NOT LISTED FOR SALE

4404 Stone Lakes Dr Louisville, KY 40299

Estimated Value: $498,660 - $534,000

4 Beds
4 Baths
3,334 Sq Ft
$154/Sq Ft Est. Value

Last Sold September 13, 2021

Last sale price $430,000 $129 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,117/month

2 Days on Market

Highlights

  • 1 Fireplace
  • Forced Air Heating and Cooling System
  • Property is Fully Fenced
  • 2 Car Attached Garage

About This Home

As of September 2021

~Don't miss the opportunity to own a beautifully updated two-story home in Stone Lakes. This four bedroom home features granite countertops, hardwood floors in kitchen and foyer, finished basement, and large back deck overlooking a fully fenced in backyard with an electric gate opener. Enjoy beautiful lake views from the upstairs bedrooms. Updates: HVAC and Hot Water Heater replaced in October, 2020.This home won't last long. Schedule your showing today.

Last Agent to Sell the Property

Misty Cruse

Home Stretch Realty License #267423 Listed on: 08/01/2021

Home Stretch Realty

Last Buyer's Agent

Susan Hill

United Real Estate Louisville License #219974

United Real Estate Louisville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,862

Year Built

  • Built in 1999

Lot Details

  • Property is Fully Fenced

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking

Home Design

  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property has a Home Owners Association
  • Stone Lakes Subdivision

Listing and Financial Details

  • Legal Lot and Block 0197 / 3137
  • Assessor Parcel Number 313701970000
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,862

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: STONE LAKES
  • Above Grade Finished Sq Ft: 2330.0
  • ResoBuildingAreaSource: Other
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Primary Bathroom Level: Second
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Finished
  • Bedroom Level: Second
  • Family Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Office Level: Basement
  • Other Level: Basement
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1004.0
  • Fireplaces: 1
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • Basement Finished: Yes
  • Other Rooms:Office: Yes

Exterior Features

  • Fencing: Other, Full
  • Roof: Shingle
  • Acres: 0.22
  • Construction Type: Brick Veneer
  • Foundation Details: Concrete Blk
  • Exterior Features:Fencing - Full: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Entry Rear
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 455.0
  • Association: Yes

Schools

  • Junior High Dist: Jefferson

Lot Info

  • Lot Size Sq Ft: 9583.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 313701970000
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1999

Tax Info

  • Tax Block: 3137
  • Tax Lot: 0197

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2021
Closed on
Sep 13, 2021
Sold by
Cruse Eric W and Cruse O
Bought by
Bhujel Bir and Bhujel Reeta
Seller's Agent
Misty Cruse
Home Stretch Realty
Buyer's Agent
Susan Hill
United Real Estate Louisville
List Price
$420,000
Sold Price
$430,000
Premium/Discount to List
$10,000
2.38%
Current Estimated Value
$514,665

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,665
Avg. Annual Appreciation
4.45%
Original Mortgage
$265,000
Outstanding Balance
$240,770
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$273,895

Purchase Details

Listed on
Oct 25, 2012
Closed on
Dec 7, 2012
Sold by
Allen Jason K and Allen Karen B
Bought by
Cruse Eric W and Cruse Misty Dawn
Seller's Agent
Darrell Spencer
RE/MAX Properties East
Buyer's Agent
Darrell Spencer
RE/MAX Properties East
List Price
$270,000
Sold Price
$270,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.45%
Original Mortgage
$202,500
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 20, 2006
Sold by
Jones Jennifer G
Bought by
Allen Jason K and Allen Karen B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,600
Interest Rate
6.14%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 30, 2002
Sold by
Jones Robert D and Jones Jennifer
Bought by
Jones Robert D and Jones Jennifer

Purchase Details

Closed on
May 29, 2002
Sold by
Hernandez Serafin and Hernandez Brenda B
Bought by
Jones Robert D and Jones Jennifer
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bhujel Bir $430,000 Home Closings Inc
Cruse Eric W $270,000 None Available
Allen Jason K $257,000 None Available
Jones Robert D -- --
Jones Robert D $235,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bhujel Bir $265,000
Previous Owner Cruse Eric W $202,500
Previous Owner Allen Jason K $205,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/13/2021 09/13/21 Sold $430,000 0.0% $129 / Sq Ft
08/01/2021 08/01/21 Pending -- -- --
08/01/2021 08/01/21 Price Changed $430,000 +2.4% $129 / Sq Ft
07/30/2021 07/30/21 For Sale $420,000 +55.6% $126 / Sq Ft
12/07/2012 12/07/12 Sold $270,000 0.0% $87 / Sq Ft View Prior Sale
10/25/2012 10/25/12 Pending -- -- --
10/25/2012 10/25/12 For Sale $270,000 -- $87 / Sq Ft
Source: Metro Search, Inc.

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,862 $428,370 $70,000 $358,370
2023 $5,022 $430,000 $65,000 $365,000
2022 $4,954 $304,850 $65,000 $239,850
2021 $3,777 $304,850 $65,000 $239,850
2020 $3,124 $270,000 $60,000 $210,000
2019 $3,061 $270,000 $60,000 $210,000
2018 $3,025 $270,000 $60,000 $210,000
2017 $2,834 $270,000 $60,000 $210,000
2013 $2,700 $270,000 $60,000 $210,000
Source: Public Records

Agents Affiliated with this Home

  • Misty Cruse

    Seller's Agent in 2021

    Misty Cruse

    Home Stretch Realty

    (502) 931-5549

    37 Total Sales

    Misty Cruse
    Section Image
  • Susan Hill

    Buyer's Agent in 2021

    Susan Hill

    United Real Estate Louisville

    (502) 216-1464

    42 Total Sales

    Susan Hill
    Section Image
  • Darrell Spencer

    Seller's Agent in 2012

    Darrell Spencer

    RE/MAX

    (502) 876-7400

    171 Total Sales

    Darrell Spencer
    Section Image
See All Agents

Map

Source: Metro Search, Inc.

MLS Number: 1592509

Metro Search, Inc.

APN: 313701970000

Kentucky Jefferson County Louisville 40299

4404 Stone Lakes Dr, Louisville, KY

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Metro Search, Inc. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.

Nearby Homes