NOT LISTED FOR SALE

445 E Spruce St Cherokee, IA 51012

Estimated Value: $116,000 - $134,000

2 Beds
1.5 Baths
1,316 Sq Ft
$94/Sq Ft Est. Value

Last Sold November 18, 2020

Last sale price $75,000 $57 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $807/month

21 Days on Market

Highlights

  • Deck
  • 2 Car Detached Garage
  • Oversized Parking
  • Fenced Yard
  • Porch
  • Eat-In Kitchen

About This Home

As of November 2020

This home is located at 445 E Spruce St, Cherokee, IA 51012 since 16 September 2020 and is currently estimated at $124,216, approximately $94 per square foot. This property was built in 1895. 445 E Spruce St is a home located in Cherokee County with nearby schools including Roosevelt Elementary School, Cherokee Middle School, and Washington High School.

Last Agent to Sell the Property

Stephanie Zarr

EXIT Realty Midwest - Cherokee License #S62870 Listed on: 09/16/2020

EXIT Realty Midwest - Cherokee

Last Buyer's Agent

Stephanie Zarr

EXIT Realty Midwest - Cherokee License #S62870 Listed on: 09/16/2020

EXIT Realty Midwest - Cherokee

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,224

Year Built

  • Built in 1895

Lot Details

  • 0.33 Acre Lot
  • Fenced Yard
  • Level Lot
  • Landscaped with Trees

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,316 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Dining Room
  • Unfinished Basement
  • Partial Basement
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1.5 Bathrooms

Outdoor Features

  • Deck
  • Patio
  • Storage Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 098 07-26-301-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,224

Year Built

Built in 1895

Lot Details

0

Parking

2

Listing Details

  • Property Class: Residential
  • Type: Residential
  • Style: 1 1/2 Story
  • Property Features: Fenced Yard, Landscaping, Level Lot, Trees
  • Legal Description: LOT 8 EX S 273.75' E 8'EX S 273.75' OF LOT 9 OLD LOT 84 NW SW 5878 EXACT per abstract and deed
  • Year Built: 1895
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Included: stove, dishwasher, window treatments.
  • Total Bedrooms: 2
  • Total Bathrooms: 1.5
  • Basement: Partial, Unfinished
  • Main Level Rooms: Dining, Full Bath, Kitchen, Living
  • Second Level Rooms: 3/4 Bath
  • Total Sq Ft: 1316
  • Main Level Sq Ft: 784
  • Sq Ft Above Grade: 1316
  • Sq Ft Below Grade Total: 252
  • Sq Ft Below Grade Unfinis: 252
  • Price Per Sq Ft: 56.99

Exterior Features

  • Exterior: Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage Type: Detached
  • Driveway: Concrete
  • Garage Spaces: 2
  • Sq Ft Garage: 600

Utilities

  • Air Conditioning Type: Central
  • Fuel Type: Electric, Natural Gas
  • Heat Type: Forced Air
  • Sewer Type: City
  • Water Type: City

Association/Amenities

  • Amenities: Deck, Eat-In Kitchen, Garage Door Opener, Main Floor Laundry, Oversized Garage, Patio, Porch, Storage Shed

Schools

  • Elementary School: Cherokee
  • Middle School: Cherokee
  • High School: Cherokee

Lot Info

  • Acres: 0.33
  • Parcel Number: 098 07-26-301-010

Tax Info

  • Gross Taxes: 1224

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2020
Closed on
Nov 13, 2020
Sold by
Fitzgerald Heather L
Bought by
Cedar Michael James
Seller's Agent
Stephanie Zarr
EXIT Realty Midwest - Cherokee
Buyer's Agent
Stephanie Zarr
EXIT Realty Midwest - Cherokee
List Price
$78,000
Sold Price
$75,000
Premium/Discount to List
-$3,000
-3.85%
Current Estimated Value
$125,916

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,916
Avg. Annual Appreciation
11.26%
Original Mortgage
$50,000
Outstanding Balance
$44,998
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$79,218

Purchase Details

Closed on
Sep 16, 2019
Sold by
Stephens Jacqueline M
Bought by
Fitzgerald Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,600
Interest Rate
3.7%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Apr 19, 2007
Sold by
Federal National Mortgage Association
Bought by
Peterson Lyle D and Peterson Susan K
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cedar Michael James $75,000 None Available
Fitzgerald Heather $69,500 None Available
Peterson Lyle D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cedar Michael James $50,000
Previous Owner Fitzgerald Heather $55,600
Previous Owner Stephens Korey K $53,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2020 11/18/20 Sold $75,000 -3.8% $57 / Sq Ft
10/07/2020 10/07/20 Pending -- -- --
10/05/2020 10/05/20 For Sale $78,000 0.0% $59 / Sq Ft
09/22/2020 09/22/20 Pending -- -- --
09/16/2020 09/16/20 For Sale $78,000 -- $59 / Sq Ft
Source: Northwest Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,416 $94,590 $18,510 $76,080
2023 $1,416 $94,590 $18,510 $76,080
2022 $1,188 $73,520 $13,880 $59,640
2021 $1,188 $73,520 $13,880 $59,640
2020 $1,224 $73,520 $13,880 $59,640
2019 $1,298 $73,520 $0 $0
2018 $1,242 $72,528 $0 $0
2017 $1,266 $72,528 $0 $0
2016 $1,236 $72,528 $0 $0
2015 $1,056 $61,990 $0 $0
2014 $1,096 $61,990 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Iowa Regional Board of REALTORS®

MLS Number: 810785

Northwest Iowa Regional Board of REALTORS®

APN: 7-26-301-010