NOT LISTED FOR SALE

444 W Bluff Dr Harbor Springs, MI 49740

Estimated Value: $433,000 - $1,372,000

5 Beds
2.5 Baths
3,257 Sq Ft
$339/Sq Ft Est. Value

Last Sold October 12, 2022

Last sale price $960,000 $295 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $7,784/month

29 Days on Market

Highlights

  • Water Views
  • Wood Flooring
  • 2 Car Detached Garage
  • Deck
  • Wood Frame Window
  • Living Room

About This Home

As of October 2022

Wonderful 1920s home in town Harbor Springs! 444 W Bluff has the perfect blend of old – wood doors & trim plus charming vintage radiators – and new amenities. Enter in the front door to a beautiful foyer that transports you back 100 years ago. The spacious main floor has plenty of living space – a large living room with a fireplace and views of the Catholic Church steeple & the bay, a formal dining room full of character, an updated kitchen with new appliances & Vicostone Quartz counters, and a sitting area with a second fireplace off of the kitchen. The four bedrooms on the second floor are large and all have either a view or a peek at the Bay. The two full bathrooms, also on the second floor, were redone in the last year as well. The third floor has a cozy potential fifth bedroom or kids’ playroom and the basement has laundry, storage, plus a bonus room with new carpet, great for an exercise space or theater. There have been many updates to this home since 2018, full list can be found in the associated docs. Enjoy sunrises over Harbor Springs and peaceful days in the backyard oasis at beautiful 444 W Bluff Dr!

Last Agent to Sell the Property

Sam DeCamp

Gaslight Group Properties Listed on: 08/29/2022

Co-Listed By

Anna DeCamp

Gaslight Group Properties

Last Buyer's Agent

Sam DeCamp

Gaslight Group Properties Listed on: 08/29/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $21,380

Year Built

  • Built in 1920

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 66x280

Home Design

  • Wood Frame Construction

Interior Spaces

  • 3,257 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Wood Frame Window
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring
  • Water Views

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Parking

  • 2 Car Detached Garage
  • Driveway

Outdoor Features

  • Deck

Utilities

  • Heating System Uses Natural Gas
  • Hot Water Baseboard Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 51-15-14-200-068

Home Details

Home Type

Single Family

Est. Annual Taxes

$21,380

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1920
  • Lvt Date: 08/31/2022
  • Measurement Source: Agent
  • Section: 14
  • Survey: Y
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1920

Interior Features

  • Features: Built In Microwave, Cable, Ceiling Fans, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Paved Drive, Range, Refrigerator, Washer, Wood Floors, Paved Road
  • Total Finished Sq Ft: 3257
  • Master Bedroom: Dimensions: 12’4”x16’5", On Level: Upper
  • Bedroom 2: Dimensions: 11’2”x10’10", On Level: Upper
  • Bedroom 3: Dimensions: 11’11”x14’10", On Level: Upper
  • Bedroom 4: Dimensions: 12’2”x12’7", On Level: Upper
  • Total Rooms: 10
  • Basement: Crawl, Partial
  • Dining Room: Dimensions: 12’2”x11’10", On Level: Main
  • Kitchen: Dimensions: 11’6”x14’9", On Level: Main
  • Family Room: Dimensions: 11’5”x11’4", On Level: Main
  • Living Room: Dimensions: 27’5”x14’3", On Level: Main
  • Above Grade Finished Sq Ft: 3007
  • Bathroom 1: Dimensions: 9’7”x8’3” Full, On Level: Upper
  • Bathroom 2: Dimensions: 8’2”x9’2” Full, On Level: Upper
  • Number Of Bedrooms: 5
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: 9’x12’ Bedroom, On Level: Upper
  • Rooms 2: Dimensions: 11’8”x24’3” Rec, On Level: Lower
  • Windows: Wood Sash

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Michigan
  • Waterfront Water Access: Neither
  • Water View: Y

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: Natural Gas, Electric, Hot Water Baseboard
  • Sewer: City
  • Water: City

Schools

  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 66x280
  • Estimated Number of Acres: 0.42
  • Lot: Y
  • Zoning: Res

Tax Info

  • Assessor Parcel Number: 51-15-14-200-068

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2022
Closed on
Oct 13, 2022
Sold by
Budor Nicholas and Budor Alison
Bought by
Willet James R and Willet Debra A
Seller's Agent
Sam DeCamp
Gaslight Group Properties
Buyer's Agent
Sam DeCamp
Gaslight Group Properties
List Price
$999,000
Sold Price
$960,000
Premium/Discount to List
-$39,000
-3.9%
Current Estimated Value
$1,103,664

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,664
Avg. Annual Appreciation
4.94%
Original Mortgage
$672,000
Outstanding Balance
$642,258
Interest Rate
4.75%
Mortgage Type
New Conventional
Estimated Equity
$461,406

Purchase Details

Listed on
Feb 23, 2017
Closed on
Apr 13, 2018
Sold by
Sandra W Lovell T
Bought by
Budor Nicholas and Budor Alison
Seller's Agent
Tom Graham
Graham Real Estate
Buyer's Agent
Patrick Leavy
Kidd & Leavy Real Estate Co. LLC
List Price
$795,000
Sold Price
$725,000
Premium/Discount to List
-$70,000
-8.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.44%
Original Mortgage
$652,500
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jun 29, 1998
Sold by
Lovell Sandra W
Bought by
Lovell Sandra W Trust

Purchase Details

Closed on
Apr 1, 1996
Bought by
Lovell Pta

Purchase Details

Closed on
Jan 1, 1992
Bought by
Borawski +30000P Rps

Purchase Details

Closed on
May 1, 1984
Bought by
Busch
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Willet James R $960,000 Cislo Title Company
Budor Nicholas $725,000 --
Lovell Sandra W Trust -- --
Lovell Pta $375,000 --
Borawski +30000P Rps $246,000 --
Busch $105,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Willet James R $672,000
Previous Owner Budor Nicholas $642,000
Previous Owner Budor Nicholas $109,000
Previous Owner Budor Nicholas $647,000
Previous Owner Budor Nicholas $652,500
Previous Owner Lovell Sandra W $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/12/2022 10/12/22 Sold $960,000 -3.9% $295 / Sq Ft
08/29/2022 08/29/22 For Sale $999,000 +37.8% $307 / Sq Ft
04/13/2018 04/13/18 Sold $725,000 -8.8% $223 / Sq Ft
03/19/2018 03/19/18 Pending -- -- --
02/23/2017 02/23/17 For Sale $795,000 -- $244 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $21,380 $661,700 $661,700 $0
2024 $21,380 $608,200 $608,200 $0
2023 $15,903 $464,800 $464,800 $0
2022 $15,903 $372,100 $372,100 $0
2021 $10,318 $357,800 $357,800 $0
2020 $10,204 $357,000 $357,000 $0
2019 $13,758 $344,900 $344,900 $0
2018 -- $306,200 $306,200 $0
2017 -- $303,900 $303,900 $0
2016 -- $285,400 $285,400 $0
2015 -- $264,000 $0 $0
2014 $7,100 $239,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Michigan MLS

MLS Number: 469405

Northern Michigan MLS

APN: 51-15-14-200-068