440 Terrace Ave Moss Beach, CA 94038
Moss Beach Neighborhood
4
Beds
3
Baths
2,150
Sq Ft
5,249
Sq Ft Lot
Highlights
- Deck
- Quartz Countertops
- Balcony
- Wood Flooring
- Beamed Ceilings
- 5-minute walk to Moss Beach
About This Home
As of August 2025Welcome to this light-filled, coastal retreat in Moss Beach! This charming four-bedroom, three-bath, two-story home is located on the desirable west side of Moss Beach. Just a short walk to the Fitzgerald Marine Reserve, sandy beaches and scenic bluff top trails. Upstairs you'll find a beautifully remodeled kitchen with quartz countertops, shaker style cabinetry, a Bosch refrigerator, and a six-burner Thermador gas range. The open-concept layout flows seamlessly into the living and dining areas, offering direct access to an expansive deck - perfect for entertaining! The living room features vaulted open beamed ceilings, built in shelving, energy efficient Milagard windows plus energy efficient plantation shutters and a cozy fireplace. Also upstairs are three bedrooms, including the primary suite with en-suite bath plus a second updated full bathroom. Downstairs offers flexible living with a fourth bedroom, a kitchenette, and it's own living space -ideal for guests, extended family, or potential in-law use. Sliding glass doors open to a generous backyard featuring a half- court Goaliath basketball hoop also a large storage shed. A versatile home designed for comfort, coastal living and endless possibilities!
Last Agent to Sell the Property
Ocean Element Real Estate License #01023833 Listed on: 06/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,906
Year Built
- Built in 1978
Lot Details
- 5,249 Sq Ft Lot
- Back Yard Fenced
- Zoning described as R10006
Parking
- 2 Car Garage
Home Design
- Slab Foundation
- Composition Roof
Interior Spaces
- 2,150 Sq Ft Home
- 2-Story Property
- Beamed Ceilings
- Skylights in Kitchen
- Separate Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Laundry in Garage
Kitchen
- Gas Oven
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Quartz Countertops
- Disposal
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Outdoor Features
- Balcony
- Deck
Listing and Financial Details
- Assessor Parcel Number 037-171-690
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 27, 2021
Sold by
Denault Eric and Denault Lori
Bought by
Denault Eric and Denault Lori
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$603,000
Outstanding Balance
$543,879
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$1,040,368
Purchase Details
Closed on
Jun 24, 2009
Sold by
Denault Eric and Denault Lori
Bought by
Denault Eric and Denault Lori
Purchase Details
Closed on
May 28, 2009
Sold by
Strafaci Kathleen
Bought by
Strafaci Kathleen and The Kathleen Strafaci Living Trust
Purchase Details
Closed on
Jul 18, 2008
Sold by
Menzies Michele J and Menzies Robert E
Bought by
Denault Eric and Denault Lori
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 23, 2002
Sold by
Wellsfry Earle E and Wellsfry Laura
Bought by
Menzies Robert B and Menzies Michele J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$473,600
Interest Rate
4.42%
Similar Homes in Moss Beach, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Lawyers Title Sd | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $750,000 | First American Title Co | |
| Grant Deed | $592,000 | Old Republic Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $603,000 | New Conventional | |
| Closed | $605,000 | New Conventional | |
| Closed | $560,000 | New Conventional | |
| Closed | $577,600 | New Conventional | |
| Closed | $600,000 | Unknown | |
| Closed | $600,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $565,000 | Unknown | |
| Previous Owner | $473,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2025 08/14/25 | Sold | $1,315,000 | -2.5% | $612 / Sq Ft |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- |
| 06/21/2025 06/21/25 | For Sale | $1,349,000 | -- | $627 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $14,906 | $965,808 | $482,904 | $482,904 |
| 2023 | $14,906 | $928,306 | $464,153 | $464,153 |
| 2022 | $13,988 | $910,104 | $455,052 | $455,052 |
| 2021 | $13,788 | $892,260 | $446,130 | $446,130 |
| 2020 | $13,615 | $883,112 | $441,556 | $441,556 |
| 2019 | $12,907 | $865,798 | $432,899 | $432,899 |
| 2018 | $11,838 | $848,822 | $424,411 | $424,411 |
| 2017 | $11,321 | $832,180 | $416,090 | $416,090 |
| 2016 | $11,169 | $815,864 | $407,932 | $407,932 |
| 2015 | $10,988 | $803,610 | $401,805 | $401,805 |
| 2014 | $9,800 | $700,000 | $350,000 | $350,000 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Jerome Brolan
Ocean Element Real Estate
(650) 455-4904
3 in this area
6 Total Sales
-
Buyer's Agent in 2025
Julia Pielock
Intero Real Estate Services
(650) 543-7740
1 in this area
37 Total Sales
Map
Source: MLSListings
MLS Number: ML82011983
APN: 037-171-690
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