D
Seller's Agent in 2026
Debbie Ginden
Downing Frye Realty Inc.
(239) 682-0074
1 in this area
1 Total Sale
Montego at Cove Towers 445 Cove Tower Dr Unit 1702 Floor 17 Naples, FL 34110
Coastal North Naples Neighborhood
3
Beds
3
Baths
2,645
Sq Ft
2002
Built
Highlights
- Marina
- Community Boat Dock
- Fitness Center
- Naples Park Elementary School Rated A-
- Beach Access
- Ocean To Bay Views
About This Home
As of April 2026PRIVATE ENCLOSED 2-CAR HUMIDITY CONTROLLED UNDER BUILDING GARAGE WITH LARGE HUMIDITY CONTROLLED STORAGE UNIT INSIDE!! Both have dehumidification to keep everything cool and dry all year long! Fantastic sunrise to sunset UNOBSTRUCTED views from this absolutely stunning 17th floor "MINI-PENTHOUSE" with 10'+ high ceilings! This spacious 3BR+Den/3BA turnkey furnished residence with incredible panoramic views of the Gulf, Bay, preserve and Naples skyline features soaring ceilings, crown molding, an island kitchen with custom cabinetry, granite counters and newer high-end stainless steel appliances including built-in Sub-Zero refrigerator/freezer, custom built-in closets in Primary BR, marble Primary Bath, surround sound in primary bedroom and living room, hurricane shutters, whole house water purification system and so much more! Whole home leak detection system with sensors throughout all wet areas in the unit (as well as in the entire building) that will shut main water valve and alert the Manager if it detects a leak. A/C’s replaced in 2022 and hot water heater replaced in 2025. Exclusive membership to the PRIVATE CALYPSO CLUB is included with a gorgeous resort-style tropical pool, spa, state-of-the-art fitness center, 2 luxurious guest suites, outdoor pavilion with fireplace, BBQ grills and a beautiful social room with wet bar, fireplace and media center. Also available is an optional membership to the fabulous Tarpon Cove Beach & Racquet Club with casual and fine dining, 6 Har-Tru tennis courts (lighted for night play!), fully equipped fitness center, island-style pool with tiki bar, bocce courts and an hourly private boat shuttle to the beach. Boat docks available for lease/purchase.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,792
Year Built
- Built in 2002
HOA Fees
Parking
- 2 Car Attached Garage
- Tuck Under Parking
- Guest Parking
- Assigned Parking
Property Views
- Ocean To Bay
- Gulf
- River
- Views of Preserve
- City
Home Design
- Contemporary Architecture
- Concrete Block With Brick
- Concrete Foundation
- Poured Concrete
- Built-Up Roof
- Metal Roof
- Metal Construction or Metal Frame
- Stucco
Interior Spaces
- Property has 1 Level
- Wired For Sound
- Built-In Desk
- Crown Molding
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Fireplace
- Window Treatments
- Entrance Foyer
- Great Room
- Family Room
- Formal Dining Room
- Den
- Library
- Screened Porch
- Storage
Kitchen
- Breakfast Bar
- Built-In Self-Cleaning Oven
- Electric Cooktop
- Microwave
- Sub-Zero Refrigerator
- Freezer
- Dishwasher
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Disposal
- Whole House Reverse Osmosis System
Flooring
- Wood
- Carpet
- Marble
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Built-In Bedroom Cabinets
- Walk-In Closet
- Maid or Guest Quarters
- In-Law or Guest Suite
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
- Laundry Tub
Home Security
Outdoor Features
- Beach Access
- Leased Dock
- Lanai
Utilities
- Forced Air Zoned Heating and Cooling System
- Underground Utilities
- Water Treatment System
- Internet Available
- Multiple Phone Lines
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 60560001084
Community Details
Overview
- 58 Units
- Private Membership Available
- Montego At Cove Towers Subdivision
- Mandatory home owners association
- Car Wash Area
Amenities
- Community Barbecue Grill
- Trash Chute
- Meeting Room
- Bike Room
- Community Storage Space
Recreation
- Community Boat Dock
- Gulf Boat Access
- Marina
- Tennis Courts
- Fitness Center
- Community Pool
- Community Spa
Pet Policy
- Limit on the number of pets
Security
- Gated Community
- Fire and Smoke Detector
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 30, 2025
Closed on
Apr 2, 2026
Sold by
Monroe William and Monroe Bonnie C
Bought by
Joseph Donald Connell Jr And Paula B Connell and Connell
Seller's Agent
Debbie Ginden
Downing Frye Realty Inc.
Buyer's Agent
Steven Horn
West Bay Realty LLC
List Price
$1,775,000
Sold Price
$1,500,000
Premium/Discount to List
-$275,000
-15.49%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
76.79%
Original Mortgage
$1,500,000
Outstanding Balance
$1,498,472
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$107,682
Purchase Details
Closed on
Jun 21, 2017
Sold by
Monroe Bonnie C
Bought by
Monroe William J and Monroe Bonnie C
Purchase Details
Closed on
Sep 24, 2004
Sold by
Park Myung C and Park Sunghee Koh
Bought by
Monroe Bonnie C
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,500,000 | Legacy Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $910,000 | Sunbelt Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,500,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/02/2026 04/02/26 | Sold | $1,500,000 | -10.4% | $567 / Sq Ft |
| 02/04/2026 02/04/26 | Pending | -- | -- | -- |
| 11/24/2025 11/24/25 | Price Changed | $1,675,000 | -5.6% | $633 / Sq Ft |
| 10/30/2025 10/30/25 | For Sale | $1,775,000 | -- | $671 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,639 | $753,735 | -- | -- |
| 2024 | $6,594 | $732,493 | -- | -- |
| 2023 | $6,594 | $711,158 | -- | -- |
| 2022 | $6,813 | $690,445 | $0 | $0 |
| 2021 | $6,895 | $670,335 | $0 | $0 |
| 2020 | $6,730 | $661,080 | $0 | $0 |
| 2019 | $6,620 | $646,217 | $0 | $0 |
| 2018 | $6,477 | $634,168 | $0 | $0 |
| 2017 | $6,388 | $621,124 | $0 | $0 |
| 2016 | $6,247 | $608,349 | $0 | $0 |
| 2015 | $6,300 | $604,120 | $0 | $0 |
| 2014 | -- | $549,325 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Ginden
-
Steven Horn
Buyer's Agent in 2026
Steven Horn
West Bay Realty LLC
(239) 948-9009
3 in this area
175 Total Sales
-
Greg Backus
Buyer Co-Listing Agent in 2026
Greg Backus
West Bay Realty LLC
(248) 802-6704
2 in this area
109 Total Sales
About Montego at Cove Towers
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225075283
APN: 60560001084
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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