$310,000
SOLD AUG 29, 2025

445 Elk Lake Resort Rd Unit 67-69 Owenton, KY 40359

4 Beds
2 Baths
1,853 Sq Ft
1.68 Acres

Recently Sold

$167 Per Sq Ft

17% Below List Price

507 Days on Market

Highlights

  • Docks
  • Lake View
  • Deck
  • Lake On Lot
  • Waterfront
  • Ranch Style House

About This Home

As of August 2025

PRICE REDUCED!!! LAKEFRONT!!! NO WAKE COVE!! 1.6 ACRE LOT, OVER 200'OF SHORELINE, OPEN FLOOR PLAN, 4BR, 2 FULL BATHS, FIREPLACE, HARDWOOD FLOORS, NEWLY UPDATED LOWER LEVEL. CIRCLE DRIVEWAY, COVERED DOCK WITH STORAGE. TURN KEY PROPERTY: FURNITURE and UTV INCUDED IN SALE...
ELK LAKE is a GATED COMMUNITY. Elk Lake HOA Initiation Fee of $3500. Annual Dues are $2500.
Elk Lake information: 255 acre lake- 17 acre reservoir(Deer Lake) -14 miles of shoreline- 17 miles of road- 1300 lots -app. 400 property owners

Last Agent to Sell the Property

John Ashcraft

Ashcraft Real Estate Services License #203605 Listed on: 03/03/2024

Co-Listed By

Kurt Saalfeld

RE/MAX Victory + Affiliates License #275665

Last Buyer's Agent

Melinda Hearne

Ashcraft Real Estate Services License #221786

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 1.68 Acre Lot
  • Lot Dimensions are 208'x344'x208'x357'
  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Sloped Lot
  • Cleared Lot
  • Partially Wooded Lot
  • 67,68,69

HOA Fees

  • $208 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,853 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Insulated Windows
  • Window Treatments
  • Pocket Doors
  • Great Room
  • Family Room
  • Lake Views
  • Finished Basement
  • Walk-Out Basement
  • Electric Oven

Flooring

  • Wood
  • Carpet
  • Vinyl Plank
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Washer and Electric Dryer Hookup

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Docks
  • Lake On Lot
  • Deck
  • Covered Patio or Porch
  • Outdoor Storage

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 075-80-00-067.00

Community Details

Overview

  • Association fees include association fees, management, security
  • Elk Lake Property Owners Association, Phone Number (502) 484-0014

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.68
  • Year Built: 1997
  • Lot Size: 208'x344'x208'x357'
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: o432500216
  • Co List Office Phone: 859-372-6000
  • Ownership: Consumer
  • Directions: HWY 330-1883-Elk Lake(Beach Rd)-Dogwood
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: Elk Lake
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 208'x344'x208'x357'
  • General Property Description:Approx SqFt2: 1853.0
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Water Company: American Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 1.676
  • General Property Description:Living Area: 1853.0
  • General Property Description:Lot Size Square Feet: 73008.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 075-80-00-067.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 1
  • Laundry Features:Lower Level: Yes
  • Vegetation:Partially Wooded: Yes
  • Percent Basement Finished: Yes
  • Road Frontage Type:Private Road: Yes
  • View:Lake2: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Cathedral Ceiling(s), Ceiling Fan(s), Recessed Lighting
  • Basement: Finished, Walk-Out Access
  • Heating: Heat Pump
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Oven, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1853.0
  • Window Features: Insulated Windows
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Walk-Out Access7: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Pocket Door(s): Yes
  • Basement:Vinyl Flooring8: Yes

Exterior Features

  • View: Lake
  • Roof: Shingle
  • Lot Features: Cleared, Sloped, Waterfront
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Dock
  • Foundation Details: Block
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Deck, Patio
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Elk Lake Property Owners Association
  • Association Information:Association Management Phone 1: 502-484-0014
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes

Fee Information

  • Association Fee Includes: Association Fees, Management, Security

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 73008.0
  • Additional Parcels Description: 67,68,69
  • Zoning Description: Residential

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $310,000 -17.3% $167 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
01/25/2025 01/25/25 For Sale $375,000 +21.0% $202 / Sq Ft
12/31/2024 12/31/24 Off Market $310,000 -- --
10/17/2024 10/17/24 Price Changed $375,000 -12.8% $202 / Sq Ft
06/06/2024 06/06/24 For Sale $429,900 +38.7% $232 / Sq Ft
06/03/2024 06/03/24 Off Market $310,000 -- --
04/29/2024 04/29/24 Price Changed $429,900 -10.3% $232 / Sq Ft
03/27/2024 03/27/24 Price Changed $479,000 -4.0% $258 / Sq Ft
03/04/2024 03/04/24 For Sale $499,000 -- $269 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 620928

Northern Kentucky Multiple Listing Service