NOT LISTED FOR SALE

443 Ruby Dr West St. Paul, MN 55118

Estimated Value: $362,000 - $376,000

3 Beds
2 Baths
1,648 Sq Ft
$224/Sq Ft Est. Value

Last Sold March 09, 2012

Last sale price $130,000 $79 Per Sq Ft

Est. 184% increase in value since last sale

Current estimated payment $2,299/month

21 Days on Market

Highlights

  • Wood Flooring
  • 2 Car Attached Garage
  • Woodwork
  • Two Rivers High School Rated A-
  • Eat-In Kitchen
  • Patio

About This Home

As of March 2012

Terrific West St Paul Rambler with refinished hardwood floors, fresh interior paint, new carpet and flooring and appliances! Fantastic price for a great home!

Last Agent to Sell the Property

Sarah Burke

BCH Realty South Listed on: 01/03/2012

Last Buyer's Agent

Daniel Gedatus

High Pointe Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,118

Year Built

  • 1960

Lot Details

  • 8,712

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Additional Features

  • Patio
  • 8,712 Sq Ft Lot
  • Forced Air Heating and Cooling System

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,118

Year Built

1960

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Classification: NonHomestead
  • Amenities: Ceiling Fans, Hardwood Floors, Natural Woodwork
  • Amenities Exterior: Patio
  • Estimated Number of Acres: 0.2
  • Assessments: Unknown
  • Construction: Previously Owned
  • Foundation Size: 944
  • Projected Closed Date: 03/09/2012
  • Stories: 1 Story
  • Street Designation: Drive
  • Taxes With Assessments: 1914
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1960

Interior Features

  • Dining Room: Eat-In Kitchen
  • Appliances: Range/Stove
  • Total Bedrooms: 3
  • Bathroom Description: 3/4 Basement, Main Floor Full Bath
  • Total Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 2
  • Room 1: Living Room, 23x14, On Level: Main
  • Room 3: Family Room, 21x12, On Level: Lower
  • Room 4: Kitchen, 15x8, On Level: Main
  • Room 5: Bedroom, 11x9, On Level: Main
  • Room 6: Bedroom, 11x11, On Level: Main
  • Room 7: 11x10, On Level: Main
  • Room 9: Den/Office, 9x12, On Level: Lower
  • Room 10: Rec Room, 13x13, On Level: Lower
  • Basement Features: Finished
  • Basement Style: Full
  • Finished Above Grade Sq Ft: 944
  • Below Grade Finished Sq Ft: 704
  • Total Fin Square Footage: 1648

Exterior Features

  • Frontage Road: City
  • Exterior: Wood

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heat: Forced Air

Schools

  • School District: West St. Paul-Mendota Hts.-Eagan #197

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 20, 2018
Sold by
Kunert David A and Kunert Susan M
Bought by
Borgen Lanners Christina and Lanners Jeffrey
Current Estimated Value
$368,982

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,920
Outstanding Balance
$173,284
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$195,698

Purchase Details

Closed on
Aug 11, 2017
Sold by
Hesse Cassandra and Hesse Daniel
Bought by
Kunert David A and Kunert Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,150
Interest Rate
3.88%
Mortgage Type
Commercial

Purchase Details

Listed on
Jan 3, 2012
Closed on
Mar 9, 2012
Sold by
Federal National Mortgage Association
Bought by
Martin Cassandra A
Seller's Agent
Sarah Burke
BCH Realty South
Buyer's Agent
Daniel Gedatus
High Pointe Realty, Inc.
List Price
$132,900
Sold Price
$130,000
Premium/Discount to List
-$2,900
-2.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.98%
Original Mortgage
$123,927
Interest Rate
4%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 19, 2011
Sold by
Bank Of America Na
Bought by
Federal National Mortgage Association

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
3.77%
Mortgage Type
Second Mortgage Made To Cover Down Payment

Purchase Details

Closed on
May 10, 2011
Sold by
Doocy Raymond J and Doocy Phyillis
Bought by
Bac Home Laons Servicing Lp
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Borgen Lanners Christina $249,900 Burnet Title
Kunert David A $147,500 Burnet Title
Martin Cassandra A -- All American Title
Federal National Mortgage Association -- All American Title
Bac Home Laons Servicing Lp $219,138 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Borgen Lanners Christina $199,920
Previous Owner Kunert David A $144,150
Previous Owner Martin Cassandra A $10,000
Previous Owner Martin Cassandra A $123,927
Previous Owner Federal National Mortgage Association $10,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/09/2012 03/09/12 Sold $130,000 -2.2% $79 / Sq Ft
01/24/2012 01/24/12 Pending -- -- --
01/03/2012 01/03/12 For Sale $132,900 -- $81 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,118 $327,200 $77,600 $249,600
2023 $4,118 $338,100 $82,200 $255,900
2022 $3,592 $313,100 $81,900 $231,200
2021 $2,938 $282,700 $71,200 $211,500
2020 $2,744 $235,200 $67,800 $167,400
2019 $2,345 $215,900 $64,600 $151,300
2018 $2,690 $181,000 $60,400 $120,600
2017 $2,584 $194,400 $57,500 $136,900
2016 $2,501 $178,600 $52,300 $126,300
2015 $2,225 $173,000 $51,300 $121,700
2014 -- $149,200 $47,600 $101,600
2013 -- $141,000 $43,900 $97,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 4096156

REALTOR® Association of Southern Minnesota

APN: 42-76400-01-220