NOT LISTED FOR SALE

Estimated Value: $422,665 - $504,000

4 Beds
3 Baths
2,004 Sq Ft
$235/Sq Ft Est. Value

About This Home

This home is located at 440 Spencely Ct, Covington, KY 41015 and is currently estimated at $471,166, approximately $235 per square foot. 440 Spencely Ct is a home located in Kenton County with nearby schools including Taylor Mill Elementary School, Woodland Middle School, and Scott High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 13, 2017
Sold by
Rosenhagen Jamie R and Rosenhagen Mary M
Bought by
Townsend Siiane M and Townsend Christy L
Current Estimated Value
$471,166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,580
Interest Rate
3.78%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 29, 2014
Sold by
Rudd Christopher G and Rudd Elizabeth S
Bought by
Rosenhagen Jammie R and Rosenhagen Mary M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,200
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 17, 2008
Sold by
The Ryland Group Inc
Bought by
Rudd Christopher G and Rudd Elizabeth S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,600
Interest Rate
5.89%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 31, 2006
Sold by
Special Asset Acquisitions Llc
Bought by
The Ryland Group Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Townsend Siiane M $244,000 Springdale Title Llc
Rosenhagen Jammie R $218,000 None Available
Rudd Christopher G $184,500 Kentucky Land Title Agency
The Ryland Group Inc $325,000 Ryland Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Townsend Shane M $241,675
Closed Townsend Siiane M $239,580
Previous Owner Rosenhagen Jammia R $17,982
Previous Owner Rosenhagen Jammie R $178,000
Previous Owner Rosenhagen Jammie R $196,200
Previous Owner Rudd Christopher G $149,600
Previous Owner Rudd Christopher G $147,600
Previous Owner Rudd Christopher G $147,600
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,283 $268,000 $47,000 $221,000
2023 $3,382 $268,000 $47,000 $221,000
2022 $3,437 $268,000 $47,000 $221,000
2021 $3,488 $268,000 $47,000 $221,000
2020 $3,250 $244,000 $47,000 $197,000
2019 $3,258 $244,000 $47,000 $197,000
2018 $3,276 $244,000 $47,000 $197,000
2017 $2,854 $218,000 $47,000 $171,000
2015 $2,775 $218,000 $65,000 $153,000
2014 $2,324 $184,500 $65,000 $119,500
Source: Public Records

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