441 Spruce Ln Crystal Lake, IL 60014
Estimated Value: $439,000 - $499,000
5
Beds
4
Baths
2,894
Sq Ft
$164/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Deck
- Wood Flooring
- Crystal Lake Central High School Rated A
- Recreation Room
- Main Floor Bedroom
About This Home
As of September 2020Take advantage of great interest rates and move to the location you've always wanted. $3,000 decorating allowance! Quick close possible. Walk to schools, beach, downtown, and parks! Located on one of the prettiest streets in Crystal Lake, this beautiful home has space for everyone! The open, and functional floor plan has a large kitchen (w/ double oven & JennAir cooktop) large dining area, sunroom, screened porch, great room with cozy fireplace, a wonderful 1st floor laundry with windows and a first floor bedroom with full bath & walk-in shower! On the second floor are four more bedrooms, including a spacious master suite. The finished basement has a recreation and family room as well as an office and full bath. Many rooms freshly painted in today's color palette. Plenty of storage as well as walk-in closets! Water Heater - Fall 2018;Deck & Pergola - Summer 2015 Air Ducts cleaned - Fall 2018; Sewer lines inspected - Fall 2018 New roof & down spouts - Spring 2014; Garage doors - 2015 Garage door openers - Summer 2019; Heater & air conditioning - Lennox high efficiency -installed 2005 or 2006; There is a central vacuum and a gas line to the outdoor grill! There is a replacement butcher block for island in garage. This classic home is located at Gate 1 of Country Club Additions and has beach and lake rights!
Last Buyer's Agent
Becky Wipperfurth
Redfin Corporation License #475162402
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,492
Year Built
- 1986
Lot Details
- East or West Exposure
- Fenced Yard
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Skylights
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Mud Room
- Entrance Foyer
- Home Office
- Recreation Room
- Sun or Florida Room
- Screened Porch
- Wood Flooring
- Storm Screens
Kitchen
- Double Oven
- Cooktop
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- Main Floor Bedroom
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
- Dual Sinks
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Outdoor Grill
Location
- Property is near a bus stop
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Rights
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2020
Closed on
Sep 3, 2020
Sold by
Go Gregory and Go Amy Towne
Bought by
West Benjamin and West Jamie L
Seller's Agent
Sue Perdue
Baird & Warner
Buyer's Agent
Becky Wipperfurth
Redfin Corporation
List Price
$389,000
Sold Price
$319,750
Premium/Discount to List
-$69,250
-17.8%
Total Days on Market
163
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$153,472
Avg. Annual Appreciation
8.37%
Original Mortgage
$255,800
Outstanding Balance
$229,178
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$237,671
Purchase Details
Closed on
Feb 27, 2012
Sold by
Home State Bank/National Association
Bought by
Goze Amy Towne and Goze Gregory
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 9, 2009
Sold by
Goze Gregory and Goze Amy Towne
Bought by
Home State Bank/National Association and Trust #5794
Purchase Details
Closed on
Jun 27, 2002
Sold by
Rosenthal Suzan C
Bought by
Goze Gregory and Goze Amy Towne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,700
Interest Rate
6.91%
Purchase Details
Closed on
Jan 13, 1998
Sold by
Rosenthal William P and Rosenthal Suzan C
Bought by
Rosenthal Suzan C
Similar Homes in Crystal Lake, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| West Benjamin | $320,000 | Attorney | |
| Goze Amy Towne | -- | None Available | |
| Home State Bank/National Association | -- | None Available | |
| Goze Gregory | $321,000 | -- | |
| Rosenthal Suzan C | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | West Benjamin | $255,800 | |
| Previous Owner | Goze Amy Towne | $80,000 | |
| Previous Owner | Goze Amy Towne | $15,000 | |
| Previous Owner | Goze Amy Towne | $235,000 | |
| Previous Owner | Home State Bank Na | $240,000 | |
| Previous Owner | Goze Gregory | $57,000 | |
| Previous Owner | Goze Gregory | $247,000 | |
| Previous Owner | Goze Gregory L | $242,000 | |
| Previous Owner | Goze Gregory | $240,700 | |
| Previous Owner | Rosenthal Suzan C | $86,000 | |
| Previous Owner | Rosenthal Suzan C | $86,000 | |
| Previous Owner | Rosenthal Suzan C | $55,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/14/2020 09/14/20 | Sold | $319,750 | -5.7% | $110 / Sq Ft |
| 08/08/2020 08/08/20 | Pending | -- | -- | -- |
| 06/27/2020 06/27/20 | Price Changed | $339,000 | -2.9% | $117 / Sq Ft |
| 06/07/2020 06/07/20 | Price Changed | $349,000 | -5.4% | $121 / Sq Ft |
| 03/14/2020 03/14/20 | Price Changed | $369,000 | -5.1% | $128 / Sq Ft |
| 02/27/2020 02/27/20 | For Sale | $389,000 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $11,492 | $132,805 | $18,738 | $114,067 |
| 2022 | $10,851 | $120,554 | $19,606 | $100,948 |
| 2021 | $10,267 | $112,310 | $18,265 | $94,045 |
| 2020 | $10,011 | $108,334 | $17,618 | $90,716 |
| 2019 | $9,752 | $103,689 | $16,863 | $86,826 |
| 2018 | $10,789 | $111,938 | $17,202 | $94,736 |
| 2017 | $10,735 | $105,452 | $16,205 | $89,247 |
| 2016 | $10,477 | $98,905 | $15,199 | $83,706 |
| 2013 | -- | $92,265 | $14,178 | $78,087 |
Source: Public Records
Agents Affiliated with this Home
-
Sue Perdue
Seller's Agent in 2020
Sue Perdue
Baird Warner
(815) 236-0649
12 in this area
132 Total Sales
-
Buyer's Agent in 2020
Becky Wipperfurth
Redfin Corporation
(815) 353-0600
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10643405
APN: 19-06-453-009
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