$540,000
$10K PRICE DROP

4420 Sunbonnet Rd Cumming, GA 30028

Estimated payment $3,292/month

Total Views 2,829
5 Beds
4 Baths
3,784 Sq Ft
$143 Price per Sq Ft

Highlights

  • Open-Concept Dining Room
  • Fishing
  • Sitting Area In Primary Bedroom
  • Silver City Elementary School Rated A
  • Separate his and hers bathrooms
  • View of Trees or Woods

About This Home

Live the Luxury Lake Lifestyle in Settlers Lake
Step into elegance, comfort, and connection in this stunning 5-bedroom, 4-bath luxury home nestled in the highly sought-after Settlers Lake community of North Forsyth. From the moment you enter, you’ll feel the warmth of natural light, the openness of soaring ceilings, and the craftsmanship that makes this home truly special. The gourmet kitchen—complete with granite countertops, stainless steel appliances, and a large center island—flows effortlessly into the bright, spacious living room featuring custom built-ins and inviting views of your private backyard oasis. Perfect for family gatherings or entertaining friends, every detail is designed for both style and functionality. A formal dining room and a versatile office or sitting room add flexibility for today’s lifestyle. Upstairs, the luxurious owner’s suite offers a peaceful escape with spa-like finishes, while additional bedrooms provide generous space for family or guests. Step outside to your beautifully landscaped backyard, where a covered patio, lush garden, and fenced lawn create the ideal setting for cookouts, relaxation, or play. The three-car garage offers extra storage and convenience for busy households. Beyond your doorstep, enjoy the resort-style amenities that make Settlers Lake one of North Forsyth’s premier communities — a sparkling pool, tennis and basketball courts, a playground, and a private lake with dock perfect for peaceful evening strolls. Located just minutes from GA 400, top-rated schools, dining, shopping, parks, and downtown Cumming and Dawsonville, this home perfectly blends luxury living with everyday convenience. Don’t just find a house—discover your forever home in Settlers Lake, where elegance meets ease and every day feels like a getaway.

Listing Agent

Kelly Gillian

Keller Williams Realty Community Partners License #310808 Listed on: 11/03/2025

Keller Williams Realty Community Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,636

Year Built

  • Built in 2006

Lot Details

  • 9,148 Sq Ft Lot
  • Property fronts a county road
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Garden
  • Back Yard Fenced and Front Yard

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Driveway Level

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Cement Siding
  • Stone Siding

Interior Spaces

  • 3,784 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Tray Ceiling
  • Ceiling height of 9 feet on the main level
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Open-Concept Dining Room
  • Breakfast Room
  • Formal Dining Room
  • Computer Room
  • Loft
  • Bonus Room
  • Game Room
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Range Hood
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • Sitting Area In Primary Bedroom
  • Oversized primary bedroom
  • Dual Closets
  • Separate his and hers bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch
  • Pergola

Location

  • Property is near shops

Schools

  • Silver City Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Underground Utilities
  • 220 Volts
  • 110 Volts
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 216
  • Assessor Parcel Number 233 316

Community Details

Overview

  • $1,000 Initiation Fee
  • Settlers Lake Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,636

Year Built

Built in 2006

Lot Details

0

HOA Fees

$63 per month

Parking

3

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • MLS Status: Active
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 2006
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood, Laminate
  • Fireplace Features: Family Room, Gas Log, Gas Starter, Living Room
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Gas Range, Gas Water Heater, Range Hood
  • Interior Amenities: Bookcases, Entrance Foyer, High Ceilings 9 ft Main, His and Hers Closets, Tray Ceiling(s)
  • Kitchen Features: Breakfast Bar, Breakfast Room, Cabinets Other, Eat-in Kitchen, Pantry, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Bonus Room, Computer Room, Family Room, Game Room, Loft
  • Dining Room Features: Open Concept, Separate Dining Room
  • Square Footage: 3784.00
  • Spa Features: None
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 5
  • Bedroom Features: Oversized Master, Sitting Room
  • Main Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Baths: 4
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub

Exterior Features

  • Other Structures: Pergola
  • Construction Materials: Cement Siding, Stone
  • Roof Type: Composition
  • Fencing: Back Yard, Privacy
  • Patio And Porch Features: Covered, Patio
  • Exterior Features: Garden, Private Yard
  • View: Trees/Woods
  • Pool Private: No
  • Foundation: Slab

Garage/Parking

  • Number of Garage Spaces: 3
  • Parking Features: Driveway, Garage, Garage Faces Front, Kitchen Level, Level Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Natural Gas
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
  • Electric: 110 Volts, 220 Volts, Other

Condo/Co-op/Association

  • HOA Fee Includes: Swim, Tennis
  • Community Features: Clubhouse, Fishing, Homeowners Assoc, Lake, Near Shopping, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association: Yes
  • Subdivision Complex: Settlers Lake

Lot Info

  • Acres: 0.2100
  • Lot: 216
  • Section G M D: 1
  • Plat Book: 100
  • Plat Page: 62-73
  • Lot Features: Back Yard, Cleared, Front Yard, Landscaped, Level, Private
  • Lot Dimensions: x
  • Parcel Number: 233 316
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Rental Info

  • Initiation Fee: 1000

Tax Info

  • Taxes: 4636.00
  • Tax Year: 2024

MLS Schools

  • Elementary School: Silver City
  • High School: North Forsyth
  • Middle School: North Forsyth

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,636 $209,696 $54,000 $155,696
2024 $4,636 $219,396 $52,000 $167,396
2023 $4,083 $207,804 $36,000 $171,804
2022 $3,968 $137,664 $20,000 $117,664
2021 $3,655 $137,664 $20,000 $117,664
2020 $3,548 $132,492 $20,000 $112,492
2019 $3,584 $129,596 $18,000 $111,596
2018 $3,410 $123,300 $18,000 $105,300
2017 $3,186 $114,808 $18,000 $96,808
2016 $3,024 $114,808 $18,000 $96,808
2015 $3,030 $114,808 $18,000 $96,808
2014 $2,553 $99,716 $15,600 $84,116
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 Price Changed $540,000 -1.8% $143 / Sq Ft
11/03/2025 11/03/25 For Sale $550,000 -- $145 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Quit Claim Deed -- --
Deed $66,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $39,148 New Conventional
Source: Public Records

Source: First Multiple Listing Service (FMLS)

MLS Number: 7675921

First Multiple Listing Service (FMLS)

APN: 233-316