$600,000
$25K PRICE DROP

445 Elk Lake Resort Rd Unit 390 Owenton, KY 40359

Estimated payment $4,071/month

Total Views 11,465
4 Beds
3 Baths
2,400 Sq Ft
$250 Price per Sq Ft

Highlights

  • Home Theater
  • Waterfront
  • Clubhouse
  • Lake On Lot
  • Open Floorplan
  • Deck

About This Home

Lakefront Living at Its Finest!
This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks—ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides—partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette—perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 07/11/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1994

Lot Details

  • 0.85 Acre Lot
  • Lot Dimensions are 38'x258'x154'x90'x301'
  • Waterfront
  • Year Round Access
  • Sloped Lot
  • Cleared Lot
  • Partially Wooded Lot

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Metal Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,400 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Sound System
  • Wired For Data
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Non-Functioning Fireplace
  • Fireplace Features Blower Fan
  • Vinyl Clad Windows
  • Insulated Windows
  • Picture Window
  • Pocket Doors
  • French Doors
  • Sliding Doors
  • Panel Doors
  • Family Room
  • Living Room
  • Home Theater
  • Storage Room
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Utility Sink

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms
  • Soaking Tub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Kitchen in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Seasonal Lake or River
  • Lake On Lot
  • Deck
  • Covered Patio or Porch

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 075-80-03-090.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-0014
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1994

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.85
  • Year Built: 1994
  • Lot Size: 38'x258'x154'x90'x301'
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 38'x258'x154'x90'x301'
  • General Property Description:Approx SqFt2: 3192.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: KY American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.845
  • General Property Description:Living Area: 2400.0
  • General Property Description:Lot Size Square Feet: 23229.0
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 075-80-03-090.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Vegetation:Partially Wooded: Yes
  • Percent Basement Finished: Yes
  • Roof:Metal3: Yes
  • Road Surface Type:Gravel: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
  • Basement: Kitchen, Finished, Walk-Out Access
  • Heating: Heat Pump, Forced Air, Electric
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: French Doors, Sliding Doors
  • Fireplace Features: Blower Fan, Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2400.0
  • Window Features: Insulated Windows, Picture Window(s), Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Basement:Walk-Out Access7: Yes
  • Fireplace Features:Inoperable: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Wet Bar5: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Wired for Sound: Yes
  • Fireplace Features:Blower Fan: Yes
  • Basement:Kitchen: Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Roof: Metal
  • Lot Features: Cleared, Sloped, Waterfront, Wooded
  • Construction Type: Concrete, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck, Patio
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Picture Window(s): Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Construction Materials:Concrete: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Waterfront: Yes
  • Door Features:French Doors: Yes
  • Door Features:Sliding Doors: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 5024840014
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 23229.0
  • Zoning Description: Residential

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Price Changed $600,000 -4.0% $250 / Sq Ft
07/11/2025 07/11/25 For Sale $625,000 -- $260 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Similar Homes in Owenton, KY

  • 4845 Claxon Ridge Rd, Owenton, KY 40359

    $539,900

    • 3 Beds
    • 2.5 Baths
    • 1,229 Sq Ft
    • 4845 Claxon Ridge Rd
    • Owenton, KY

    Been looking for that dream log home with wooded acreage to hunt, don't miss your chance to see this one!!! Beautiful hardwoods on this property. Complete exterior of Log Home was caulked, stained and sealed last year (Should be good for years to come). New sliding tract door and new window screens. Stainless steel kitchen appliances stay, front load washer and dryer are also included. Lower

    Jim Schack RE/MAX Victory + Affiliates

    Section Image
  • 265 Longridge Ln, Owenton, KY 40359

    $649,900

    • 4 Beds
    • 4 Baths
    • 265 Longridge Ln
    • Owenton, KY

    This exquisite 4-bedroom, 2-full and 2-half bathroom custom home offers the perfect blend of style, comfort, and functionality. Built in 2023, the home features top-of-the-line finishes, including sleek quartz solid surface countertops, a spacious kitchen island, soft-close kitchen cabinets, and a large walk-in pantry for all your culinary needs. The open-concept design flows seamlessly into the

    Bentley Bush Bush Realty

    Section Image
  • 905 Jonesville Rd, Owenton, KY 40359

    $639,900

    • 3 Beds
    • 2 Baths
    • 1,340 Sq Ft
    • 905 Jonesville Rd
    • Owenton, KY

    Welcome to this exceptional 50+/- acre farm offering the perfect mix of function, beauty, and lifestyle. Approximately 30 acres are in mixed hay and pasture, with the balance wooded—ideal for deer and turkey hunting. A pond and a larger farm lake add both charm and utility to the landscape.Equestrian and farming enthusiasts will appreciate the 40x60 metal pole barn, a classic tobacco barn

    Bentley Bush Bush Realty

    Section Image
  • 2200 Kays Branch Rd, Owenton, KY 40359

    $450,000

    • 4 Beds
    • 2 Baths
    • 1,800 Sq Ft
    • 2200 Kays Branch Rd
    • Owenton, KY

    Built different—and built smart. This custom 4-bedroom ranch on over 20 wooded acres in Owen County is more than a home—it's a retreat, a workshop, and a quiet escape all in one. Thoughtfully designed with block framing and concrete board inside and out, wrapped around 2x4 interior construction, it's super insulated for whisper-quiet living and lower utility bills. Inside, no interior walls are

    Kyle Art RE/MAX Victory + Affiliates

    Section Image
  • 445 Elk Lake Resort Rd Unit 24, Owenton, KY 40359

    $529,000

    • 4 Beds
    • 2 Baths
    • 864 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 24
    • Owenton, KY

    Beautiful 4 BR close to the front gate with large dock located on short cove w/ deep water! This home is open concept on 1st fl, tile floors and tile counters in kitchen w/ stainless steel appliances, 2 bedrooms on main level, walkout from kitchen to large trex deck, concrete driveway, 2 car oversized garage that can be used as a game room, walkout from lower lever to concrete patio, fire pit

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 445 Elk Lake Resort Rd Unit 1406-1407, Owenton, KY 40359

    $600,000

    • 3 Beds
    • 2.5 Baths
    • 445 Elk Lake Resort Rd
    • Unit 1406-1407
    • Owenton, KY

    Stunning 3 BR log cabin cottage on 2 water lots close to the water! This well built 4 seasons home features 2 1/2 baths, beautiful hard wood floors, open concept with vaulted ceilings, wood beams, stainless steel appliances, granite counters, primary BR on 1st floor, liv. rm walkout to huge screened in covered patio w/ tile floor connected to a large deck that over looks the water and dock!

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 1015 Red Hawk Ln, Owenton, KY 40359

    $599,000

    • 3 Beds
    • 2 Baths
    • 1,680 Sq Ft
    • 1015 Red Hawk Ln
    • Owenton, KY

    Live the lakefront dream in this stunning 3-bedroom, 2-bath home with 2 lake front lots located in the exclusive gated community of Elk Lake Resort! Every room offers breathtaking views of the water and walk-out access, bringing the outdoors in with ease. Cathedral ceilings create a sense of openness and light, with an impressive bonus room featuring soaring ceilings and walls of windows—perfect

    Melinda Hearne Ashcraft Real Estate Services

    Section Image
  • 3680 Highway 127 N, Owenton, KY 40359

    $525,000

    • 2 Beds
    • 1.5 Baths
    • 3680 Highway 127 N
    • Owenton, KY

    Unique barndominium on 3+ acres offering lots of space inside and out. Has garage and lots of parking great for social gatherings. Gorgeous well-kept setting close to town yet out in the country. Immaculent inside with open kitchen/ family room/ dining areas. Has 2 bedrooms plus an office. Full covered porch wraps the home offering views of the countryside. Owner will welcome visitors for

    Mike Melton Melton Real Estate LLC

    Section Image
  • 255 Squiresville Rd, Owenton, KY 40359

    $599,000

    • 4 Beds
    • 3 Baths
    • 2,336 Sq Ft
    • 255 Squiresville Rd
    • Owenton, KY

    Situated on a sprawling 2.5 acre lot, this remarkable property features over 3500 square feet of meticulously crafted living space, ensuring that every corner of this home is optimized for your lifestyle. Step inside to discover a open floor plan designed to maximize both space and natural light. The main level boats a spacious living area with large windows. The seamless flow between the living

    Taylor Marshall Marshall Lane Real Estate

    Section Image
See All Homes in Owenton

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634268

Northern Kentucky Multiple Listing Service
Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 390, Owenton, KY

This home is located at 445 Elk Lake Resort Rd Unit 390, Owenton, KY 40359 and is currently priced at $600,000, approximately $250 per square foot. This property was built in 1994. 445 Elk Lake Resort Rd Unit 390 is a home located in Owen County with nearby schools including Owen County Primary School, Maurice Bowling Middle School, and Owen County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Nearby Homes
Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 726-0333