$525,000
$25K PRICE DROP

445 Elk Lake Resort Rd Unit 1002-1003 Owenton, KY 40359

Estimated payment $3,666/month

Total Views 11,884
3 Beds
2 Baths
1,062 Sq Ft
$494 Price per Sq Ft

Highlights

  • Docks
  • Lake On Lot
  • Waterfront
  • Boat Slip
  • Lake View
  • Open Floorplan

About This Home

Gorgeous 3 BR cottage on 2 lots located near the end of a deep-water cove! Enter this home through the Sellers favorite room, an oversized screened in porch with incredible views all around! There are 2 separate doors to enter kitchen area or living room! Kitchen is equipped with stainless steel appliances, granite counters, coffee/dry bar & breakfast bar counter opens up to the living room with gas fireplace! The 3 bedrooms & 2 updated full baths are all located on the 1st fl. Below is a covered patio with double doors that lead into a large crawl space with concrete floor & tons of storage! There are a couple of options to access the dock area with gradual steps leading to the dock or a gravel path! The sprawling dock area is set up with private spaces to relax, flat space for cornhole, hosting large families and friends w/ multiple docks on the water or relaxing at the open/covered bar area! ALL FURNITURE & CONTENTS ARE INCLUDED W/ the exception of boat lift. Great opportunity to start making great memories with family and friends at Elk Lake!

Last Listed By

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 03/20/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1963

Lot Details

  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Sloped Lot
  • Cleared Lot
  • Cedar Trees
  • Wooded Lot
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding
  • Block And Beam Construction

Interior Spaces

  • 1,062 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Woodwork
  • Ceiling Fan
  • Recessed Lighting
  • Self Contained Fireplace Unit Or Insert
  • Stone Fireplace
  • Gas Fireplace
  • Vinyl Clad Windows
  • Double Hung Windows
  • Pocket Doors
  • Panel Doors
  • Family Room
  • Living Room
  • Dining Room
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Lake On Lot
  • Tiered Deck
  • Covered patio or porch
  • Fire Pit
  • Exterior Lighting
  • Shed
  • Outdoor Grill

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-10-002.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1963

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Year Built: 1963
  • Lot Size: Of Record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.'
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Southern States
  • Water Company: Kentucky American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1062.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 075-80-10-002.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Vegetation:Cedar Trees: Yes
  • Roof:Asphalt: Yes
  • Road Frontage Type:Private Road: Yes
  • Utilities:Propane3: Yes
  • Architecture:Cottage: Yes
  • Road Surface Type:Gravel: Yes
  • View:Lake2: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Pocket Door(s), Smart Thermostat, Open Floorplan, Granite Counters, Eat-in Kitchen, Breakfast Bar, Ceiling Fan(s), Multi Panel Doors, Natural Woodwork, Recessed Lighting
  • Heating: Forced Air, Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Wine Cooler, Washer/Dryer Stacked, Electric Cooktop, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Stone, Gas, Insert
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1062.0
  • Window Features: Double Hung, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Recessed Lighting: Yes
  • Fireplace Features:Stone4: Yes
  • Appliances:WineBeverage Cooler: Yes
  • Interior Features:Pocket Door(s): Yes
  • Fireplace Features:Insert: Yes

Exterior Features

  • View: Lake, Trees/Woods
  • Roof: Asphalt, Shingle
  • Lot Features: Cleared, Sloped, Waterfront, Wooded
  • View: Yes
  • Construction Type: Aluminum Siding, Block
  • Exterior Features: Private Yard, Fire Pit, Boat Slip, Dock, Lighting, Outdoor Grill
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Tiered Deck
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Sloped: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Patio and Porch Features:Tiered Deck: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 502-484-2482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Price Changed $525,000 -4.5% $494 / Sq Ft
03/20/2025 03/20/25 For Sale $550,000 -- $518 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 630834

Northern Kentucky Multiple Listing Service

Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 1002-1003, Owenton, KY

This home is located at 445 Elk Lake Resort Rd Unit 1002-1003, Owenton, KY 40359 and is currently priced at $525,000, approximately $494 per square foot. This property was built in 1963. 445 Elk Lake Resort Rd Unit 1002-1003 is a home located in Owen County with nearby schools including Owen County Primary School, Maurice Bowling Middle School, and Owen County High School.

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Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 362-9198