NOT LISTED FOR SALE

4405 Sunset Terrace Keyes, CA 95328

Estimated Value: $197,000 - $329,726

3 Beds
2 Baths
1,064 Sq Ft
$255/Sq Ft Est. Value

About This Home

This home is located at 4405 Sunset Terrace, Keyes, CA 95328 and is currently estimated at $271,182, approximately $254 per square foot. 4405 Sunset Terrace is a home located in Stanislaus County with nearby schools including Keyes Elementary School, Barbara Spratling Middle School, and Turlock Junior High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 8, 2025
Sold by
Stephens James W
Bought by
Adroit Capital Llc
Current Estimated Value
$272,276

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,400
Outstanding Balance
$263,182
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$10,878

Purchase Details

Closed on
Jun 29, 2017
Sold by
Stephens James R
Bought by
Stephens James W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2008
Sold by
Fannie Mae
Bought by
Stephens James R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,550
Interest Rate
6.37%
Mortgage Type
VA

Purchase Details

Closed on
Apr 4, 2007
Sold by
Singh Mangal and Singh Mahendra
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Aug 17, 2005
Sold by
Ghuman Gurnek S and Ghuman Parmjit K
Bought by
Singh Mangal and Singh Mahendra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,400
Interest Rate
6.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 24, 2003
Sold by
Ghuman Gurnek S and Ghuman Parmjit K
Bought by
Ghuman Gurnek S and Ghuman Parmjit K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,715
Interest Rate
5.93%

Purchase Details

Closed on
May 15, 1996
Sold by
Hud
Bought by
Ghuman Gurnek and Ghuman Parmjit

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,984
Interest Rate
10.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 26, 1996
Sold by
Cole Devin M and Cole Dallas J
Bought by
Countrywide Funding Corp

Purchase Details

Closed on
Dec 21, 1995
Sold by
Countrywide Funding Corp
Bought by
Hud
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adroit Capital Llc $197,000 Wfg National Title
Stephens James W $190,000 North American Title Co Inc
Stephens James R $120,000 Fidelity Natl Title Co Of Ca
Federal National Mortgage Association $237,315 Landsafe Title
Singh Mangal $278,000 Fidelity National Title
Ghuman Gurnek S -- Fidelity National Title
Ghuman Gurnek $73,000 North American Title Co
Countrywide Funding Corp $83,413 Chicago Title Co
Hud -- Chicago Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Adroit Capital Llc $263,400
Previous Owner Stephens James W $152,000
Previous Owner Stephens James R $114,150
Previous Owner Stephens James R $122,550
Previous Owner Singh Mangal $222,400
Previous Owner Ghuman Gurnek S $70,715
Previous Owner Ghuman Gurnek $71,984
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,941 $151,488 $50,494 $100,994
2023 $1,924 $148,518 $49,504 $99,014
2022 $1,892 $145,607 $48,534 $97,073
2021 $1,866 $142,753 $47,583 $95,170
2020 $1,844 $141,291 $47,096 $94,195
2019 $1,819 $138,522 $46,173 $92,349
2018 $1,833 $135,807 $45,268 $90,539
2017 $1,778 $133,145 $44,381 $88,764
2016 $1,774 $130,535 $43,511 $87,024
2015 $1,717 $128,575 $42,858 $85,717
2014 $1,565 $115,000 $25,000 $90,000
Source: Public Records

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