$485,000
SOLD SEP 29, 2025
1 Bed
1 Bath
762 Sq Ft
$330/mo HOA Fee

Recently Sold

$636 Per Sq Ft

3% Below List Price

61 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Flooring
  • Breakfast Area or Nook
  • Ocean Beach Elementary School Rated A
  • End Unit
  • Balcony

About This Home

As of September 2025

1st time a Villa Loma Condo has gone on the market in 13 years! Lowest price OB property! Located so close to the water, you can feel it in the air! Corner unit of easy-in, easy-out, 6-unit building. $20K remodel incl fresh paint throughout, new floors, new bath, shower & vanity. Fridge is 1 year old; gas stove & dishwasher six months old. Central heat/air & triple-pane windows installed 2 summers ago. Close to huge attractions: Barnes Tennis & Pickleball, restaurants, bars, beaches & Point Loma shopping.

Last Agent to Sell the Property

Laura Lothian

eXp Realty of Southern California, Inc. License #01362585 Listed on: 07/09/2025

eXp Realty of Southern California, Inc.

Last Buyer's Agent

Rich Teeter

Coldwell Banker Realty License #01748886

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,873

Year Built

  • Built in 1970

Lot Details

  • End Unit
  • No Units Located Below

HOA Fees

  • $330 Monthly HOA Fees

Parking

  • 1 Car Garage

Property Views

  • Woods
  • Neighborhood

Home Design

  • Entry on the 2nd floor
  • Turnkey
  • Composition Roof
  • Stucco

Interior Spaces

  • 1 Bedroom
  • 762 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Wood Flooring
  • Gas Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Disposal

Outdoor Features

  • Balcony

Utilities

  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, limited insurance, roof maintenance, trash pickup, water
  • 6 Units
  • Aps Association
  • Villa Loma Community
  • Ocean Beach Subdivision

Amenities

  • Laundry Facilities

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,873

Year Built

Built in 1970

Lot Details

0

HOA Fees

$330 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Turnkey
  • Stories: 3
  • Year Built: 1970
  • Unit Levels: 1 Story
  • Property Sub Type: All Other Attached
  • Community Features: Laundry Facilities
  • Association Fees: 330.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Limited Insurance, Roof Maintenance, Trash Pickup, Water
  • Co List Office Mls Id: 992198
  • Subdivision Name: OCEAN BEACH
  • BuildingName: Villa Loma
  • Entry Level: 2
  • Living Area: 762.0
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • EntryLevelBuilding: 1
  • Ownership: Condominium
  • ShortSale: No
  • Telecommunications: Cable (coaxial), Wired High Speed Internet
  • WaterHeaterType: Gas
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 1
  • Appliances: Dishwasher, Disposal, Refrigerator, Gas Oven, Gas Stove, Gas Range
  • Fireplace Features: N/K
  • Flooring: Wood

Exterior Features

  • Fencing: N/K
  • Roof: Composition
  • View: Neighborhood, Trees/Woods
  • Pool Features: N/K
  • Common Walls: End Unit, No Unit Below
  • Construction Type: Stucco
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garaged Spaces: 1.0
  • Parking Features: Garage
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Sewer: Sewer Connected
  • Laundry Features: Electric, Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Association Name: APS

Multi Family

  • Number Of Units Total: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2025
Closed on
Sep 26, 2025
Sold by
Zelaya Dena Marie
Bought by
Zelaya Anthony J
Seller's Agent
Laura Lothian
eXp Realty of Southern California, Inc.
Buyer's Agent
Rich Teeter
Coldwell Banker Realty
List Price
$500,000
Sold Price
$485,000
Premium/Discount to List
-$15,000
-3%
Views
172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.19%
Original Mortgage
$460,750
Outstanding Balance
$460,750
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$29,334

Purchase Details

Listed on
Jul 9, 2025
Closed on
Sep 12, 2025
Sold by
Zelaya Anthony J
Bought by
Stuzynski Kenneth Anthony
Seller's Agent
Laura Lothian
eXp Realty of Southern California, Inc.
Buyer's Agent
Rich Teeter
Coldwell Banker Realty
List Price
$500,000
Sold Price
$485,000
Premium/Discount to List
-$15,000
-3%
Views
172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$460,750
Outstanding Balance
$460,750
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$29,334

Purchase Details

Closed on
Sep 14, 2012
Sold by
Davidson Nicholas A and Davidson Angela M
Bought by
Zelaya Anthony J

Purchase Details

Closed on
Jan 10, 2008
Sold by
Davidson Angela M and Miller Angela M
Bought by
Davidson Nicholas A and Davidson Angela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$261,000
Interest Rate
6.07%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 21, 2005
Sold by
Loma Pacifica Llc
Bought by
Weikel Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,700
Interest Rate
5.12%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 22, 2004
Sold by
Loma Pacific Llc
Bought by
Miller Angela M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,000
Interest Rate
5.12%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed -- Chicago Title
Grant Deed $485,000 Chicago Title
Grant Deed $130,000 First American Title Company
Interfamily Deed Transfer -- Lenders Choice Title
Grant Deed $281,000 Commonwealth Title
Grant Deed $272,500 Commonwealth Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,750 New Conventional
Previous Owner $261,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $196,700 Unknown
Previous Owner $218,000 Unknown
Closed $84,300 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $485,000 -3.0% $636 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
07/09/2025 07/09/25 For Sale $500,000 -- $656 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,873 $160,076 $123,138 $36,938
2024 $1,873 $156,938 $120,724 $36,214
2023 $1,830 $153,861 $118,357 $35,504
2022 $1,780 $150,845 $116,037 $34,808
2021 $1,766 $147,888 $113,762 $34,126
2020 $1,744 $146,373 $112,596 $33,777
2019 $1,712 $143,504 $110,389 $33,115
2018 $1,600 $140,691 $108,225 $32,466
2017 $1,561 $137,933 $106,103 $31,830
2016 $1,534 $135,229 $104,023 $31,206
2015 $1,510 $133,199 $102,461 $30,738
2014 $1,486 $130,590 $100,454 $30,136
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250032892

San Diego MLS

APN: 449-867-38-01