$234,900
$15K PRICE DROP

445 Davis Lake Rd Unit 1 Owenton, KY 40359

Estimated payment $1,323/month

Total Views 43,426
2 Beds
1 Bath
932 Sq Ft
$252 Price per Sq Ft

Highlights

  • Very Popular Property
  • Lake View
  • Open Floorplan
  • Docks
  • Waterfront
  • Deck

About This Home

Escape to Elmer Davis Lake with this beautiful lakefront cottage, offering the perfect retreat for family fun and relaxation. This cozy 2-bedroom home boasts an oversized kitchen and spacious family room, making it ideal for entertainment. Enjoy stunning views of the lake from the large screened-in rear porch or step out onto your private boat dock for easy access to fishing and water activities. Kayak and paddleboat staying with the property.

Fully furnished and move-in ready, this cottage includes all furnishings for your convenience.

Enjoy world-class bluegill and crappie fishing on the 150-acre state fishing lake. Just an hour from Lexington, Cincinnati, and Louisville, you'll have the perfect getaway spot that's close to home.

Don't miss out on this rare opportunity to own a slice of paradise!

Listing Agent

Bentley Bush

Bush Realty Brokerage Phone: 502-593-5086 License # 182019 Listed on: 07/08/2025

Co-Listing Agent

Seth Bush

Bush Realty Brokerage Phone: 502-593-5086 License #290168

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $510

Lot Details

  • 6,311 Sq Ft Lot
  • Waterfront
  • Property fronts a county road
  • Lot Has A Rolling Slope

Property Views

  • Lake
  • Woods
  • Valley

Home Design

  • Cottage
  • Wood Foundation
  • Block Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 932 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Double Hung Windows
  • Living Room
  • Eat-In Kitchen

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Shower Only

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Docks
  • Deck
  • Enclosed Patio or Porch

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heating Available
  • No Utilities
  • Septic Tank

Community Details

  • No Home Owners Association
  • Owen County Sportsmans Club Subdivision

Listing and Financial Details

  • Assessor Parcel Number 050-10-00-006.27

Home Details

Home Type

Single Family

Est. Annual Taxes

$510

Lot Details

0

Listing Details

  • Cooling: Wall Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Lot Size: small lot
  • Road Frontage Type: County Road
  • Co List Office Mls Id: o432500828
  • Co List Office Phone: 502-484-2295
  • Ownership: LLC
  • Subdivision Name: Owen County Sportsmans Club
  • Directions: use gps 445 Davis Lake Rd #1 Owenton, ky
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Attribution Contact: 502-593-5086
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: small lot
  • Levels:One: Yes
  • Utilities Electric Company: owen electric
  • Water Company: Ky American
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1449
  • General Property Description:Living Area: 932.0
  • General Property Description:Lot Size Square Feet: 6311.0
  • Structure Type:House: Yes
  • Utilities:None14: Yes
  • Location Tax Legal Info:Tax ID: 050-10-00-006.27
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • View:TreesWoods: Yes
  • Cooling:Wall Unit(s): Yes
  • Roof:Metal3: Yes
  • Road Frontage Type:County Road: Yes
  • Architecture:Cottage: Yes
  • View:Valley: Yes
  • View:Lake2: Yes
  • Foundation:Wood2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Open Floorplan, Eat-in Kitchen
  • Heating: Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 932.0
  • Window Features: Double Hung
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Eat-in Kitchen2: Yes

Exterior Features

  • View: Lake, Trees/Woods, Valley
  • Roof: Metal
  • Lot Features: Rolling Slope, Waterfront
  • View: Yes
  • Construction Type: Wood Siding
  • Exterior Features: Dock
  • Foundation Details: See Remarks, Block, Wood
  • Patio And Porch Features: Deck, Enclosed, Patio, Porch
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Rolling Slope: Yes
  • Patio and Porch Features:Enclosed: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: None
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 6311.0
  • Zoning Description: Unzoned

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $510 $87,600 $0 $0
2023 $1,053 $87,600 $0 $0
2022 $1,042 $87,600 $0 $0
2021 $1,042 $87,600 $10,000 $77,600
2020 $1,064 $87,600 $10,000 $77,600
2019 $1,066 $87,600 $0 $0
2018 $972 $82,400 $0 $0
2017 $954 $82,400 $0 $0
2016 $961 $82,400 $0 $0
2015 $950 $82,400 $82,400 $0
2013 $851 $82,400 $0 $0
2012 $851 $82,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Price Changed $234,900 -4.1% $252 / Sq Ft
07/23/2025 07/23/25 Price Changed $244,900 -2.0% $263 / Sq Ft
07/08/2025 07/08/25 For Sale $249,900 +25.0% $268 / Sq Ft
05/16/2025 05/16/25 Sold $200,000 0.0% --
04/02/2025 04/02/25 Pending -- -- --
03/28/2025 03/28/25 For Sale $200,000 -- --
Source: Northern Kentucky Multiple Listing Service

Mortgage History

Date Status Loan Amount Loan Type
Closed $76,400 New Conventional
Closed $75,905 FHA
Closed $15,000 Unknown
Closed $9,215 Unknown
Source: Public Records

About the Listing Agent

Bush Realty

(502) 699-3648

Section Image

I am a Owen County native, born and raised. I am a graduate from Owenton High School. My greatest accomplishment is raising three boys with my wife on our family farm where we raise beef cattle and supporting agricultural grain. I am a licensed Realtor. I take pride in helping my clients find the property best suited for their needs. I specialize in single-family residences, farms and recreational property. I truly love this area and enjoy working with my clients. With over 60 years of

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 634135

Northern Kentucky Multiple Listing Service

APN: 049-50-00-055.03