440 N Old Rand Rd Lake Zurich, IL 60047
4
Beds
3
Baths
1,996
Sq Ft
0.43
Acres
Highlights
- Water Views
- Beach
- Mature Trees
- May Whitney Elementary School Rated A
- Colonial Architecture
- Recreation Room
About This Home
As of March 2020Completely renovated! LAKE FRONT PROPERTY! Circle drive, walking distance to down town Lake Zurich and public beach! Enter into a welcoming foyer and hardwood floor throughout the first and second floor. Walls have been removed where possible for more open feel and flow. Kitchen boasts a sit down peninsula, new white shaker cabinets, and stainless steel appliances. Complete with granite countertops. Double access to the patio and backyard. Extra lot in the back totaling .43 acres. Upstairs wonderfully done to match the first floor. Master bath completely rebuilt along with walk in closet - amazing dual marble top vanity, separate european shower, and modern soaker tub. Roof is new 2018! Basement is newly finished- new doors, carpet, padding. Exterior has been freshly painted. Access to lake! Walking distance from Lake Zurich park district, restaurants, grocery, and more! Great location! Come see today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,979
Year Built | Renovated
- 1971 | 2018
Lot Details
- Mature Trees
- Wooded Lot
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Built-In Features
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Recreation Room
- Wood Flooring
- Water Views
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- European Shower
- Separate Shower
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Rights
Community Details
- Beach
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 27, 2019
Closed on
Mar 10, 2020
Sold by
Krtinic Marina
Bought by
Comias Victoria
Seller's Agent
Joe Gattone
Compass
Buyer's Agent
Lori Rowe
Coldwell Banker Realty
List Price
$409,000
Sold Price
$400,000
Premium/Discount to List
-$9,000
-2.2%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$166,935
Avg. Annual Appreciation
6.30%
Original Mortgage
$380,000
Outstanding Balance
$338,816
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$217,825
Purchase Details
Listed on
Jun 15, 2017
Closed on
Oct 4, 2017
Sold by
The Huntington National Bank
Bought by
Krtinic Marina
Seller's Agent
Teresa Sterna
HomeSmart Connect
Buyer's Agent
Mimi Goodyear
@properties Christie's International Real Estate
List Price
$289,900
Sold Price
$255,000
Premium/Discount to List
-$34,900
-12.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.17%
Original Mortgage
$216,251
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 18, 2017
Sold by
Gaskell Debbie Ann and Ewald Rae Lynn
Bought by
The Huntington National Bank
Purchase Details
Closed on
May 10, 2006
Sold by
Gutowski Nick and Gutowski Pelita
Bought by
Gaskell Debbie Ann and Ewald Rae Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 8, 2005
Sold by
Gaskell Debbie
Bought by
Gutowski Nick and Gutowski Pelita
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$8,000
Interest Rate
6.75%
Mortgage Type
Unknown
Purchase Details
Closed on
Sep 24, 2002
Sold by
Gutowski Nick and Gaskell Debbie
Bought by
Gutowski Nick and Gutowski Pelita
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
6.38%
Purchase Details
Closed on
Dec 31, 1996
Sold by
Sabey Candy Lee
Bought by
Moore Peggy and Gaskell Debbie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
10.25%
Similar Homes in Lake Zurich, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | Stewart Title | |
| Special Warranty Deed | $255,000 | Hbi Title | |
| Deed In Lieu Of Foreclosure | -- | None Available | |
| Warranty Deed | $284,000 | Cti | |
| Quit Claim Deed | -- | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Warranty Deed | $175,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $380,000 | New Conventional | |
| Previous Owner | $216,251 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $290,000 | Purchase Money Mortgage | |
| Previous Owner | $8,000 | Unknown | |
| Previous Owner | $253,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $9,600 | Unknown | |
| Previous Owner | $235,000 | No Value Available | |
| Previous Owner | $140,000 | No Value Available | |
| Closed | $10,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/13/2020 03/13/20 | Sold | $400,000 | -2.2% | $200 / Sq Ft |
| 02/06/2020 02/06/20 | Pending | -- | -- | -- |
| 12/27/2019 12/27/19 | For Sale | $409,000 | +60.4% | $205 / Sq Ft |
| 09/29/2017 09/29/17 | Sold | $255,000 | -12.0% | $128 / Sq Ft |
| 07/10/2017 07/10/17 | Pending | -- | -- | -- |
| 06/15/2017 06/15/17 | For Sale | $289,900 | -- | $145 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,979 | $160,679 | $26,462 | $134,217 |
| 2023 | $8,073 | $146,133 | $24,066 | $122,067 |
| 2022 | $8,073 | $119,537 | $24,780 | $94,757 |
| 2021 | $7,791 | $116,474 | $24,145 | $92,329 |
| 2020 | $7,651 | $116,474 | $24,145 | $92,329 |
| 2019 | $7,534 | $104,772 | $23,934 | $80,838 |
| 2018 | $7,376 | $94,561 | $22,983 | $71,578 |
| 2017 | $7,975 | $110,305 | $24,227 | $86,078 |
| 2016 | $7,816 | $106,812 | $23,460 | $83,352 |
| 2015 | $7,701 | $101,735 | $22,345 | $79,390 |
| 2014 | $7,683 | $100,444 | $22,695 | $77,749 |
| 2012 | $7,311 | $100,656 | $22,743 | $77,913 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2020
Joe Gattone
Compass
(847) 650-4048
2 in this area
151 Total Sales
-
Buyer's Agent in 2020
Lori Rowe
Coldwell Banker Realty
(847) 774-7464
24 in this area
349 Total Sales
-
Seller's Agent in 2017
Teresa Sterna
HomeSmart Connect
(847) 778-7358
1 Total Sale
-
Buyer's Agent in 2017
Mimi Goodyear
@ Properties
(847) 345-6465
19 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10598137
APN: 14-17-301-012
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