NOT LISTED FOR SALE

445 Monterey Dr Aptos, CA 95003

Rio del Mar Neighborhood

Estimated Value: $1,621,000 - $1,648,701

4 Beds
3 Baths
2,476 Sq Ft
$660/Sq Ft Est. Value

About This Home

Beautifully maintained and topped with a new roof, this Aptos home perfectly captures the easy rhythm of coastal living. Mornings begin with ocean views from your private deck and the sound of birds drifting in from Monterey Bay. Evenings invite you to unwind, whether thats soaking in the backyard hot tub or entertaining on the front balcony under the stars. The main floor brings everyone together with a gourmet kitchen that opens to inviting living and dining areas, while two guest rooms and a shared bath offer space and privacy for visitors. Upstairs, two stunning primary suites steal the show, one with a cozy sitting area, the other featuring its own ocean-facing deck. Each suite includes an en suite bath with heated floors that make every morning feel like a retreat. Just minutes from the beach, Deluxe Foods, favorite Aptos restaurants like The Hideout and Mentone, Seascape Tennis Club, and top-rated local schools. Paradise really is this close to home.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 25, 2012
Sold by
Dundurs Juris and Estrella Karen
Bought by
Dundurs Karen Estrella and The Karen Estrella Revocable T
Current Estimated Value
$1,634,175

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$374,000
Outstanding Balance
$259,021
Interest Rate
3.74%
Mortgage Type
New Conventional
Estimated Equity
$1,375,154

Purchase Details

Closed on
Mar 3, 2011
Sold by
Estrella Karen and Karen Estrella Revocable Trust
Bought by
Dundurs Karen Estrella and Karen Estrella Revocable Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
4.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2011
Sold by
Dundurs Juris
Bought by
Estrella Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
4.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 10, 2011
Sold by
Wells Fargo Bank Na
Bought by
Estrella Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
4.84%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 2010
Sold by
Weston Kathleen
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Apr 9, 2007
Sold by
Weston Kathleen
Bought by
Weston Kathleen and Kathleen Weston Living Trust O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$657,800
Interest Rate
6.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 27, 2007
Sold by
Weston Kathleen and Kathleen Weston Living Trust O
Bought by
Weston Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$657,800
Interest Rate
6.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 2005
Sold by
Weston Kathleen
Bought by
Weston Kathleen and Kathleen Weston Living Trust

Purchase Details

Closed on
May 18, 2001
Sold by
Sampaio Mark A and Sampaio Natalie M
Bought by
Weston Kathleen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$639,000
Interest Rate
7.06%
Mortgage Type
Stand Alone First
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dundurs Karen Estrella -- Stewart Title Of California
Dundurs Juris -- Stewart Title Of California
Dundurs Karen Estrella -- None Available
Estrella Karen -- Chicago Title Company
Estrella Karen $545,000 Chicago Title Company
Wells Fargo Bank Na $582,795 Accommodation
Weston Kathleen -- None Available
Weston Kathleen -- Santa Cruz Title Company
Weston Kathleen -- --
Weston Kathleen $639,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dundurs Juris $374,000
Closed Estrella Karen $380,000
Previous Owner Weston Kathleen $657,800
Previous Owner Weston Kathleen $639,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2025 11/26/25 Price Changed $1,645,000 -0.3% $664 / Sq Ft
10/24/2025 10/24/25 For Sale $1,650,000 -- $666 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,410 $384,714 $187,666 $197,048
2023 $5,260 $369,774 $180,378 $189,396
2022 $5,119 $362,522 $176,840 $185,682
2021 $4,888 $355,416 $173,374 $182,042
2020 $4,797 $351,772 $171,596 $180,176
2019 $4,707 $344,874 $168,232 $176,642
2018 $4,571 $338,110 $164,932 $173,178
2017 $4,519 $331,482 $161,698 $169,784
2016 $4,414 $324,982 $158,528 $166,454
2015 $4,337 $320,100 $156,146 $163,954
2014 $4,227 $313,830 $153,088 $160,742
Source: Public Records

Agents Affiliated with this Home

  • Ben Strock

    Seller's Agent in 2025

    Ben Strock

    eXp Realty of California Inc

    (831) 247-0922

    68 in this area

    369 Total Sales

    Ben Strock
    Section Image
  • Jody Muller

    Seller Co-Listing Agent in 2025

    Jody Muller

    eXp Realty of California Inc

    (831) 818-0521

    20 in this area

    42 Total Sales

    Jody Muller
    Section Image
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Map

California Santa Cruz County Aptos 95003 Rio del Mar

445 Monterey Dr, Aptos, CA

Not Listed for Sale

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