$499,000
$30K PRICE DROP

445 Elk Lake Resort Rd Unit 24 Owenton, KY 40359

Estimated payment $3,337/month

Total Views 11,603
4 Beds
2 Baths
864 Sq Ft
$578 Price per Sq Ft

Highlights

  • Docks
  • Lake View
  • Pine Trees
  • Boat Slip
  • Open Floorplan
  • Clubhouse

About This Home

Beautiful 4 BR close to the front gate with large dock located on short cove w/ deep water! This home is open concept on 1st fl, tile floors and tile counters in kitchen w/ stainless steel appliances, 2 bedrooms on main level, walkout from kitchen to large trex deck, concrete driveway, 2 car oversized garage that can be used as a game room, walkout from lower lever to concrete patio, fire pit area, boat lift and dock shed! Great opportunity to start making great memories with family and friends at Elk Lake!
Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 08/29/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1973

Lot Details

  • 0.65 Acre Lot
  • Property fronts a private road
  • Year Round Access
  • Lot Has A Rolling Slope
  • Cleared Lot
  • Pine Trees
  • Wooded Lot
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Metal Roof
  • Vinyl Siding
  • Block And Beam Construction

Interior Spaces

  • 864 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Panel Doors
  • Entryway
  • Family Room
  • Living Room
  • Carpet

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Tile Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Parking

  • Detached Garage
  • Oversized Parking
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Deck
  • Fire Pit
  • Shed

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Hot Water Heating System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-00-024.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1973

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.65
  • Year Built: 1973
  • Lot Size: of record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community'' must have an appointment to be escorted by an agent.''
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: of record
  • General Property Description:Approx SqFt2: 1728.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: Kentucky American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.6451
  • General Property Description:Living Area: 864.0
  • General Property Description:Lot Size Square Feet: 28100.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 075-80-00-024.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Other Structures:Shed(s): Yes
  • Vegetation:Pine Trees: Yes
  • View:TreesWoods: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Roof:Metal3: Yes
  • Roof:Asphalt: Yes
  • Road Frontage Type:Private Road: Yes
  • Road Surface Type:Gravel: Yes
  • View:Lake2: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Tile Counters, Open Floorplan, Eat-in Kitchen, Breakfast Bar, Ceiling Fan(s), Multi Panel Doors
  • Basement: Full Finished Bath, Full, Finished
  • Heating: Hot Water, Forced Air, Electric
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 864.0
  • Window Features: Insulated Windows, Double Hung, Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Interior Features:Tile Counters: Yes

Exterior Features

  • View: Lake, Trees/Woods
  • Roof: Asphalt, Metal, Shingle
  • Lot Features: Cleared, Rolling Slope, Wooded
  • View: Yes
  • Construction Type: Block, Vinyl Siding
  • Exterior Features: Private Yard, Fire Pit, Boat Slip, Dock
  • Foundation Details: Block
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Deck
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Window Features:Double Hung: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rolling Slope: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage, Off Street, Oversized
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Heating:Hot Water: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 502-484-2482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 28100.0
  • Zoning Description: Residential

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2025 10/21/25 Price Changed $499,000 -5.7% $578 / Sq Ft
08/29/2025 08/29/25 For Sale $529,000 -- $612 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635831

Northern Kentucky Multiple Listing Service
Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 24, Owenton, KY

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Nearby Homes
Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 414-8360