sale

MultiFamily

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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