NOT LISTED FOR SALE

441 Elm St Ludlow, KY 41016

Estimated Value: $277,000 - $310,000

2 Beds
2 Baths
1,328 Sq Ft
$221/Sq Ft Est. Value

Last Sold February 27, 2024

Last sale price $259,900 $196 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,817/month

1 Day on Market

Highlights

  • Traditional Architecture
  • Granite Countertops
  • No HOA
  • High Ceiling
  • Private Yard
  • 3-minute walk to Ludlow Memorial Park

About This Home

As of February 2024

Absolutely Adorable!! This 2 bedroom, 2 full bathroom will make you want to move in as soon as you open the door! Open concept split by a beautiful brick fireplace. Enter into the kitchen with white cabinets, granite countertops, stainless steel appliances and pantry! A full bathroom on each floor of the home. A walkout door to the backyard is on the back of the home. A fenced in backyard with a poured patio. Enjoy entertaining in this great backyard. An awesome garage and storage space tops this backyard off! Visit us at an the open house Saturday from 11-1!

Last Agent to Sell the Property

Madison Eisenman

Sibcy Cline, REALTORS-CC License #247012 Listed on: 02/02/2024

Sibcy Cline, REALTORS-CC

Last Buyer's Agent

Nick Foltz

Pivot Realty Group License #219727

Pivot Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,636

Year Built

  • Built in 1920

Lot Details

  • 3,125 Sq Ft Lot
  • Wood Fence
  • Level Lot
  • Private Yard

Parking

  • 1 Car Garage

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,328 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Non-Functioning Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • Formal Dining Room
  • Unfinished Basement
  • Basement Storage

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-34-07-012.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,636

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1920
  • Lot Size: Of Record
  • Directions: Elm St.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0717
  • General Property Description:Living Area: 1328.0
  • General Property Description:Lot Size Square Feet: 3125.0
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-34-07-012.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counters, Eat-in Kitchen, High Ceilings, Recessed Lighting
  • Basement: Storage Space, Unfinished
  • Heating: Electric
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Oven, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1328.0
  • Window Features: Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Unfinished2: Yes
  • Kitchen Features:Luxury Vinyl Flooring11: Yes
  • Kitchen Features Pantry: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Storage Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Fireplace(s): Yes
  • Living Room Features:Luxury Vinyl Flooring14: Yes
  • Dining Room Features:Luxury Vinyl Flooring5: Yes
  • Primary Bedroom Features:High Ceiling(s)6: Yes
  • Interior Features:Recessed Lighting: Yes
  • Appliances:Gas Oven: Yes
  • Dining Room Features:Fireplace(s)2: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Level
  • Construction Type: Wood Siding
  • Exterior Features: Fenced, Private Yard, Lighting
  • Foundation Details: Stone
  • Patio And Porch Features: Patio
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Lighting: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Garage5: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3125.0
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 2, 2024
Closed on
Feb 27, 2024
Sold by
Huser Cody R and Huser Kathryn
Bought by
Dockendorff Kirsten
Seller's Agent
Madison Eisenman
Sibcy Cline, REALTORS-CC
Buyer's Agent
Nick Foltz
Pivot Realty Group
List Price
$259,500
Sold Price
$259,900
Premium/Discount to List
$400
0.15%
Views
43
Current Estimated Value
$292,929

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,029
Avg. Annual Appreciation
6.67%
Original Mortgage
$207,920
Outstanding Balance
$205,443
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$80,711

Purchase Details

Listed on
Aug 7, 2020
Closed on
Sep 10, 2020
Sold by
Knauer Timothy and Knauer Alexis
Bought by
Huser Cody R and Bond Katy
Seller's Agent
Daniel Baron
Keller Williams Advisors
Buyer's Agent
Madison Eisenman
Sibcy Cline, REALTORS-CC
List Price
$174,900
Sold Price
$202,000
Premium/Discount to List
$27,100
15.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$196,716
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 8, 2019
Sold by
King Chase and King Meaghan
Bought by
Knauer Timothy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,750
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2017
Sold by
Secretary Of Hud
Bought by
King Chase

Purchase Details

Closed on
Aug 21, 2017
Sold by
Jpmorgan Chase Bank Na
Bought by
Secretary Of Hud

Purchase Details

Closed on
Jun 15, 2017
Sold by
Secretary Of Housing And Urban Developm
Bought by
Jpmorgan Chase Bank N A

Purchase Details

Closed on
Feb 24, 2014
Sold by
Ashcraft Jackie L
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Nov 23, 2004
Sold by
Williams John F and Williams Aloma A
Bought by
Ashcraft Jackie L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,857
Interest Rate
5.67%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dockendorff Kirsten $259,900 None Listed On Document
Huser Cody R $202,800 Springdale Title Llc
Knauer Timothy $145,000 360 American Title Svcs Llc
King Chase $40,000 Priority National Title
Secretary Of Hud -- None Available
Jpmorgan Chase Bank N A -- None Available
Secretary Of Housing & Urban Development $53,334 None Available
Ashcraft Jackie L $93,299 Regional Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dockendorff Kirsten $207,920
Previous Owner Huser Cody R $196,716
Previous Owner Knauer Timothy $137,750
Previous Owner Ashcraft Jack L $20,000
Previous Owner Ashcraft Jackie L $91,857
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/27/2024 02/27/24 Sold $259,900 +0.2% $196 / Sq Ft
02/04/2024 02/04/24 Pending -- -- --
02/02/2024 02/02/24 For Sale $259,500 +28.5% $195 / Sq Ft
09/10/2020 09/10/20 Sold $202,000 -0.4% $152 / Sq Ft
08/09/2020 08/09/20 Pending -- -- --
08/09/2020 08/09/20 Price Changed $202,800 +16.0% $153 / Sq Ft
08/07/2020 08/07/20 For Sale $174,900 -- $132 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,636 $202,800 $10,000 $192,800
2023 $2,628 $202,800 $10,000 $192,800
2022 $2,611 $202,800 $10,000 $192,800
2021 $2,898 $202,800 $10,000 $192,800
2020 $2,085 $145,000 $10,000 $135,000
2019 $1,359 $93,200 $10,000 $83,200
2018 $623 $40,000 $10,000 $30,000
2017 $1,333 $93,200 $10,000 $83,200
2015 $1,270 $93,200 $10,000 $83,200
2014 -- $93,200 $10,000 $83,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 620152

Northern Kentucky Multiple Listing Service

APN: 026-34-07-012.00