$325,000
$75K PRICE DROP

445 Elk Lake Resort Rd Unit 1350 Owenton, KY 40359

Estimated payment $2,244/month

Total Views 37,984
3 Beds
1.5 Baths
900 Sq Ft
$361 Price per Sq Ft

Highlights

  • Docks
  • Oak Trees
  • Clubhouse
  • Boat Slip
  • Lake View
  • Tiered Deck

About This Home

Charming 3 BR cottage on main part of lake with gradual slope to the water & approx. 900 sq ft of living space! This home features beautiful hrdwd flrs on most of the 1st flr, annex that could be an additional 4th bedroom w/ hrdwd flrs and 1/2 bath, electric fireplace, walkout from living room to a tiered deck, fire pit area, dock, boat slips, covered dock area w/ bar and mini fridge! The views are stunning in 3 different directions from the dock! Great opportunity to start making great memories with family and friends at Elk Lake!
Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 08/30/2024

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Lot Details

  • 0.59 Acre Lot
  • Property fronts a private road
  • Year Round Access
  • Lot Has A Rolling Slope
  • Cleared Lot
  • Oak Trees
  • Pine Trees
  • Wooded Lot
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Cottage
  • Stone Foundation
  • Metal Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction
  • Stone

Interior Spaces

  • 900 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Electric Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room
  • Living Room

Kitchen

  • Electric Oven
  • Microwave
  • Tile Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • No Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Tiered Deck
  • Covered Patio or Porch
  • Fire Pit
  • Shed

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-13-050.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Wall Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.59
  • Lot Size: of record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Lake Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: of record
  • General Property Description:Approx SqFt2: 900.0
  • Remarks Misc:Agent Only Remarks: Please submit offers to ptenoever@sibcycline.com *** There is a one time membership fee of $3500 and annual dues are $2500 per year.
  • Appliances Microwave: Yes
  • Room Type:Family Room4: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.5931
  • General Property Description:Lot Size Square Feet: 25837.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 075-80-13-050.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Vegetation:Pine Trees: Yes
  • General Property Description:Fireplaces Total: 1
  • Foundation:Stone3: Yes
  • View:TreesWoods: Yes
  • Cooling:Wall Unit(s): Yes
  • Roof:Metal3: Yes
  • Road Frontage Type:Private Road: Yes
  • Architecture:Cottage: Yes
  • Road Surface Type:Gravel: Yes
  • View:Lake2: Yes
  • Other Structures:Storage: Yes
  • Vegetation:Oak Trees: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Barn Door(s), Tile Counters, Ceiling Fan(s)
  • Heating: Baseboard
  • Levels: One
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Electric Oven, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Family Room Features:See Remarks6: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Fireplace Features:Electric: Yes
  • Interior Features:Barn Door(s): Yes
  • Interior Features:Tile Counters: Yes
  • Kitchen Features:See Remarks8: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Living Room Features:See Remarks11: Yes

Exterior Features

  • View: Lake, Trees/Woods
  • Roof: Metal
  • Lot Features: Cleared, Rolling Slope, Wooded
  • View: Yes
  • Construction Type: Concrete, Stone, Vinyl Siding
  • Exterior Features: Private Yard, Fire Pit, Boat Slip, Dock
  • Foundation Details: Stone
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Covered, Deck, Tiered Deck
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Construction Materials:Stone2: Yes
  • Construction Materials:Concrete: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Cleared: Yes
  • Patio and Porch Features:Tiered Deck: Yes
  • Lot Features:Rolling Slope: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, No Garage, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 5024842482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 25837.0
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2025 10/14/25 Price Changed $325,000 -11.0% $361 / Sq Ft
08/27/2025 08/27/25 Price Changed $365,000 0.0% $406 / Sq Ft
08/27/2025 08/27/25 For Sale $365,000 -2.7% $406 / Sq Ft
08/25/2025 08/25/25 Off Market $375,000 -- --
07/24/2025 07/24/25 For Sale $375,000 0.0% $417 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $375,000 -6.3% $417 / Sq Ft
08/30/2024 08/30/24 For Sale $400,000 -- $444 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Source: Northern Kentucky Multiple Listing Service

MLS Number: 626089

Northern Kentucky Multiple Listing Service
Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 1350, Owenton, KY

For Sale

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Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 473-9350