$299,000
PENDING $101K PRICE DROP

445 Elk Lake Resort Rd Unit 799 Owenton, KY 40359

Estimated payment $2,079/month

Total Views 30,094
3 Beds
2 Baths
1,630 Sq Ft
$183 Price per Sq Ft

Highlights

  • Docks
  • Lake On Lot
  • Waterfront
  • Boat Slip
  • Lake View
  • Open Floorplan

About This Home

Charming 3 BR w/ sleeping area that sleeps up to 6 located on a cul-de-sac! This home is on the main lake with deep water, kitchen is on lower-level w/ open concept to living that is equipped w/ gas fireplace and walkout to covered concrete patio! The 3 bedrooms and sleeping area for up to 6 are located on the 1st fl & 2 full baths/ 1st fl and lower level! Also, there are 2 sheds for storage and a gravel path down to dock w/ a covered boat slip! Great opportunity to start making great memories with family and friends at Elk Lake! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

Listing Agent

Pat Tenoever

Sibcy Cline, REALTORS-Florence License #251387 Listed on: 03/05/2025

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Lot Details

  • Waterfront
  • Property fronts a private road
  • Year Round Access
  • Sloped Lot
  • Cleared Lot

HOA Fees

  • $208 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Lake
  • Woods

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding
  • Block And Beam Construction

Interior Spaces

  • 1,630 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Gas Fireplace
  • Vinyl Clad Windows
  • Sliding Windows
  • Family Room
  • Living Room
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Stacked Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Kitchen in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Boat Slip
  • Docks
  • Seasonal Lake or River
  • Lake On Lot
  • Patio
  • Shed

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 075-80-07-009.00

Community Details

Overview

  • Association fees include association fees, ground maintenance, management, security, snow removal, trash
  • Elpoa Association, Phone Number (502) 484-2482
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Trails
  • Snow Removal

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size: Of Record
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Of Record
  • Remarks Misc:Agent Only Remarks: Property being Sold 'AS IS'...Please submit offers to ptenoever@sibcycline.com. ***There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Utilities Gas Company: Southern States
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1630.0
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 075-80-07-009.00
  • Foundation:Block4: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Roof:Asphalt: Yes
  • Road Frontage Type:Private Road: Yes
  • Utilities:Propane3: Yes
  • Architecture:Cottage: Yes
  • Road Surface Type:Gravel: Yes
  • View:Lake2: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Open Floorplan, Eat-in Kitchen
  • Basement: Kitchen, Full Finished Bath, Fireplace(s), Full, Finished, Storage Space, Walk-Out Access
  • Heating: Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Electric Cooktop
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1630.0
  • Window Features: Slider Window(s), Vinyl Frames
  • Full Basement: Yes
  • Interior Features:Open Floorplan: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Basement:Fireplace(s)7: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Storage Space: Yes
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Kitchen: Yes

Exterior Features

  • View: Lake, Trees/Woods
  • Roof: Asphalt, Shingle
  • Lot Features: Cleared, Sloped, Waterfront
  • View: Yes
  • Construction Type: Aluminum Siding, Block
  • Exterior Features: Boat Slip, Dock
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Construction Materials:Block3: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Slider Window(s): Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes
  • Lot Features:Lake On Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane
  • Heating:Forced Air: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: ELPOA
  • Association Information:Association Management Phone 1: 5024842482
  • Association Information:Total Yearly Fees: 2500.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 2500.0
  • Association Information:Association Fee Frequency: Annually
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Trail(s): Yes
  • Association Amenities:Lake Year Round: Yes
  • Association Fee Includes:Security2: Yes
  • Association Amenities:Lake Seasonal: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/26/2025 10/26/25 Pending -- -- --
10/04/2025 10/04/25 For Sale $299,000 0.0% $183 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
09/10/2025 09/10/25 Price Changed $299,000 -14.6% $183 / Sq Ft
06/03/2025 06/03/25 Price Changed $350,000 -12.5% $215 / Sq Ft
03/05/2025 03/05/25 For Sale $400,000 -- $245 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630356

Northern Kentucky Multiple Listing Service
Kentucky Owen County Owenton 40359

445 Elk Lake Resort Rd Unit 799, Owenton, KY

Pending

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Pat Tenoever
Listing Agent
Pat Tenoever
Section Image
Sibcy Cline, REALTORS-Florence
(502) 385-4174