$399,000
$26K PRICE DROP

445 Elk Lake Resort Rd Unit 45 Owenton, KY 40359

Estimated payment $2,723/month

Total Views 17,068
4 Beds
2 Baths
1,271 Sq Ft
$314 Price per Sq Ft

Highlights

  • Docks
  • Lake On Lot
  • Waterfront
  • Boat Slip
  • Lake View
  • Open Floorplan

About This Home

Completely remodeled lake home on a private, wooded and cleared lot! This 4-bedroom, 2-full bath home has been freshly painted inside and out and features luxury vinyl flooring, a brand-new kitchen with new appliances, and a metal roof. Enjoy the convenience of a full en suite bath in the primary bedroom and a brand-new HVAC system for year-round comfort. Outside, the property offers a newer dock with a covered boat slip, a huge storage shed, and a very gradual slope to the water—perfect for easy lake access. Located close to the front gate, this property offers the perfect blend of seclusion and accessibility. Move-in ready and packed with upgrades—just bring your boat and start living the lake life!
Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline &1300 lots!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 06/27/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1976

Lot Details

  • 0.57 Acre Lot
  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Sloped Lot
  • Wooded Lot
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Metal Roof
  • Wood Siding
  • Block And Beam Construction

Interior Spaces

  • 1,271 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Sliding Windows
  • Wood Frame Window
  • Panel Doors
  • Family Room
  • Living Room
  • Storage
  • Lake Views
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Electric Cooktop
  • Dishwasher

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Lake On Lot
  • Deck
  • Covered Patio or Porch
  • Fire Pit

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-00-045.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1976

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.57
  • Year Built: 1976
  • Lot Size: Of Record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
  • Architectural Style: Contemporary
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 24776.0
  • Cooling:Central Air: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Southern States
  • Water Company: Kentucky American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.5688
  • General Property Description:Living Area: 1271.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 075-80-00-045.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Percent Basement Finished: Yes
  • Roof:Metal3: Yes
  • Road Frontage Type:Private Road: Yes
  • Road Surface Type:Gravel: Yes
  • Architecture:Contemporary: Yes
  • View:Lake2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Storage, Open Floorplan, Ceiling Fan(s), Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Finished, Walk-Out Access
  • Heating: Propane, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Cooktop, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 1271.0
  • Window Features: Slider Window(s), Wood Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Basement:Walk-Out Access7: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Luxury Vinyl Flooring2: Yes

Exterior Features

  • View: Lake
  • Roof: Metal
  • Lot Features: Sloped, Waterfront, Wooded
  • View: Yes
  • Construction Type: Block, Wood Siding
  • Exterior Features: Private Yard, Fire Pit, Boat Slip, Dock
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Sloped: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:Wood Siding: Yes
  • Window Features:Wood Frames: Yes
  • Window Features:Slider Window(s): Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Propane4: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 5024842482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 24776.93
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Price Changed $399,000 -3.9% $314 / Sq Ft
07/30/2025 07/30/25 Price Changed $415,000 -2.4% $327 / Sq Ft
06/27/2025 06/27/25 For Sale $425,000 -- $334 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633837

Northern Kentucky Multiple Listing Service
Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 45, Owenton, KY

This home is located at 445 Elk Lake Resort Rd Unit 45, Owenton, KY 40359 and is currently priced at $399,000, approximately $313 per square foot. This property was built in 1976. 445 Elk Lake Resort Rd Unit 45 is a home located in Owen County with nearby schools including Owen County Primary School, Maurice Bowling Middle School, and Owen County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

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Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 325-3533