$425,000

445 Elk Lake Resort Rd Unit 45 Owenton, KY 40359

Estimated payment $2,992/month

Total Views 35
4 Beds
2 Baths
1,440 Sq Ft
$295 Price per Sq Ft

Highlights

  • Docks
  • Lake On Lot
  • Waterfront
  • Boat Slip
  • Lake View
  • Open Floorplan

About This Home

Completely remodeled lake home on a private, wooded and cleared lot! This 4-bedroom, 2-full bath home has been freshly painted inside and out and features luxury vinyl flooring, a brand-new kitchen with new appliances, and a metal roof. Enjoy the convenience of a full en suite bath in the primary bedroom and a brand-new HVAC system for year-round comfort. Outside, the property offers a newer dock with a covered boat slip, a huge storage shed, and a very gradual slope to the water—perfect for easy lake access. Located close to the front gate, this property offers the perfect blend of seclusion and accessibility. Move-in ready and packed with upgrades—just bring your boat and start living the lake life!
Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approx. 255 ac. with 14 miles of shoreline &1300 lots!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 06/27/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1976

Lot Details

  • 0.57 Acre Lot
  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Sloped Lot
  • Wooded Lot
  • Private Yard

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Metal Roof
  • Wood Siding
  • Block And Beam Construction

Interior Spaces

  • 1,440 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Sliding Windows
  • Wood Frame Window
  • Panel Doors
  • Family Room
  • Living Room
  • Storage
  • Electric Dryer Hookup
  • Lake Views
  • Finished Basement
  • Walk-Out Basement

Kitchen

  • Electric Cooktop
  • Dishwasher

Flooring

  • Concrete
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Lake On Lot
  • Deck
  • Covered patio or porch
  • Fire Pit

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-00-045.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1976

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.57
  • Year Built: 1976
  • Lot Size: Of Record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
  • Architectural Style: Contemporary
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 24776.0
  • Cooling:Central Air: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Southern States
  • Water Company: Kentucky American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.5688
  • General Property Description:Living Area: 1440.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 075-80-00-045.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Percent Basement Finished: Yes
  • Roof:Metal3: Yes
  • Road Frontage Type:Private Road: Yes
  • Road Surface Type:Gravel: Yes
  • Architecture:Contemporary: Yes
  • View:Lake2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Storage, Open Floorplan, Ceiling Fan(s), Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Finished, Walk-Out Access
  • Heating: Propane, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Cooktop, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 1440.0
  • Window Features: Slider Window(s), Wood Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Basement:Walk-Out Access7: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Luxury Vinyl Flooring2: Yes

Exterior Features

  • View: Lake
  • Roof: Metal
  • Lot Features: Sloped, Waterfront, Wooded
  • View: Yes
  • Construction Type: Block, Wood Siding
  • Exterior Features: Private Yard, Fire Pit, Boat Slip, Dock
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Sloped: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:Wood Siding: Yes
  • Window Features:Wood Frames: Yes
  • Window Features:Slider Window(s): Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Propane4: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 5024842482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 24776.93
  • Zoning Description: Residential

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 For Sale $425,000 -- $295 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Similar Homes in Owenton, KY

  • 445 Elk Lake Resort Rd Unit 67-69, Owenton, KY 40359

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,853 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 67-69
    • Owenton, KY

    PRICE REDUCED!!! LAKEFRONT!!! NO WAKE COVE!! 1.6 ACRE LOT, OVER 200'OF SHORELINE, OPEN FLOOR PLAN, 4BR, 2 FULL BATHS, FIREPLACE, HARDWOOD FLOORS, NEWLY UPDATED LOWER LEVEL. CIRCLE DRIVEWAY, COVERED DOCK WITH STORAGE. TURN KEY PROPERTY: FURNITURE and UTV INCUDED IN SALE... ELK LAKE is a GATED COMMUNITY. Elk Lake HOA Initiation Fee of $3500. Annual Dues are $2500. Elk Lake information: 255 acre

    John Ashcraft Ashcraft Real Estate Services

    Section Image
  • 325 Old New Liberty Rd, Owenton, KY 40359

    $444,900

    • 4 Beds
    • 3 Baths
    • 325 Old New Liberty Rd
    • Owenton, KY

    Charming Custom Brick Home - Spacious, Versatile, and Full of Potential!Welcome to this stunning custom brick home, perfectly nestled on a spacious, level lot just a couple of miles from Owenton. Boasting 4 generous bedrooms, 3 full bathrooms, and an array of desirable features, this home offers both comfort and style for your growing family.As you step inside, you're greeted by a grand entry

    Bentley Bush Bush Realty

    Section Image
  • 6490 Gratz Rd, Owenton, KY 40359

    $419,900

    • 4 Beds
    • 2.5 Baths
    • 6490 Gratz Rd
    • Owenton, KY

    42 Acres with Lake, Farmhouse, Woods & New Pole Barn - A Rare Countryside Retreat!Welcome to your dream homestead or private getaway! This stunning 42-acre property offers the perfect mix of natural beauty, rustic charm, and future potential. Featuring a lake, 28 acres of mature woods, a traditional farmhouse, and a 2-year-old 30x60 metal pole barn, this property is ideal for recreation, living,

    Bentley Bush Bush Realty

    Section Image
  • 2200 Kays Branch Rd, Owenton, KY 40359

    $450,000

    • 4 Beds
    • 2 Baths
    • 1,800 Sq Ft
    • 2200 Kays Branch Rd
    • Owenton, KY

    Built different—and built smart. This custom 4-bedroom ranch on over 20 wooded acres in Owen County is more than a home—it's a retreat, a workshop, and a quiet escape all in one. Thoughtfully designed with block framing and concrete board inside and out, wrapped around 2x4 interior construction, it's super insulated for whisper-quiet living and lower utility bills. Inside, no interior walls are

    Kyle Art RE/MAX Victory + Affiliates

    Section Image
  • 445 Elk Lake Resort Rd Unit 1002-1003, Owenton, KY 40359

    $500,000

    • 3 Beds
    • 2 Baths
    • 1,062 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 1002-1003
    • Owenton, KY

    Gorgeous 3 BR cottage on 2 lots located near the end of a deep-water cove! Enter this home through the Sellers favorite room, an oversized screened in porch with incredible views all around! There are 2 separate doors to enter kitchen area or living room! Kitchen is equipped with stainless steel appliances, granite counters, coffee/dry bar & breakfast bar counter opens up to the living room with

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 445 Elk Lake Resort Rd Unit 799, Owenton, KY 40359

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,630 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 799
    • Owenton, KY

    Charming 3 BR w/ sleeping area that sleeps up to 6 located on a cul-de-sac! This home is on the main lake with deep water, kitchen is on lower-level w/ open concept to living that is equipped w/ gas fireplace and walkout to covered concrete patio! The 3 bedrooms and sleeping area for up to 6 are located on the 1st fl & 2 full baths/ 1st fl and lower level! Also, there are 2 sheds for storage and

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 445 Elk Lake Resort Rd Unit 10, Owenton, KY 40359

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,740 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 10
    • Owenton, KY

    Charming 3 BR lake cottage close to front entrance located on a short cove w/ deep water! Home features a large 1/2 circle driveway with ample parking where you can park next to front porch to make loading and unloading easy! Walk into 1st floor huge kitchen area w/ island, hardwood floors throughout most of main floor & open concept to a large living room equipped with gas fireplace & walkout to

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 445 Elk Lake Resort Rd Unit 1350, Owenton, KY 40359

    $375,000

    • 3 Beds
    • 1.5 Baths
    • 900 Sq Ft
    • 445 Elk Lake Resort Rd
    • Unit 1350
    • Owenton, KY

    Charming 3 BR cottage on main part of lake with gradual slope to the water & approx. 900 sq ft of living space! This home features beautiful hrdwd flrs on most of the 1st flr, annex that could be an additional 4th bedroom w/ hrdwd flrs and 1/2 bath, electric fireplace, walkout from living room to a tiered deck, fire pit area, dock, boat slips, covered dock area w/ bar and mini fridge! The views

    Pat Tenoever Sibcy Cline, REALTORS-Florence

    Section Image
  • 518 Elk Lake, Owenton, KY 40359

    $400,000

    • 2 Beds
    • 2 Baths
    • 1,872 Sq Ft
    • 518 Elk Lake
    • Owenton, KY

    Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift—perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.''

    Melinda Hearne Ashcraft Real Estate Services

    Section Image
See All Homes in Owenton

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633837

Northern Kentucky Multiple Listing Service

Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 45, Owenton, KY

This home is located at 445 Elk Lake Resort Rd Unit 45, Owenton, KY 40359 and is currently priced at $425,000, approximately $295 per square foot. This property was built in 1976. 445 Elk Lake Resort Rd Unit 45 is a home located in Owen County with nearby schools including Owen County Primary School, Maurice Bowling Middle School, and Owen County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Nearby Homes
Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 325-3533