NOT LISTED FOR SALE

440 N Old Rand Rd Lake Zurich, IL 60047

Estimated Value: $444,000 - $638,000

4 Beds
3 Baths
1,996 Sq Ft
$278/Sq Ft Est. Value

Last Sold March 13, 2020

Last sale price $400,000 $200 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $3,933/month

41 Days on Market

Highlights

  • Water Views
  • Beach
  • Mature Trees
  • May Whitney Elementary School Rated A
  • Colonial Architecture
  • Recreation Room

About This Home

As of March 2020

Completely renovated! LAKE FRONT PROPERTY! Circle drive, walking distance to down town Lake Zurich and public beach! Enter into a welcoming foyer and hardwood floor throughout the first and second floor. Walls have been removed where possible for more open feel and flow. Kitchen boasts a sit down peninsula, new white shaker cabinets, and stainless steel appliances. Complete with granite countertops. Double access to the patio and backyard. Extra lot in the back totaling .43 acres. Upstairs wonderfully done to match the first floor. Master bath completely rebuilt along with walk in closet - amazing dual marble top vanity, separate european shower, and modern soaker tub. Roof is new 2018! Basement is newly finished- new doors, carpet, padding. Exterior has been freshly painted. Access to lake! Walking distance from Lake Zurich park district, restaurants, grocery, and more! Great location! Come see today.

Last Listed By

Joe Gattone

Compass License #475159416 Listed on: 12/27/2019

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,979

Year Built | Renovated

  • 1971 | 2018

Lot Details

  • Mature Trees
  • Wooded Lot

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Built-In Features
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Recreation Room
  • Wood Flooring
  • Water Views
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub
  • European Shower
  • Separate Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Rights

Community Details

  • Beach

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,979

Year Built | Renovated

1971 | 2018

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Recent Rehab: Yes
  • Age: 41-50 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Rebuilt(yn): Yes
  • Rebuilt Year: 2018
  • Rehab Year: 2018
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 3092
  • Style Of House: Colonial
  • Type Detached: 2 Stories
  • Estimated Year Built: 1971
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 3092
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1971
  • Year Renovated: 2018

Interior Features

  • Interior Property Features: Hardwood Floors, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 9
  • Living Room: Dimensions: 18X12, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Sump Pump, Backup Sump Pump;
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Pull Down Stair, Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink, European Shower, Soaking Tub
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 23X10, On Level: Basement, Flooring: Other
  • Dining Room: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Dimensions: 19X8, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space
  • Additional Rooms: Recreation Room
  • Master Bedroom: Dimensions: 16X12, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Additional Room 1 Name: Recreation Rm, Dimensions: 12X30, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 3: Dimensions: 12X12, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 4: Dimensions: 17X9, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Estimated Sq Ft: 1996
  • Estimated Total Finished Sq Ft: 3092
  • Lower Level Sq Ft: 1096
  • Upper Level Sq Ft: 1996
  • Dining Room Type: Separate
  • Family Room: Dimensions: 14X13, On Level: Main Level, Flooring: Hardwood, Windows: None

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Patio, Porch
  • Acreage: 0.43

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 95
  • Elementary School: May Whitney Elementary School
  • Middle School: Lake Zurich Middle - N Campus
  • High School: Lake Zurich High School
  • Junior High Dist: 95

Lot Info

  • Lot Dimensions: 75X150X59X198X16X347
  • Lot Description: Beach, Water Rights, Water View, Wooded, Rear of Lot, Mature Trees
  • Parcel Identification Number: 14173010120000

Tax Info

  • Taxes: 7306.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 27, 2019
Closed on
Mar 10, 2020
Sold by
Krtinic Marina
Bought by
Comias Victoria
Seller's Agent
Joe Gattone
Compass
Buyer's Agent
Lori Rowe
Coldwell Banker Realty
List Price
$409,000
Sold Price
$400,000
Premium/Discount to List
-$9,000
-2.2%
Total Days on Market
41
Current Estimated Value
$553,978

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$153,978
Avg. Annual Appreciation
6.46%
Original Mortgage
$380,000
Outstanding Balance
$338,816
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$215,162

Purchase Details

Listed on
Jun 15, 2017
Closed on
Oct 4, 2017
Sold by
The Huntington National Bank
Bought by
Krtinic Marina
Seller's Agent
Teresa Sterna
HomeSmart Connect
Buyer's Agent
Mimi Goodyear
@properties Christie's International Real Estate
List Price
$289,900
Sold Price
$255,000
Premium/Discount to List
-$34,900
-12.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.17%
Original Mortgage
$216,251
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 18, 2017
Sold by
Gaskell Debbie Ann and Ewald Rae Lynn
Bought by
The Huntington National Bank

Purchase Details

Closed on
May 10, 2006
Sold by
Gutowski Nick and Gutowski Pelita
Bought by
Gaskell Debbie Ann and Ewald Rae Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 8, 2005
Sold by
Gaskell Debbie
Bought by
Gutowski Nick and Gutowski Pelita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$8,000
Interest Rate
6.75%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 24, 2002
Sold by
Gutowski Nick and Gaskell Debbie
Bought by
Gutowski Nick and Gutowski Pelita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.38%

Purchase Details

Closed on
Dec 31, 1996
Sold by
Sabey Candy Lee
Bought by
Moore Peggy and Gaskell Debbie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
10.25%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Comias Victoria $400,000 Stewart Title
Krtinic Marina $255,000 Hbi Title
The Huntington National Bank -- None Available
Gaskell Debbie Ann $284,000 Cti
Gutowski Nick -- Chicago Title Insurance Co
Gutowski Nick -- Chicago Title Insurance Co
Moore Peggy $175,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Comias Victoria $380,000
Previous Owner Krtinic Marina $216,251
Previous Owner Gaskell Debbie A $50,000
Previous Owner Gaskell Debbie Ann $290,000
Previous Owner Gaskell Debbie $8,000
Previous Owner Gutowski Nick $253,000
Previous Owner Gaskell Debbie $9,600
Previous Owner Gutowski Nick $235,000
Previous Owner Moore Peggy $140,000
Closed Moore Peggy $10,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/13/2020 03/13/20 Sold $400,000 -2.2% $200 / Sq Ft
02/06/2020 02/06/20 Pending -- -- --
12/27/2019 12/27/19 For Sale $409,000 +60.4% $205 / Sq Ft
09/29/2017 09/29/17 Sold $255,000 -12.0% $128 / Sq Ft
07/10/2017 07/10/17 Pending -- -- --
06/15/2017 06/15/17 For Sale $289,900 -- $145 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,979 $160,679 $26,462 $134,217
2023 $8,073 $146,133 $24,066 $122,067
2022 $8,073 $119,537 $24,780 $94,757
2021 $7,791 $116,474 $24,145 $92,329
2020 $7,651 $116,474 $24,145 $92,329
2019 $7,534 $104,772 $23,934 $80,838
2018 $7,376 $94,561 $22,983 $71,578
2017 $7,975 $110,305 $24,227 $86,078
2016 $7,816 $106,812 $23,460 $83,352
2015 $7,701 $101,735 $22,345 $79,390
2014 $7,683 $100,444 $22,695 $77,749
2012 $7,311 $100,656 $22,743 $77,913
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10598137

Midwest Real Estate Data (MRED)

APN: 14-17-301-012