440 Water St Fairmont, MN 56031
Estimated payment $2,025/month
Total Views
1,101
4
Beds
4
Baths
3,588
Sq Ft
$83
Price per Sq Ft
Highlights
- Popular Property
- No HOA
- Home Office
- Corner Lot
- Screened Porch
- 2 Car Attached Garage
About This Home
Spacious and inviting! This 4BR/4BA two-story home offers over 3,500 sq ft of living space in the heart of town. The property features a 2-car garage, gravel pad for camper/trailer parking, and a privacy fence—perfect for outdoor entertaining. Step inside the welcoming foyer and into the living room with a cozy wood-burning fireplace. A bonus room leads to the beautifully updated kitchen with Cambria countertops, eat-in dining, and access to the 3-season porch. The main floor also includes a large formal dining room, half bath, garage entry, and gorgeous hardwood floors throughout. From the porch, enjoy a private backyard oasis complete with patio and play area. Upstairs you’ll find 4 spacious bedrooms, a full bath, generous storage, and access to an upper-level deck. The primary suite includes an ensuite half bath and dual double closets. The lower level offers even more living space with a large family/exercise room featuring another wood-burning fireplace, a full bath with jacuzzi tub, office, laundry/utility area, and a second garage access. This home checks all the boxes—space, updates, and an unbeatable location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,740
Year Built
- Built in 1969
Lot Details
- 9,801 Sq Ft Lot
- Lot Dimensions are 113x87
- Corner Lot
Parking
- 2 Car Attached Garage
Interior Spaces
- 2-Story Property
- Wood Burning Fireplace
- Family Room
- Living Room
- Home Office
- Screened Porch
- Storage Room
- Utility Room
- Finished Basement
- Basement Storage
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- Hillcrest 1St Ext Subdivision
Listing and Financial Details
- Assessor Parcel Number 231400080
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,740 | $359,300 | $27,000 | $332,300 |
| 2024 | $3,538 | $359,300 | $27,000 | $332,300 |
| 2023 | $3,960 | $283,700 | $16,800 | $266,900 |
| 2022 | $3,364 | $285,000 | $17,700 | $267,300 |
| 2021 | $3,220 | $225,700 | $17,700 | $208,000 |
| 2020 | $3,356 | $225,700 | $17,700 | $208,000 |
| 2019 | $2,830 | $225,700 | $17,700 | $208,000 |
| 2018 | $2,660 | $194,400 | $15,300 | $179,100 |
| 2017 | $2,160 | $151,100 | $13,379 | $137,721 |
| 2016 | $1,902 | $137,400 | $12,179 | $125,221 |
| 2015 | $1,833 | $139,600 | $12,824 | $126,776 |
| 2013 | $1,781 | $124,300 | $11,910 | $112,390 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2025 08/17/25 | For Sale | $299,000 | +6.8% | $83 / Sq Ft |
| 08/02/2023 08/02/23 | Sold | $280,000 | -6.6% | $78 / Sq Ft |
| 07/04/2023 07/04/23 | Pending | -- | -- | -- |
| 05/05/2023 05/05/23 | Price Changed | $299,900 | -10.5% | $84 / Sq Ft |
| 04/28/2023 04/28/23 | For Sale | $334,900 | -- | $93 / Sq Ft |
Source: NorthstarMLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $231,000 | Jenkinson Abstract Co | |
| Warranty Deed | $222,000 | Jenkinson Abstract Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,000 | New Conventional | |
| Previous Owner | $210,267 | New Conventional | |
| Previous Owner | $206,196 | FHA | |
| Previous Owner | $210,900 | New Conventional | |
| Previous Owner | $25,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $45,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $57,500 | Credit Line Revolving |
Source: Public Records
Similar Homes in Fairmont, MN
Source: NorthstarMLS
MLS Number: 6773832
APN: 231400080
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