NOT LISTED FOR SALE

440 Summit Ave Waterloo, IA 50701

Neighbors Who Care Neighborhood

Estimated Value: $118,000 - $137,000

2 Beds
1 Bath
1,020 Sq Ft
$127/Sq Ft Est. Value

Last Sold July 06, 2021

Last sale price $109,000 $107 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $834/month

3 Days on Market

Highlights

  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System
  • Ceiling Fan

About This Home

As of July 2021

Lovely 2 bedroom ranch home. This home features eat in kitchen, updated bathroom, bay window & kitchen appliances stay with property. Downstairs you'll enjoy entertaining your guests in the family room complete with bar area. Outside is detached garage and spacious back yard. Washer & Dryer to stay.

Last Agent to Sell the Property

Amy Schaefer

RE/MAX Concepts - Cedar Falls License #B57835 Listed on: 04/29/2021

RE/MAX Concepts - Cedar Falls

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,665

Year Built

  • Built in 1963

Lot Details

  • 6,210 Sq Ft Lot
  • Lot Dimensions are 54 x 115
  • Property is zoned R-3

Home Design

  • Concrete Foundation
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,020 Sq Ft Home
  • Ceiling Fan
  • Fire and Smoke Detector
  • Partially Finished Basement

Kitchen

  • Free-Standing Range
  • Built-In Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Schools

  • Kingsley Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 891327426015

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,665

Year Built

Built in 1963

Lot Details

0

Listing Details

  • Parcel Number: 891327426015
  • Year Built: 1963
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.143
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-266-7100
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan(s), Ceiling Fan/Light
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1020
  • ImprovementRating: Updated
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Smoke Detector, Dryer, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
  • Basement: Block, Concrete, Partially Unfinished
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 300
  • BelowGradeArea: 720

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: 1 Stall, Detached Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Gas
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Kingsley Elementary
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-3
  • Lot Dimensions: 54 X 115
  • Lot Size Sq Ft: 6210
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 1665

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 24, 2022
Sold by
Ritter and Cheryl
Bought by
Ritter Megan
Current Estimated Value
$129,505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Outstanding Balance
$78,000
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$51,505

Purchase Details

Listed on
Apr 29, 2021
Closed on
Jul 5, 2021
Sold by
Walker Michelle Ann and Walker Brandon James
Bought by
Ritter Dan and Ritter Cheryl
Seller's Agent
Amy Schaefer
RE/MAX Concepts - Cedar Falls
List Price
$104,900
Sold Price
$109,000
Premium/Discount to List
$4,100
3.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.85%

Purchase Details

Listed on
Jul 6, 2018
Closed on
Sep 22, 2018
Sold by
Strottman Debra A
Bought by
Walker Michell A and Walker Brandon J
Seller's Agent
Mike Taylor
Lockard Realty Company
List Price
$89,900
Sold Price
$88,500
Premium/Discount to List
-$1,400
-1.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.78%
Original Mortgage
$8,850
Interest Rate
4.5%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ritter Megan $109,000 None Listed On Document
Ritter Dan $109,000 Title Services Corporation
Walker Michell A $88,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ritter Megan $84,000
Previous Owner Walker Michell A $8,850
Previous Owner Walker Michell A $79,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/06/2021 07/06/21 Sold $109,000 +3.9% $107 / Sq Ft
05/02/2021 05/02/21 Pending -- -- --
04/29/2021 04/29/21 For Sale $104,900 +18.5% $103 / Sq Ft
09/24/2018 09/24/18 Sold $88,500 0.0% $73 / Sq Ft View Prior Sale
07/22/2018 07/22/18 Off Market $88,500 -- --
07/06/2018 07/06/18 For Sale $89,900 -- $74 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,936 $110,960 $15,230 $95,730
2024 $1,936 $99,450 $15,230 $84,220
2023 $1,748 $99,450 $15,230 $84,220
2022 $1,616 $88,500 $15,230 $73,270
2021 $1,498 $84,550 $15,230 $69,320
2020 $1,468 $74,710 $12,690 $62,020
2019 $1,468 $74,710 $12,690 $62,020
2018 $1,456 $74,710 $12,690 $62,020
2017 $1,456 $74,060 $12,690 $61,370
2016 $1,482 $74,060 $12,690 $61,370
2015 $1,482 $74,060 $12,690 $61,370
2014 $1,512 $74,060 $12,690 $61,370
Source: Public Records

Agents Affiliated with this Home

  • Amy Schaefer

    Seller's Agent in 2021

    Amy Schaefer

    RE/MAX

    (319) 433-8766

    2 in this area

    122 Total Sales

    Amy Schaefer
    Section Image
  • Mike Taylor

    Seller's Agent in 2018

    Mike Taylor

    Lockard Realty Company

    (319) 239-3659

    4 in this area

    143 Total Sales

    Mike Taylor
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20211731

Northeast Iowa Regional Board of REALTORS®

APN: 8913-27-426-015

Iowa Black Hawk County Waterloo 50701 Neighbors Who Care

440 Summit Ave, Waterloo, IA

Not Listed for Sale

Detached

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